Posted by JulieD/KS on 12/21/09 4:28pm
Msg #315247
Pacific Documents
I inadvertantly accepted a loan modification today while I was elbow deep in preparing Chex Mix. I then discovered it was Pacific Docs. I immediately responded to the email and said that because of their poor payment history, I would not take the job. Paul Gambs immediately called and said he would Paypal the money. I reluctantly said Okay. He did paypal the money, although Paypal withheld fees from it, so it wasn't the full amount. I have emailed twice about it...no response. Funny that when they need ME, they call immediately. When I need them, no response.
I looked again here at NotRot and have been reading all the postings about him...and again I feel it is WRONG to help keep this man in business. So, I called and cancelled. I will have to call the borrower and tell her...but don't know what I will say. "The signing service is a deadbeat and I won't be a party to any job coming through them"? No...I can't say that! Maybe I'll say I broke my leg!
I have turned down quite a few signings from companies that stiff my peers....and I almost let myself get sucked into this one, but the bottom line is, even if he pays me in advance...if he hasn't paid all of YOU, then I don't want to be on his team. He's a loser. So, Paul, keep your money. Pay off some of these folks you owe.
Julie in KS
| Reply by Philip Johnson on 12/21/09 4:44pm
Msg #315249
He did what you asked and then you backed out.
Goodness knows he and I don't see eye to eye on anything and he has called me innumerable times to tell me so. In this case he did what you told him to do and then you back out and call him names.
Sorry Julie you don't come off looking too good on this one. You were paid ( I understand the paypal fees) the fee you asked for and then decided that wasn't good enough.
| Reply by Todd/OH on 12/21/09 4:50pm
Msg #315250
Re: He did what you asked and then you backed out.
I agree with Julie. There are other notaries who have worked for this company and haven't received their fees. She's doing what she thinks is morally right.
| Reply by jba/fl on 12/21/09 6:59pm
Msg #315269
I'll stand in Julie's corner also- moral, ethical stance all
I have never worked for him, and don't ever hope to work for him. If I was unsure at the time of acceptance and later found who I was dealing with to be not of the highest calibre then I also would return the order, and have on 2 occassions, stating exactly why.
At this point, he put the money into Paypal, he can grab it back easily enough, if he hasn't already. And with Julie's ethics she will see to it anyway I feel certain.
| Reply by Shoshana/AZ on 12/21/09 4:58pm
Msg #315251
Paypal deducts 5%. So, you should have added that to the fee.
I don't know how much he paid you. But, if for example it was $100, so it cost you $5. Not a biggie in my book. he gave you what you asked for.
| Reply by JulieD/KS on 12/21/09 5:06pm
Msg #315255
This can spin any way you all want to spin it.
I cancelled immediately when I learned it was a Paul Gambs' job. HE is the one who immediately called ME and talked me into taking the job....and said he'd even pay me upfront via Paypal.
I didn't ask to be paid upfront. I told him I didn't want the job. He and his assistant tend to put all you NotRoters down...and say that you have all been paid but haven't updated your information. And, they wanted to know how do I know that what you all say is correct?
Yes...I should've stuck to my guns but any of you who have talked to him on the phone know that it's hard to say much.
Am I going to lose sleep because I pulled out on him? NOT ONE WINK. Even if I did do him dirty. What goes around, comes around. And yes, I will send him back his $38.54. I'm going to let the title company know why I pulled out.
MY BAD.
| Reply by SueW/Tn on 12/21/09 5:47pm
Msg #315261
$38.54??????? n/m
| Reply by JulieD/KS on 12/21/09 5:50pm
Msg #315263
Re: $38.54???????
It was supposed to be $40 for 4 pages. Not very much, is it?
| Reply by SueW/Tn on 12/21/09 6:10pm
Msg #315265
I dunno, depends on distance involved n/m
| Reply by desktopfull on 12/21/09 7:57pm
Msg #315274
You were not a victim here, and nothing you are saying justifies your unprofessional behavior. He paid a fee for depositing the money into your paypal account, of which you obviously had to provide the information for him to do so, and since you have a paypal account you know that they charge you a fee. If you didn't want the job you should have said so and hung up the phone.
Regardless of his past performance he did exactly what you both agreed upon and you are definite in the wrong here. If you contact the TC as you state you plan to do I hope you have good liability insurance. Otherwise, I would be careful contacting the TC concerning a loan that you didn't close, to bad mouth the signing service they hired. Especially since it's someone that paid you in advance for services you did not perform. Not being an attorney or giving legal advise here, but slander and liable do come to mind.
| Reply by jba/fl on 12/21/09 11:12pm
Msg #315331
And lest we forget what primordial ooze we are dealing
with here,
"He and his assistant tend to put all you NotRoters down...and say that you have all been paid but haven't updated your information. And, they wanted to know how do I know that what you all say is correct?"
He is so full of misinformation, twisting and turning for his own benefit always - and now this cry for justice for one who cannot recognize the word and live by it? Satanic verses (prose), indeed.
| Reply by Chrissy/NC on 12/21/09 6:47pm
Msg #315267
You know back in the day he was always a little slow to pay but always paid. I do not know what is going on with this company but it must be hard times. I can not accept another job from them as well. It becomes difficult to ask for money I earned.
| Reply by JamesLee/VA on 12/21/09 6:58pm
Msg #315268
I did a closing for them They PayPal paid me first. The borrower actually rescinded and I still got to keep my money. They did not reverse it. If they PayPal me the money I will take it.
Anyone else have a bad PayPal ordeal with him?
| Reply by Margie Pratl on 12/21/09 7:09pm
Msg #315270
Well after reading about Pacific Documents today I just received a call to do a loan modification in the next 4 days. I spoke to a gal and I stated I did not like the right ups on N.R. and she stated they could do Paypal. I turned it down.
| Reply by Pacific Document Services on 12/21/09 7:24pm
Msg #315273
...this is what this chat room has turned into.....11 post's here and from notaries that have not done 1 DEAL with us and they are debating about $1.46...WOW, yes we have had issues, but we have been in business for going on 18 years now, common people, i may sure that every person is paid...period!!
| Reply by Todd/OH on 12/21/09 8:23pm
Msg #315282
There is something called
a reputation that the notary community reads about. If an experience sounds negative, I would'nt want a similar experience.
Pacific Document Services, I bet 90% of the notary community on this site that has read about your firm won't work with you because of the 10% that has worked with your firm. Those aren't good odds.
Also, being business professionals in a firm for 18 years, it's expected that your leader should at least write with good grammar. That wasn't demonstrated in the last posting. That shows lack of professionalism. The last bully call from your firm to me demonstrated and supported the fact that there is a lack of professionalism.
Your organization should run the way it sees fit. However, there is behavior exhibited that makes many notaries less than comfortable in potentially working with your firm.
Your blocking me prevents me from sending this privately. So be it.
Please think about this.
| Reply by John Schenk on 12/21/09 8:49pm
Msg #315288
Re: Pacific Documents n/m
| Reply by John Schenk on 12/21/09 9:09pm
Msg #315290
"Common People?"
You have a less than stellar payment history and you want to call us "Common People?"
We are anything but "Common People." We are commissioned public officers, and your company has a poor reputation here. You evidently need to learn some communication business skills, in addition to learning some bookkeeping skills. I don't know you, never worked for you, but I don't like you based upon your ridiculous comment on this forum. Nothing like endearing yourself to the notary community with a very unprofessional comment. Think about it. It was a stupid statement, wasn't it? I bet you wish you could take it back, if you really thought about it.
It's one thing to get in a bind and get behind. It's how you handle it that makes a difference. You may have a company that's been around for 18 years, but notaries, TODAY, want to know how someone is paying. What you did 18 years ago means zilch. Are you paying us NOW? Survey says YOU'RE NOT! I've had enough Notice to Creditors when folks filed bankruptcy.
In defense of you, If you've paid the notaries that complained about you, write them and see if they will at least post that you paid them. That's just GOOD BUSINESS. You may have been super late, but they'd probably post that you at least took care of them. Get your business back on track, pay the notaries when the loan funds, and you build your reputation back up. Folks get in a bind, and evidently your company did. Not the end of the world, but it doesn't help your company to come on here and disparage notaries as a whole, as you may have a signing in my area one day. That search bar on here can be a nasty thing for someone like you. Remember that it's there, and post accordingly, as we all must.
I truly hope you have things turned around and wish you a VERY PROSPEROUS 2010! Best of luck!
JJ
| Reply by Linda_H/FL on 12/21/09 9:15pm
Msg #315293
Re: "Common People?"
I think this poster meant "C'mon people!" - and judging by the grammar, punctuation and spelling in the post I'm hard pressed to believe it's Paul. If it is he's in training on his Blackberry or something this is not the quality of post he normally makes.
I was insulted at first too..til it hit me what was probably meant...
| Reply by jba/fl on 12/21/09 9:27pm
Msg #315295
Agree with this assessment - c'mon n/m
| Reply by JulieD/KS on 12/21/09 9:33pm
Msg #315297
Re: "Common People?"
I took it to mean "c'mon people" too.
I think people on here just want to rip everyone to shreds.
I've made it my business policy to not accept work from companies that have left other notaries holding unpaid invoices. People here really rip to shreds the notaries who accept signings from companies that don't pay. It's those notaries that keep the bad signing services in business.
So, I made it a policy many years ago to not be such a notary. I turn the companies down that treat my fellow notaries unethically (like, by not paying).
So, now I am being ripped to shreds for it. Paul Gambs needs to just buck up and take it like a man when a notary, like me, says I don't want to work for him. Yes, I am to blame for being talked into something I didn't want to do...then when I returned to my senses, again telling him no.
But, now I am confused.
Should I go ahead and do signings for companies that you all give low marks to...and anger you for helping keep them in business?
I think I am d*mned if I do and d*mned if I don't. So, I guess I'll have a cup of eggnog and go soak in the hot tub.
Merry Christmas.
| Reply by Linda_H/FL on 12/21/09 9:42pm
Msg #315303
No Julie...it's not your beliefs that are a problem
the problem is you should never have accepted the assignment to begin with if you have no desire to work for the likes of his company....but to accept it, decline it, be talked into it THEN accept payment for it then turn it back and refuse again is wrong...
I'm not trying to crucify you or Da** you at all - but what you did is wrong....period....you don't want to work for him, fine...don't - and no one will blame you - but you set conditions to accepting the assignment, he complied and you canceled anyway....IMO that's just not right..and I'm really sorry if you don't see that.
And believe me, I'm no fan of Paul Gambs - I've never worked for him, never will and don't wish to talk to him - have his p/m's and e-mails blocked and will not take his phone calls.
| Reply by Julie Dailey on 12/21/09 9:45pm
Msg #315304
Re: No Julie...it's not your beliefs that are a problem
You all have made that abundantly clear, Linda.
I am sure I am the only notary here who has ever made a mistake.
I royally screwed up. Understood!
| Reply by John Schenk on 12/21/09 10:00pm
Msg #315306
Re: "Common People?"
I'm not trying to rip anyone, and don't like that happening. This is a different deal than what most folks get ripped to shreds on, which again I don't like at all and don't participate in. I think you will agree that it's different when a SS calls a notary, books a closing, sends money via PayPal, and the notary backs out AFTER the money has been sent.
I think the forum could be kinder at times, and wish it would, but it is what it is. Maybe the Christmas spirit will kick in. LOL If I ripped on this one, and I did, it was because I thought this was WRONG. JMHO and nothing more. I understand the reasoning, but don't understand it after getting the PayPal account transfer. Could that be canceled? Yah, maybe so but there is no history of that which we know of. I have a question of whether you could even legally turn the signing down after that occurred that I really don't know the answer to. Maybe one of our lawyer members will chime in, as I'm just a silly lay person.
JJ
| Reply by desktopfull on 12/21/09 10:55pm
Msg #315324
Re: "Common People?"
I'm actually curious as to why Julie posted in the first place if she wasn't interested in receiving opinions about her actions.
| Reply by CaliNotary on 12/21/09 10:05pm
Msg #315307
Re: "Common People?"
"Should I go ahead and do signings for companies that you all give low marks to...and anger you for helping keep them in business?
I think I am d*mned if I do and d*mned if I don't. "
FWIW, I'm completely on your side. In my book, the greater sin is helping enable this a-hole to stay in business and continue to screw over notaries. That he has to start calling people again to try to schedule the signing is WAY lower on my priority list.
Yeah, we should try to be professional as much as possible, but when somebody acts as unprofessionally as this loser does, he doesn't deserve our professionalism in return, so I wouldn't be losing any sleep over it. This is just another case of him reaping what he has sown.
And I'm still disgusted by the people in this thread who think that as long as he pays in advance, it's fine to work for him. It's not. Even in business, not everything is about money. This guy is an enemy to our profession.
| Reply by Carolyn Bodley on 12/21/09 10:13pm
Msg #315309
Re: "Common People?"
*And I'm still disgusted by the people in this thread who think that as long as he pays in advance, it's fine to work for him. It's not. *
I certainly don't agree that it's all right to work for someone as long as you are paid in advance. But I also don't agree that anyone is forced into taking a signing, not just one time but twice.
| Reply by John Schenk on 12/21/09 10:16pm
Msg #315310
Re: "Common People?"
Who forced anyone to take a signing twice?
Pay me in advance and I'll take the signing, it's my legal obligation to take it, IMHO.
JJ
| Reply by CaliNotary on 12/21/09 10:57pm
Msg #315326
Re: "Common People?"
"it's my legal obligation to take it, IMHO"
No it's not. Not being allowed to refuse to notarize for somebody does not mean you're legally obligated to drive to them as well. That's a not unimportant distinction.
| Reply by BrendaTx on 12/22/09 6:57am
Msg #315352
Educate me John...I can't find it.
*Pay me in advance and I'll take the signing, it's my legal obligation to take it, IMHO. *
By what rule, law, paragraph, etc. are Texas notaries legally obligated to notarize in any circumstance?
I'm not saying you're wrong...I'm asking for clarification because I can't find this anywhere. I know that I've read on here over the years that notaries (Ca.maybe?) think they must do every notarization offered to them if there's no good reason to refuse it, but I'm trying to figure out why you think we (Texans) are.
If she's given the money back which was paid in advance, I don't see the problem. I'm askin'.
| Reply by CaliNotary on 12/21/09 11:00pm
Msg #315327
Re: "Common People?"
So what? Haven't we all at one time or another allowed somebody to talk us into doing something we didn't want to do, then regretted agreeing to it later? That's just part of being human, and in most cases, yeah, we should suck it up and do what we said we'd do.
But in this situation, screw it, he doesn't deserve that level of decency.
| Reply by BrendaTx on 12/22/09 6:03am
Msg #315349
I tend to believe like Cali does.
She regretted it and she turned it back. The only thing she did wrong was apparently post it on NR.
It doesn't matter what company it was, she had the right to turn it back if she felt wrong about it...even after accepting it and getting the money...as long as she sent it back, which she says she did. It's a business decision.
| Reply by John Schenk on 12/21/09 9:35pm
Msg #315299
Re: "Common People?"
You'd be better to know that than me. Just responding to what SOMEONE that is purporting to be Paul wrote.
I think there is a bit of heightened etiquette when you are a signing service, versus just an individual poster on here. SS or TC posting on here is held to a different standard, don't you think? Especially when the discussion is whether they are paying us or not. We are the recipients, they are the payors. I expect when a SS or TC posts, that they post with professionalism, and pay attention to what they write, since it's in the history here forever. I certainly would.
JJ
| Reply by MW/VA on 12/21/09 7:59pm
Msg #315275
I've done several loan mods for PDS. They are easy transactions, about 8 pages w/faxbacks.
I was paid upfront by PayPal. The small fee is worth it to me for not having to wait for my money. I'm happy with this arrangement. It's all about how we choose to run our businesses.
| Reply by Linda_H/FL on 12/21/09 8:02pm
Msg #315277
I can't believe I'm going to say this....
and Paul Gambs won't believe it either....but Julie, IMO you were in the wrong here...you came to an agreement with him and he, in good faith, paid you just as you requested.... it was then up to you to complete your part of the bargain - if you didn't read the reviews here first (and I find that hard to believe as I know you've been here for a while) then well, your bad, you just suck it up, do the job and hit the high moral road next time around.
MHO
| Reply by Shoshana/AZ on 12/21/09 8:08pm
Msg #315278
I agree with you Linda.
All this fuss over $1.46????
| Reply by JulieD/KS on 12/21/09 8:15pm
Msg #315280
Re: I agree with you Linda.
It's got nothing to do with the money. I will NOT work for him and I told him that...and he then talked me into it. I then returned to my senses and again told him I will NOT work for him.
Am I wrong? Do I care about what you all think? Well...yes and no. I posted here so that you can tell me what you think...knowing full well many of you will chastise me.
But, I made my decision and I'm happy with it.
I will NOT work for signing services that screw notaries...the amount of pay is irrelevant. And, yes, I will return his $38.
By the way...this is a job that another local notary was hired for...and she also returned it to him. Not many notaries want to work for Paul Gambs.
| Reply by John Schenk on 12/21/09 8:40pm
Msg #315286
Re: I agree with you Linda.
"....and he then talked me into it."
You're a big girl. You may not agree with what anyone has said, but when someone pays you in advance to perform a public service, I'm not even sure you have a right to turn it down, unless there's something wrong with the signing that you can't agree to sign off on and stamp.
I DO appreciate the fact that you have a moral issue, but you're also a public servant that was paid in full for your service in advance. Can you legally turn that down in your state? I don't think I could, and wouldn't. I don't have the right to refuse to notarize a doc if someone pays me the fee and provides with with valid ID. You have been paid in full in advance. If they have no valid ID you certainly can't notarize the docs, but I'd have a duty to notarize it, if that valid ID was presented, IMO. I don't think I'd have any choice. Just something to think about.
JJ
| Reply by Todd/OH on 12/21/09 9:00pm
Msg #315289
Not sure
If someone were to approach me to do a task knowing that they have not paid other professionals in that task, I'm not sure I'm morally or legally obligated to accept. Let's pay a physician to perform an abortion he doesn't believe in - it could yank his license. (I know, that's extreme).
Just because you're paid in advance to perform a task doesn't mean you agree to it. Any contract requires both parties to agree without duress. I'm not certain that didn't exist.
| Reply by John Schenk on 12/21/09 9:13pm
Msg #315292
Re: Not sure
Wasn't any duress. Fee was set, fee was sent paid in full. No abortion here...just a public official needing to perform the duty paid for and contracted for. I "think" we're legally bound to perform the act when we have been paid in full and accept the signing, unless the borrower can't provide adequate ID. Yep, I do.
JMLO (Just My Lay Opinion)
JJ
| Reply by Todd/OH on 12/22/09 5:47am
Msg #315348
Re: Not sure - but there was duress
Based on the information that I have, there was duress. You can't take someone's arm, twist it, give them $$ up front and say "Do this". That's duress in my book.
| Reply by MW/VA on 12/21/09 9:35pm
Msg #315298
Re: I agree with you Linda.
On the "moral" side of the notary issue, I'll gladly assist BO's to get a loan mod. You have based your entire decision on the experiences of others. With regards to PayPal, I have not had anyone in this business reverse the funds. PayPal is used a lot with Ebay transactions, and that might be more iffy. This is business, folks. IMO it is better to take a professional approach than a personal one. Are you so swamped with business that you can afford to turn away a COD customer? Yeeeeesssh!
| Reply by John Schenk on 12/21/09 8:25pm
Msg #315283
Re: I can't believe I'm going to say this....
I have to wholeheartedly agree. OUR word is our bond that we're going to do what we say we're going to do. If we don't keep that word, we're no better than someone that we might want to vent on because they have a questionable/bad history. I've never personally worked for Pacific, but if they paid me in advance, they'd get what I agreed to do. Personally, I think the RIGHT thing to do, once someone paid you in advance would be to eat the fee already charged, and tack on additional to the fee to send them their money back so they get their money back in full, if that's what you're gonna do.
Sometimes there are miscommunications when we get a call. Had one today that I understood to be right here in River City, but it was 28 miles away. That means an additional $25 for me. I immediately contacted them to tell them of the miscommunication, and let them decide if they wanted to pay me to make the trip or not. We agreed, and I made the trip. There is only one company that I negotiate with at all and that's Notary Assurance, Inc.. This one wasn't for Notary Assurance. My fee is my fee and I feel it's fair. Pay it, and you get what you paid for each and every time, and you damned sure get it if you pay me in advance. I don't walk out the door for $40 so never would have been in this situation. My big butt doesn't move for less than $75 on anything. LOL
JJ
| Reply by Loretta on 12/21/09 8:46pm
Msg #315287
Re: I can't believe I'm going to say this....
Wow! I just got a call today to do a loan modification for them. I'm going to pass this one up. They really should try to work with the notary instead of against them. They should pay their bills and no one would speak bad of them.
| Reply by desktopfull on 12/21/09 9:10pm
Msg #315291
Re: I can't believe I'm going to say this....
If they are paying you in advance of doing the job, how are they working against a notary? IMO, advance payment is paying their bills before they are even due. If you don't want the job just say "NO THANK YOU" and hang up the phone. You don't give them your Paypal account info, let them deposit the fee you agree to and then tell the to shove it you've changed your mind.
| Reply by jba/fl on 12/21/09 9:26pm
Msg #315294
What Paypal info - email address?
You sound like this is an account number.
Also, remember, if he can put it in, he can take it out prior to Paypal releasing the funds, and they take about 5 days. There is nothing instant about Paypal.
Since this is a person who regularly bounces checks then having to cover those charges, when he gets around to it, what is to prevent pulling those funds after one sees that those funds are credited? "Oh, a misunderstanding, I'll take care of it?" comes out of this business too often as it is.
| Reply by desktopfull on 12/21/09 10:43pm
Msg #315320
Then they should have said no and hung up the phone period. n/m
| Reply by KSNotary on 12/22/09 7:15pm
Msg #315464
Re: I can't believe I'm going to say this....
Desktopfull.. You are missing the point. If she realizes what a slime ball he is and cancels the signing then fine. She didn't need to "give him her PayPal information" as its just her email address and it sounds like they forced the closing on her again with PayPal. While it sounds laudable to accept a prepayment for signing.. if a company like EFS or Land America has screwed people over in the past by paying slow or net never.. why would you risk it? I have stayed out of quite a few jams (and proably lost some business) but trusting my gut instinct.. but I sleep well at night.
STOP BERATING HER ABOUT IT.. you'd either do the deal or not. Dead horse here needs beating.
Thank you for the warning of his tactics Julie!
Hottub and makeup huh?
| Reply by Carolyn Bodley on 12/21/09 9:30pm
Msg #315296
Re: Let me understand this ...
1. you accept a signing because you're elbow deep in Chex Mix.
2. you decline the same signing via email.
3. you immediately get called and relunctantly *REACCEPT* the same signing.
4. you give your Paypal info and the money is Paypal'd.
5. Paypal withholds fees.
6. you cancel *AGAIN*
Did I miss the part where the gun was held to your head? It's simple enough to say "no, thank you" or even "not only NO, but, he!! NO." You certainly don't accept the signing twice, cancel twice and then place all the blame on the SS and the man and think you come out smelling like a rose.
| Reply by JulieD/KS on 12/21/09 10:32pm
Msg #315317
Re: Let me understand this ...
Carolyn...I guess I'm just not as cool under pressure as others are so cut me some slack.
I'm doing my best but I messed up. Do you really need to be so ugly about it? Have YOU never made a mistake? Did everyone tar and feather you? How did you like it?
I don't feel bad about messing up....what goes around comes around and today was just not my day.
You all, however, really know how to make a person feel like crap.
And John, I'M NOT IN TEXAS!
So thanks, and Merry Christmas.
Paul's money has been REFUNDED IN FULL.
| Reply by jba/fl on 12/21/09 10:45pm
Msg #315321
"Paul's money has been REFUNDED IN FULL."
Now someone who is waiting can resend their bill and perhaps get paid since there are some funds lying around?
| Reply by John Schenk on 12/21/09 10:50pm
Msg #315322
Re: Let me understand this ...
I know you're not in Texas. We keep our word here. I think that's important. Hire me, I accept it, and I'm going to do it, especially if you pay me in advance. Don't be upset. I've made SO MANY MISTAKES IN MY LIFE, and I think you made one here, IMHO. Never worked for the company, and probably never will. Doesn't matter what state you're in, Julie. I'd feel the same no matter where I was located.
I wish YOU a VERY MERRY CHRISTMAS, which is heartfelt and sincere. Glad you refunded his funds in full. That was the right thing to do, IMO. I'm sure you're a wonderful lady, and terrific notary. We all make decisions that we have to live with. Make'em, and move on. You've done that.
God bless!
JJ
| Reply by CaliNotary on 12/21/09 11:04pm
Msg #315328
Re: Let me understand this ...
"We keep our word here. I think that's important. Hire me, I accept it, and I'm going to do it, especially if you pay me in advance"
"Glad you refunded his funds in full. That was the right thing to do, IMO"
How can you think that refunding him is the right thing to do when you just said that keeping your word and doing the signing is the right thing to do? They're complete opposites, one of them must be wrong in your eyes.
| Reply by John Schenk on 12/21/09 9:46pm
Msg #315305
Only ways I can refuse in Texas
* A signer you don’t know personally has no identification.
* A signer presents a document with blank spaces.
* A signer appears frightened or confused about the notary act or appears unwilling to sign the document.
* A signer behaves in a threatening manner toward you.
* You do not have your notary seal with you at the time.
* A signer refuses to appear before you personally.
* A signer refuses to take an oath as required, or to verbally acknowledge signing the document presented.
* You have information about the transaction that reveals it as fraudulent or unlawful.
* You and the signer are unable to speak the same language and have no interpreter.
* A document presented to be copied is a public record or publicly recordable document.
* You are involved in the transaction or stand to gain in any way.
If they pay me, and they have the ID and none of these things are present, I have no choice but to notarize the docs.
JJ
| Reply by Pacific Document Services on 12/21/09 10:29pm
Msg #315316
Re: Only ways I can refuse in Texas
....again 41 posts and now 1 person that has worked for me (Marilyn Wells) and she is fantastic....
| Reply by desktopfull on 12/21/09 10:32pm
Msg #315318
I have worked for you in the past, never had a problem n/m
| Reply by jba/fl on 12/21/09 11:05pm
Msg #315329
So, you are ready to do some more? n/m
| Reply by Rhonda Farmer on 12/21/09 11:36pm
Msg #315336
Re: I have worked for you in the past, never had a problem
Paul don't go to thier levels, you dont have to justify yourself...Anyone that has worked for you as long as I have, know you don't wake up and say I think I will screw my notaries today. You always fix any money issues and make it right asap. Thanks for the deals today!! Merry xmas to you and your family.
| Reply by John Schenk on 12/21/09 10:41pm
Msg #315319
Sir, let me tell you something that you may not have seen...
The average rating for this company is: (Hide Comments)
Date Rating Member Comment Author
12/21/2009 Everyone gets paid for their services CA Contact Author
12/21/2009 4+ plus months to get paid, then check bounced - Had to call the lender to get $ NJ Contact Author
12/18/2009 Low pay, Lies about the checks in the mail, always has an excuse for not paying MI Contact Author
12/18/2009 Still waiting for payment from 7 months ago, made numerous calls stay away!!! CT Contact Author
12/14/2009 almost 90 days, still No pay PA Contact Author
12/10/2009 It took 4 months to get paid, after numerous calls & emails. Never again! KS Contact Author
12/7/2009 Got a nasty call from him today - not impressed. Actually rather angry. OH Contact Author
12/7/2009 Paul only gets 5 stars from himself.Look at the REAL comments on this scumbag!!! CA
12/7/2009 I just was paid today. Paul said there was a mix-up. I believe him.!! FL Contact Author
11/22/2009 sending this page to the DA. enough of this WI Contact Author
11/20/2009 less than reputable OH Contact Author
11/20/2009 No payment yet on a 7/15/09 closing finally 11/09 payment that bounced WY Contact Author
11/17/2009 Still waiting on Payment for an August after multiple conversations with Paul. OR
11/10/2009 Paid after 53 days. Had to call numerous times to get paid. CA
10/30/2009 His clients tell me that he's been paid months ago...BUT he has NOT paid me yet CA
10/14/2009 do not pay, send checks that bounce (be sure to verify funds prior to depositing NV Contact Author
10/13/2009 I see still having problems Gambs. Excuses and Promises!Don't sign for this guy! CA Contact Author
10/9/2009 OK Packages, but too many bounced checks. I will only take advance payment now. OH Contact Author
9/22/2009 Did signing for them in June 2009, rec bad check on Sept. 11, 2009. OK Contact Author
9/21/2009 Still waiting for payment on jobs done 8 months ago!! CA Contact Author
9/19/2009 Still no payment on signing 55 days old Update: paid by paypal after 2nd email PA Contact Author
9/7/2009 Ridiculous guy! Don't work for him! CA
8/29/2009 No Pay ! DO NOT work for this guy you'll never see your pay CO
8/26/2009 Read the comments. Bad checks. Lies. Delays. Terrible LA Contact Author
8/24/2009 After a 3 month wait, a check for a print fee only bounced! AR Contact Author
8/18/2009 Lies said payment sent. Lost in mail. B/S. Sent cert. letter. Filing charges TOS PA Contact Author
8/17/2009 Very poor business ethics...does NOT pay. They owe me over $800 VA Contact Author
8/13/2009 Did a signing for them in April, FINALLY got paid in July, check bounced! OH Contact Author
7/31/2009 Paul Gambs has 9- NINE outstanding invoices with me. Promises, Promises not kept CA Contact Author
7/28/2009 Low pay CA Contact Author
7/27/2009 Paul had no problems w/paying in advance. He can call me anytime! TX Contact Author
7/21/2009 BEWARE!!! Use "search" button - keyword "pacific document services" CA
7/4/2009 Same story,slow payer and a $ 50.00 check bounces. NY Contact Author
7/2/2009 Very slow to pay 2 months and when paid check bounced! OH Contact Author
6/23/2009 I have always received payment and have never had a check bounce. CA Contact Author
6/16/2009 Finally received check on 6/8 for 3/19 closing. Better not bounce! AL Contact Author
6/16/2009 Gambs is a pathetic moron CA Contact Author
6/16/2009 Bounced checks awhile back. Cannot risk it. HI
6/15/2009 rec'd check for 3/15/09(dated) in June 2009 the check BOUNCED GA Contact Author
6/15/2009 Extremely slow pay...it's mid June and I'm still waiting for pmt. from March PA Contact Author
6/5/2009 I STRONGLY DISAGREE with slow pay..Worked for Paul 15+ years and pays on time!!! NV Contact Author
6/3/2009 Low pay , 60 days PA Contact Author
6/1/2009 Very VERY VERY Slow Pay IL
5/20/2009 slow pay and then a bounced check? CA Contact Author
3/9/2009 slow payer AL Contact Author
3/5/2009 overnighted my fee upfront then let me keep it when borrower never confirmed app TX Contact Author
2/18/2009 Professional Easy to work for. Paid as agreed. Payment 60 days. IL Contact Author
2/3/2009 Excellent Company to work with NC Contact Author
1/7/2009 Did 2 assign. on 9/30/08 - rcvd check 11/6/08 - didn't bounce for me PA Contact Author
12/27/2008 Beware KY Contact Author
12/9/2008 Payment received as quoted. Closing on 10/21/08, rcvd check 12/08/08. WI Contact Author
10/16/2008 Great communication, Payment received in reasonable time 30-45 days after work. CA Contact Author
10/6/2008 Company has corrected all previous payment issues. Will gladly work for. CO Contact Author
10/5/2008 pay late, need to ask a few times CA Contact Author
9/19/2008 Paul Gambs came thru.PD in full by cashier' ck satisfying all past due amounts. WA Contact Author
8/29/2008 Slow payment, 60 days from date of signing, but check dated a few weeks earlier. CA Contact Author
8/8/2008 SLOW pay, but easy enough to work with PA Contact Author
7/31/2008 Two bounced checks that were 60 days+ late...won't close for them anymore. GA
7/15/2008 Checks rubber CA Contact Author
1/23/2008 Done closings for 2 years. Always late in pymt. refuse signings from him now IL Contact Author
12/8/2007 Just got a bounced check from them for Christmas.....after waiting 3 mos. for it MI Contact Author
10/20/2007 Easy to work with, timely payment. AZ Contact Author
9/6/2007 Rude, poor telephone etiquette. Slow pay. Partial payment; O/S since 4/07. IL Contact Author
9/1/2007 Paid me only a small fraction of the closing, payments are late at 60 days out. NC Contact Author
8/27/2007 Address I have is Brentwood, CA. I received the fee I asked for, paid in 45 days CA Contact Author
8/1/2007 pays well and on time CA Contact Author
7/16/2007 Payment is running late, 45 days+ TN Contact Author
*****************************************************************
Never have spoken to you, and know nothing about you other than your horrible rating here. If it was a couple of notaries that had a problem with your company, I'd listen to you. Hope you get your act together again, and I praise you for trying to do it, but it's not going to happen overnight, and it's not going to happen at all if you keep making ridiculous posts on here. You are just confirming your current status. I don't think you really want to do that, so back up and think about what you say before you post. THINK! Pay the folks that sign for you and get your credibility back. I'm sure you're working on it, but your posts don't really reflect that. Business 101
| Reply by jba/fl on 12/21/09 10:53pm
Msg #315323
And John, while you are researching about this company
note just a few comments I have extrapolated from his many postings:
#309835 (thread begins 308820 on 11/4/09)
Alright people enough....never and i mean never in the 17 years we have been in business has there been a notary not paid...period, call my office and each and every one will be paid!!
#300698
Here is the quote from his site.
"Pacific Document Services, Inc. has been in business for seven years as the loan document signing company with the difference. We are the one-stop notary and signing service that meets your customers' needs."
Pacific Document Services of CA on 8/19/09 9:55am
This will be my last post here...
Posted by Pacific Document Signing of CA on 8/10/09 12:36pm Msg #299425
Unfortunately we have mixed reviews due to 2 major reasons.
1) We had accounting problems for 07 and 08 which are no longer a problem. 9 times out of 10 notaries don't get paid with us NOW b/c the invoices don't make it to us which can be solved with a phone call. We are now very quick about our 3 week turnaround and if you DON'T get paid and call, we'll make sure it gets taken care of.
2) We're OFTEN confused with Pacific Document SERVICES and Pacific DOX which have bad reviews. We actually receive invoices for them at times from notaries we never hired. In return, these notaries give US bad reviews thinking we are the other company.
As far as our fees go, they ARE lower than the industry standard at the moment due to the Lender to Title Co. fees that we receive. We DO give volume to notaries who work for our fees though.
Our rating should be MUCH higher than it is on this site.
*******************
He didn't keep his word on 8-19-09 about it being his last post here and on 8-10-09 he laments his rating should be much higher than it is on this site.
These are all his own words.
No pity or sympathy from this quarter.
| Reply by John Schenk on 12/21/09 10:57pm
Msg #315325
Re: And John, while you are researching about this company
Don't disagree in any way. Some companies go South, but then turn around again. However, if they're willing to pay you in advance it's kinda hard to turn that down.
Nite all. Gotta a long day tomorrow.
Have a SUPER NIGHT!
JJ
| Reply by Pacific Document Services on 12/21/09 11:16pm
Msg #315333
Re: And John, while you are researching about this company
Hey Julianne,
...another one who has never worked for us.....if you are going to cut and paste something about someone, don't you think it should at least be about that person that you are trying to talk about....the one you pasted is about Pacific Document Signing...not me
| Reply by jba/fl on 12/21/09 11:23pm
Msg #315334
Just one Paul - and they didn't like being confused w/you.l n/m
| Reply by Pacific Document Services on 12/21/09 11:39pm
Msg #315338
Re: Just one Paul - and they didn't like being confused w/you.l
"Paul don't go to their levels, you dont have to justify yourself...Anyone that has worked for you as long as I have, know you don't wake up and say I think I will screw my notaries today. You always fix any money issues and make it right asap. Thanks for the deals today!! Merry xmas to you and your family."
Hey Julie,
This is from someone that has done over 7,000 loans for us....now she knows me...you do not!!!
| Reply by CaliNotary on 12/21/09 11:52pm
Msg #315339
If you're gonna lie, at least make it believable
"This is from someone that has done over 7,000 loans for us"
With a 5 day business week and the 17 years you've supposedly been in business, this means she's averaged 1.58 loans a day, 5 days a week, for 17 years. Just for your company. Uh huh.
| Reply by Rhonda Farmer on 12/22/09 12:07am
Msg #315341
Re: If you're gonna lie, at least make it believable
It is true...There have been times when I have done 5-8 loans a day for him...Of course that was back in the good old days. Paul was my #1 company that fed me. I made more money with Paul than any other company. Enough to substain 2 houses and and paid cash for a jeep. So cali don't say "I lie" I don't even know you as you don't know me.
| Reply by CaliNotary on 12/22/09 12:09am
Msg #315342
I didn't say you lie, I said he lies
Which he does. And I don't believe for a second that you've done 7000 loans for a single company, so I guess now I'm saying you lie too.
| Reply by GF_CA on 12/22/09 12:25am
Msg #315343
Re: If you're gonna lie, at least make it believable
"There have been times when I have done 5-8 loans a day for him..."
This is ba!! sh!!!
| Reply by jba/fl on 12/21/09 11:38pm
Msg #315337
It appears that #299425 belongs to the other Pac Docs
My mistake.
But, the point being, there are so many comments about this particular company, so many of his own ramblings against posters here, always in defense of his poor little self by the bad, bad notary community, and all over the past 2 years.
This also illustrates why people asking about a business need to be precise with as much info as possible when they are looking for information.
My sincere apologies to Pacific Documents Signings for this mistake. Perhaps their rating should be much higher. My apologies to John for giving information that only covered a small portion of lies manufactured by the Services company. I urge John to check further on his own, which he did anyway.
No apologies to Paul since now my PM in box is full of name calling messages, adding to those I have received in the past also calling me all kinds of names. And no, I am not making this up, but you have been blocked from further transmission to this account here. Don't make the mistake of emailing me on my business account. You have something to say, put it in open forum.
| Reply by John Schenk on 12/21/09 10:26pm
Msg #315313
If someone pays me to perform a notarial act
How can I refuse it, if the ID is kewl? It's MY OFFICIAL DUTY to perform the notarial act in Texas.
I TOTALLY understand bad SS not paying us, going bankrupt, etc. etc. etc., but if someone pays me in advance to perform a notarial act, can I/WE refuse to do it as public officials that are bound to perform that act? Interesting question, huh?
This has been a good thread, I think. Makes us think of the legalities of what we do, which we are entitled to explore. It's a $40 signing, that I wouldn't do anyway, but I think it goes further than that. Maybe our legal eagles will weigh in on the issue. I truly find this interesting.
JJ
| Reply by Susan Fischer on 12/22/09 2:10am
Msg #315345
Business is business. You wanted instant payment, and the
service that provided that service charges a fee, as a business would.
In many businesses, a small percentage (i.e. 2%) is deducted from payment-in-full within say, ten days, because it's worth the discount for the biller because it puts the larger amount in the bank, which, improves cash-flow.
Here, the opposite is true, for a small fee, you are paid immediately, and get the larger amount in your bank account, which improves your cash-flow.
We pay for convenience.
You can either claim your entire fee as income, and the PP fee as an expense, or, claim the lesser payment amount received and deduct zero.
If, as a matter of conscience, you don't want to do business with this company, then you shouldn't have taken the job. You told the owner to keep "his" money. Are you PayPal-ing his money back to his account?
PayPal got the fee for your instant payment. I don't see your quarrel.
| Reply by Susan Fischer on 12/22/09 2:19am
Msg #315346
$1.46?? All of this over a buck forty-six? In the business
world, we call that peepee. Nah, more like a dribble. No, that's not even right. I don't even think it qualifies for the last drop.
Sheesh. You're stepping over a dollar to pick up a nickle, girl.
| Reply by MistarellaFL on 12/22/09 6:47am
Msg #315351
Sorry, but I am in agreement with Julie, Cali and Brenda
This sleazebag doesn't deserve the same courtesy I would offer another company.
I'd have turned it back ultimately, too.
Even if "everybody" here disagrees, I wouldn't have done it.
| Reply by MistarellaFL on 12/22/09 10:51am
Msg #315392
Sorry, but I am in agreement Amended
Amended to include: Jules, a/k/a jba/fl
| Reply by JulieD/KS on 12/22/09 7:29am
Msg #315354
Re: $1.46?? All of this over a buck forty-six? In the business
Are there really people as stupid as this walking around?
How many times, Susan, do I have to explain:
THIS IS NOT ABOUT THE MONEY! Paul Gambs is reduced to begging notaries to let him pay via Paypal in order to get people to work for him. His slimy repututation is widely known.
Did I handle this incorrectly? YES.
Is this about $1.46? NO
Have I now blocked his number? YES
Will this happen again? NOT WITH PAUL GAMBS, IT WON'T!
Will I ever mess up again? I'm sure I will.
Merry Christmas....I hope Santa brings you a big bag of Sensitivity and Understanding so that when others mess up, perhaps you will remember the last time YOU messed up. Or...have you never messed up?
I admit, even after all this, I will continue to turn down jobs from companies like Paul's that screw you all....in spite of the fact that when I do, you act like I'm the enemy.
| Reply by MW/VA on 12/22/09 8:14am
Msg #315362
Re: $1.46?? All of this over a buck forty-six? In the business
I'm glad to hear you got it resolved, Julie. If you're sensitive to the criticism received, then you might think that you came to the board to bash a company, having no experience with them.
I don't get it either. Everytime this co. name comes up on the board, it just goes on & on & on.
I wouldn't want to have to be in a position to continually defend my rep here on NR.
I was in that place, too--believing that this co. was a deadbeat. I have worked with Paul & have no problems. Go figure.
| Reply by JulieD/KS on 12/22/09 7:34am
Msg #315355
Re: Business is business. You wanted instant payment, and the
Original Transaction
Date Type Status Details Gross Fee Net
Dec 21, 2009 Payment From L(redacted) Gambs Refunded ... $40.00 USD -$1.46 USD $38.54 USD
Here Susan....since you can't seem to read details, here is the Paypal receipt. Notice under the Status line....it says REFUNDED.
Yes...I sent his money back. This is not about the money!
| Reply by Linda Juenger on 12/22/09 9:57am
Msg #315377
Re: Business is business. You wanted instant payment, and the
I'm coming into this conversation a little late. Was out closing loans last night. Julie, you screwed up big time and in my opinion you deserve every comment you recieved, BUT its over and done with. You made your decision, right or wrong, its over. There is not a person on this board who can honestly say they haven't done something like this, including me, Paul, Jules, Marilyn, John, Ronda, desktopful, calinotary, Brenda and eveyone else. We are all human, and humans make mistakes. Remember, they crucified the only perfect one.
With that said, Paul is right: There are only 3 people who made comments (including myself now) that have actually worked for Paul, have actually talked to and with Paul to know him as a person. He IS a person of his word and a good person and I work for him every time he calls. He gets a little slow in paying and I just give him a call and he sends the check. I have never, ever had to get mad or threaten him. You people are making mountains out of mole hills. He has always paid, just a little slower than some like. I'm sitting on A/R from Dynmanic, now that's a company that DOES NOT PAY. I will join anyone in putting them out of business. Paul is no where close to being in that same category. Paul pays his notaires all the time, Dynamic doesn't pay at all. Which would you prefer?
So, until you have worked for Paul and talked with Paul you don't have a clue, or a right (IMO) to bash him the way that you do. The only way you have this right is to be a notary who has not been paid by Paul, and there aren't any. Yes, there are notaries who are waiting for payment and they will be paid. Paul said to me, "Don't ever feel bad about calling for money that you earned". Those were his exact words to me. I actually don't mind calling, Paul is very nice to talk to, very personable and so is his staff. Nice people.
So, does this start a snowball fight? lol
Merry Christmas to all.
| Reply by JulieD/KS on 12/22/09 10:56am
Msg #315393
Re: Business is business. You wanted instant payment, and the
I have worked for Paul....and I was paid by Paul. That was 2 years ago and it wasn't a pleasant experience.
I have worked for Speedy Closings and was paid by Speedy Closings. I now turn them down, too.
What you all can't seem to understand is that I refuse to work for companies that are stiffing my peers. After all this exchange, though, I can't say I will worry as much about you, but I stand by my decision. The fact that PacDocs makes people wait months for their money, makes them call and call to ask for their money, sends out checks that bounce....and yet quite a few of you DEFEND him and say he always pays? Yes, but at what cost? Why are you helping keep this man in business?
But you....Go for it...work for whoever you want, regardless of their business ethics.
I admit I screwed this up....guess what? I screw up occasionally.
And...I send an invoice after I do a job. I should not have to CALL to ask for my money. That you don't mind doing that shows that you are accustomed to being taken advantage of. Good business plan.
| Reply by Pacific Document Services on 12/22/09 10:59am
Msg #315395
Re: Business is business. You wanted instant payment, and the
People seriously...i have no issues with Julie, she has the right to refuse anything she desires....lets just move on...this has become comical now!!
| Reply by Linda Juenger on 12/22/09 11:06am
Msg #315398
Re: Business is business. You wanted instant payment, and the
"What you all can't seem to understand is that I refuse to work for companies that are stiffing my peers. "
Julie, Paul is NOT stiffing your peers. He pays every notary. If (rare) a check bounces, HE immediately takes care of it. BTW, I have never had a check bounce. I can understand where you are coming from with regards to other companies, but this is simply not true with Paul. And, you're right, I don't like to call either, but there are several TC's that I have to call also and when I do, its nice and polite and they send a check and its over. There are TC's that I have to invoice a couple times too, but that doesn't mean I don't work for them anymore just because I have to spend a couple minutes calling them again. This is not a perfect world. Times are tough everywhere and I would rather work for someone knowing I will be paid than to worry that I will never be paid. Big difference.
| Reply by Linda_H/FL on 12/22/09 11:09am
Msg #315400
Re: Business is business...ummm Linda?
"If (rare) a check bounces, HE immediately takes care of it. "
You better go read SC - not so rare...and it's been going on for over 2 years....that may be what Julie meant.
| Reply by Linda Juenger on 12/22/09 11:14am
Msg #315404
LindaH. With all due respect, business is business
and I will take closings based on the fact that I WILL be paid. IF the day comes that I am NOT paid, then I will cease taking them. I have ALWAYS been paid by Paul. So, who's the one losing money??? Not I.
| Reply by CaliNotary on 12/22/09 12:33pm
Msg #315415
Re: LindaH. With all due respect, business is business
"So, who's the one losing money??? Not I"
Yeah you. When you have to call to chase down a check that you're owed, you're losing money. When you have to call to get a check that bounced (not rare) reissued you're losing money. When you have to check with your bank to find out what the bounced check fees are, then call and get those fees included with the new check, you're losing money.
But, if you don't know the most basic business concept that time is money, then I'm not surprised that you don't have the business and ethical sense to not work for sleazeballs who are screwing over multitudes of your peers and making this industry a worse place for all of us.
| Reply by JulieD/KS on 12/22/09 11:12am
Msg #315403
Re: Business is business. You wanted instant payment, and the
Fortunately, being a signing agent is not my main source of income. My income tax business is.
I don't send a tax return out the door until the client has paid. And, I don't do signings for companies that don't respect me (or my peers) enough to pay in 30 days or less. (45 days for signing services)
I am very glad that doing signings is not my main source of income because I just don't deal well with this kind of stuff. I think you all are stronger personalities than me.
Now...I'm going back to my kitchen to cook for my friends who are coming over tonight.
Merry Christmas.
| Reply by Linda Juenger on 12/22/09 11:26am
Msg #315406
Re: Business is business. You wanted instant payment, and the
That explains a lot. You do this as a hobby. Hmmmm. So, each closing you do takes the food right out of your peer's mouth who is trying to make a living working full time. And you have fun doing this, right? It gets you out of the house, its your spending money, its a new pair of shoes money etc etc. And, you have every right to do that if you choose. This is America. That is what America is built on. But, You are one of the reasons that this industry is so saturated and (don't know for sure) but you can accept lower fees because you don't depend on the income for your living. Think about that.
| Reply by JulieD/KS on 12/22/09 2:15pm
Msg #315424
Re: Business is business. You wanted instant payment, and the
No, Linda, it's not a HOBBY. I am a legitimate business and probably have done way more business than you....and for a lot longer. It not being my main source of income doesn't not mean it is a hobby. It's called diversification.
I was a signing agent WAY before the market became saturated. Last year, though, I decided to start putting my eggs in a different basket because of crap like this and people like you.
I'm still scratching my head over the hatefulness on this website. You all live up to your reputation, that's for sure.
| Reply by Deborah Breedlove on 12/22/09 3:32pm
Msg #315433
A hobby?
Now that's the lamest post I've seen in this thread!! So, now Julie doesn't have the right to work as a signing agent because this is not her primary work, and it's taking food out of her peers' mouths??!! Waaaaaa! I really couldn't believe my eyes reading that outrageous statement!
I know Julie, and she is a professional who has been a loan signing agent for many years. This is one part of her business. Another service she provides is tax preparation, which is more lucrative, but it's seasonal. Hence, the loan signing service is not the primary money-making part of her business. That said, she is not a newbie who heard a NNA advertisement and decided to get rich quick doing loan signings. She's been doing this longer than many of us. She does not accept low-ball fees and is usually particular about from whom she will accept loan signing assignments. She was weak, distracted, and made a mistake on this one. She turned it back as soon as she realized it. She is fully cognizant of the fact she made a mistake, and regrets it. She won't make the same mistake again.
Anyway, she has the right to own and run a business, two businesses, or three businesses. You know nothing about her financial needs. How dare any of us presume to know her about her financial situation? Why would you think that it's for spending money or for a new pair of shoes? Perhaps she needs it to put food on her own family's table and pay her bills. But it really doesn't matter if it's for food, shoes, or a trip to Vegas; she has the right to diversify and operate her business any way she sees fit. I think that she probably needs to do as much as she can to make a decent living, just like the rest of us.
If MacDonald's makes a better profit from selling hamburgers than from selling gourmet coffee, do think that's immoral because they're taking money away from Starbucks?
| Reply by BrendaTx on 12/22/09 4:12pm
Msg #315437
Wow. n/m
| Reply by jba/fl on 12/22/09 4:33pm
Msg #315440
Double wow. I have been thinking about this all day
while out in my yard doing my fall clean up (yeah, fall down here now). I had some thoughts, but Debbie Breedlove said it better (sorry if I got your name wrong - that's the problem with not seeing thread while respondingJ)
Since I am semi-retired, I guess I should just quit so that other full time notaries can have my business. My usefullness is over???
WOW. WOW. I thought that was just a govt. standpoint.
| Reply by MistarellaFL on 12/22/09 8:33pm
Msg #315469
TRIPLE WOW. Excellent post Debbie.
I completely agree with you.
| Reply by MistarellaFL on 12/22/09 11:09am
Msg #315401
What you all can't seem to understand
<<<What you all can't seem to understand is that I refuse to work for companies that are stiffing my peers.>>>
I get it, Julie, and I appreciate it.
I don't think you did anything wrong and I'd have done the same thing in that circumstance.
More of "us" should pay better attention to whom we work for, and avoid/decline the companies who lie, cheat, steal and bounce checks/refuse to pay timely.
Shame on the rest of you.
| Reply by BrendaTx on 12/22/09 11:20am
Msg #315405
Yep...that's sums it up, Misty. n/m
| Reply by Philip Johnson on 12/22/09 1:05pm
Msg #315418
Guess I'm shameless
Must be old fashioned I guess. If I take their money, I do the work and really find the reasoning below somewhat specious and at this point used to cover one's rear.
<<<What you all can't seem to understand is that I refuse to work for companies that are stiffing my peers.>>>
| Reply by Luana Lonergan on 12/22/09 2:04pm
Msg #315423
Re: Guess I'm shameless
BLAH! BLAH! BLAH!
| Reply by Philip Johnson on 12/22/09 2:49pm
Msg #315428
I'm shameless and you must be thoughtless. n/m
| Reply by Stamper_WI on 12/22/09 3:29pm
Msg #315432
Wow n/m
| Reply by BrendaTx on 12/22/09 5:32pm
Msg #315446
Oh Philip! You make me laugh.
I still don't see things eye to eye with you on this particular issue but that was a funny 
| Reply by CinOH on 12/22/09 3:40pm
Msg #315434
My question, and it's really rhetorical, is why hasn't every notary who has ever received a bad check from this company reported him to his local prosecutor or DA's office?
Any company regularly bouncing checks should be brought to the attention of the authorities.
Bouncing one check is a mistake. To bounce check after check after check...that's not a mistake.
From the info posted in SC, writing bad checks seems to be a business practice for this company.
Writing bad checks is illegal. It's considered fraud and is an arrestable offense. Anyone getting a bad check from this company should report it to the prosecutor or DA in his jurisdiction. Even if he makes good on it, report it. Not only can they help you get your money much quicker (usually within two weeks), they can help Mr. Gambs understand that it's not okay to write checks that he doesn't have the funds to cover.
*I have never worked for this man or his company, nor will I.
JulieD, you did the right thing. You have the right to run your business the way you see fit. Merry Christmas.
| Reply by mwm143 on 12/22/09 5:39pm
Msg #315447
What was the original topic of this thread????
One of the most prevelant features of this forum is exposing deadbeat companies. This thing has gone from a fellow signing agent turning back a job as a direct result to all the negative (and assumed accurate) information provided by participating professionals in a public forum to members accusing her of everything from pettiness to unprofessional to stealing food out of the mouths of others. Tsk. Tsk. So much for good will towards others. I'm seeing a few of you getting coal this year.
| Reply by MW/VA on 12/22/09 9:08pm
Msg #315479
Re: What was the original topic of this thread????
The "unspoken rule" of the members of this forum seems to be to bash ss companies, but always agree with the notary. Every time the name of this company comes up it goes on & on & on. What doesn't seem to make sense here is that people who have never worked for that company don't have any problems bashing it. There are many companies who view this board.
I agree with passing the word on deadbeat companies. This company has received that label, and that has NOT been my experience.
| Reply by LauriecPA on 12/22/09 10:52pm
Msg #315499
Re: You made the right move, Julie. Great post, Debbie n/m
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