Posted by Kelly Payne on 2/10/09 7:37pm
Msg #277112
21st Century Legal Services
I've done several loan mods for 21st Century. They've always paid within 2-3 weeks. I feel they are very legit and will continue to do business with them when they call.
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Reply by Les_CO on 2/10/09 7:58pm
Msg #277115
Thank you Kelly!
In my opinion, you have just announced to the world that you are: lacking in judgment; morally deficient; greedy; probably in violation of FL laws; and a bit dim. However…that said….there are probably many that will take your advice.
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Reply by NCLisa on 2/10/09 8:48pm
Msg #277120
She probably works for them! n/m
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Reply by CF on 2/10/09 8:53pm
Msg #277121
They have been getting a lot of forum time these days. n/m
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Reply by John/CT on 2/10/09 9:55pm
Msg #277129
Not a bad thing. See my post below. n/m
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Reply by Lilia Dominguez on 3/18/09 5:59pm
Msg #281224
Re: She probably works for them!
Well Lisa, I think that if we take a closing for them, of course we work for them. They are the ones that are paying us. I just think that we are all just being too judgmental about everything this company does. If you go onto their website WWW.21stcenturyremod.COM it will show you some of their many finalized cases. I don't think that if this company was fraudulent that they would be getting so many referrals. There was a signing that I serviced for them a couple of days ago and the clients were referred to the company by a previously satisfied costumer. They were telling me how when they spoke with their loan representative he was professional about how he explained everything. Then when they spoke with the young lady to set the appointment that she was polite and professional about it as well. Of course we all have our problems trying to get a hold of the loan officer or the client, but if you are patient and persistent, you can get the appointment set. I had a client where I had to call him several times before I could get an appointment set with them. It was frustrating of course but you just have manage your time right and know that it's not always going to be easy to get a hold of people. So in all of that I can say that I will gladly represent myself as a 21st Century Legal Services Representative.
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Reply by John/CT on 2/10/09 9:27pm
Msg #277125
I've done only one of these loss mitigation "deals" with their up-front charges, and vowed to not ever do another ... apart from the low signing fee paid. It's just I didn't feel comfortable sitting there in front of those people who were grasping at straws to save their homes, which may or may not happen ... if you read the reports on this kind of activity. Very much reminds me of those days in the past, sitting in front of sub-prime borrowers listening to their loan officer's line of (you know what) on the speaker phone telling them all the (wrong) reasons why they should go ahead and sign the loan dox. Had to bite my tounge so hard, I thought I might have to go to the emergency room to have it stitched up! Not good karma. Yeah, I know we're supposed to be impartial participants in the process, but IMHO, there are times when I feel we need to take the moral high ground and decline to be involved. We all have choices ... this is mine.
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Reply by Les_CO on 2/10/09 10:00pm
Msg #277131
Bravo!
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Reply by CF on 2/10/09 10:01pm
Msg #277132
Agree with John/CT 100%!!!!! n/m
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Reply by Susan Fischer on 2/10/09 10:36pm
Msg #277137
Ditto, and bravos. n/m
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Reply by AngelTX on 2/11/09 12:03am
Msg #277141
Re: Ditto, and bravos.
I am with you guys, I cant sit there and act like i dont know they are making a big mistake and being taken advantage of. A colleague of mine offered to let me in on this where they the company charges like fifteen hundred and whatever over you charge you get to keep, sorry i dont want any part of that scheme, i have to sleep at night and heaven forbid i run into them later after they have lost everything, i couldnt live with myself.
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Reply by MW/VA on 2/11/09 6:58am
Msg #277150
Maybe we could keep these posts in Signing Central & end the controversy and suspected "advertising". Everyone will decide for themselves whether to take these assignments or not.
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Reply by BrendaTx on 2/11/09 7:18am
Msg #277151
Yep...sounds like an advertisement: moral bankruptcy.
JMHO. No offense, Kelly Payne. Refer to Les_Co's post. I think he said it best.
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Reply by Dennis D Broadbooks on 2/11/09 8:02am
Msg #277153
Psssst, Brenda...
...Les is a "she", as in "Leslie".
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Reply by Carolyn Bodley on 2/11/09 8:25am
Msg #277157
Re: Again Dennis you don't know what you're talking about! n/m
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Reply by Dennis D Broadbooks on 2/11/09 8:47am
Msg #277158
Carolyn, If I'm Wrong...
...I'll be glad to apologize to Leslie & to Brenda for that matter. Brenada knows I was only tweaking her a little bit. I could have sworn from past postings Les' gender was female. The question is, are you willing to apologize for your little swipe at me?
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Reply by BrendaTx on 2/11/09 9:08am
Msg #277161
Dennis...you sure don't owe me an apology!
I, too, have seen the evidence and/or innuendo on this forum that Les is female.
Some things just aren't for plebes like me to know and/or understand. 
I leave loftier and more important positions such as "record keeping of sex determination of non-image bearing posters" to WDMD/MD and PL/WA who, by the way, have both presented themselves to be male. (In my mind they both bear a striking resemblance to Cosmo Kramer aka Michael Richards although not enough to be identical twins.) As far as Les_Co goes, I'm seeing someone who is or has been blond in the past, but honestly...I am not getting the male or female vibe one way or the other on Les.
Wait...I've forgotten...um...what was it we were talking about??
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Reply by Dennis D Broadbooks on 2/11/09 9:33am
Msg #277164
Well, We Sure Don't Want to Talk About...
...what transpired this past Monday with my beloved Jayhawks falling to their hated rivals Mizzou. What a downer! And I'm not real sure we want to talk about what's transpiring down in College Station with your Aggies either. I really like your new coach, Mark Turgeon, though. It doesn't hurt that he's a KU grad!
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Reply by Les_CO on 2/11/09 10:15am
Msg #277165
Re: Dennis...you sure don't owe me an apology!
Sorry Gals! I have never been blond. I’m mostly gray now. Yes, my first name is Leslie…something my Mom cursed me with many years ago. Kind of like “A boy named Sue,” and I am of the male gender. I hope this doesn’t disappoint anyone? I know most “Notary Signing Agents” are women, as are most people with long experience in the Title business. I have been a licensed Real Estate Broker here in CO since the 70’s, with many contacts, and friends in the Title business. I started in this (NSA) business years ago as a favor to someone running a Title company office. All her closers were women, and there were times that for one reason or another the borrower wanted to close not in the TC’s office, but in their home. The policy was that no women could go to a gentleman’s home at night. So I, being familiar with the doc’s, did these closings. Then things got busy, and I went from one a month, to three or more a day. Anyway…enough about me! But…yup.. I’m a Guy, and an old one at that! I have not tried to be misleading.
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Reply by Dennis D Broadbooks on 2/11/09 10:24am
Msg #277166
Thank You for the Clarification...
...& I do apologize for inferring otherwise. If anyone has been doing the misleading here, it's me. For my future edification you're now a part of my database with the notation "Leslie is a MALE!". The mistake won't be repeated, at least by me anyway.
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Reply by Les_CO on 2/11/09 10:59am
Msg #277169
Re: Thank You for the Clarification...
No apologies necessary Dennis! I for one have never believed that intelligence or wit had anything to do with gender. Although I may not always agree with your posts, I do enjoy reading them. Thanks for contributing.
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Reply by Dennis D Broadbooks on 2/11/09 11:12am
Msg #277170
What?
Have you been perusing the "Just Politics" forum again? 
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Reply by Lee/AR on 2/11/09 8:15am
Msg #277156
Wait a minute---
Did we not all sit silently (as we're supposed to) and watch people signing ARMs, loans with 'teaser' rates, interest only, stated income, maybe even make several trips to the same home while they, once again, refi'd to eliminate credit card debt that they'd run up again after the last refi and did we not all at some point hear an LO lie?
And that was OK. But this is wrong. What has changed? Little bit hypocritical, huh?
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Reply by ReneeK_MI on 2/11/09 8:58am
Msg #277159
Re: Wait a minute---
I appreciate the frustration, Lee - but that's a pretty wide brush you're using. I had certain brokers whose closings I did refuse and I doubt I'm alone in this camp. Just as now I have certain mitigation/modification applications I exercise my right to refuse - and as we see, I am not alone in this camp, either.
BUT - even so, I do think we need to allow for those who might also just be looking back at the past, and deciding it's not the way they want to be now. You know, live and learn - not learn and live, right? =)
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Reply by John/CT on 2/11/09 1:43pm
Msg #277181
No, Lee, not hypocritical ...
The scenario you painted (as I did in an earlier post) happend well AFTER we accepted the assignment ... without any prior knowledge as to whether the loan was good or bad. And, for all intent and purpose, we couldn't have because even the Signing Service wouldn't have known either. This have only been evident when we had the dox in hand, and actually sitting there with the borrowers. Too late for us (at least me) to walk away. Not true with those so called loss mitgation/loan modification deals ... and I'm not talking about the legitimate loan mods offered by the original lender. We (can) know up front about those other "deals", and decline ... which is what I do. That's "what has changed".
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Reply by ReneeK_MI on 2/11/09 9:01am
Msg #277160
Head's up also - appears there's more than one by same name n/m
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Reply by Victoria Estridge on 2/27/09 8:27pm
Msg #278995
Please check out the report on the BBB website and Ripoffreport.com or simply Google them! As a notary, we are commissoned by our state and have taken an oath to uphold our moral standards. You could be hauled into court for knowingly representing this company that has taken money from desperate homeowners without any guarantees. With an "F" rating on the Better Business Bureau I am not taking any chances working for them or giving them my personal information. What if they try to scam you? They asked me to send over my w-9, drivers license, notary registration etc and I will not be notarizing one document! Further more, they want me to act as a representative of their company! Who is to say they won't use my information for fraud? There are other legitimate companies out there willing to help home owners stay in their homes. Accept assignments from these companies, not the ones that are ultimately going to put these homeowners out onto the streets.
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Reply by Lucy Levreau on 3/12/09 3:23pm
Msg #280498
I have to agree with Kelly I have had no problems with them at all. I look foward to working with them again, As a matter of fact have referred quite of few people to them and they are already in the process of the program.
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Reply by Shannon Stansbury on 3/16/09 5:46pm
Msg #280908
I agree, I was satisfied with the way the business was run, and hope to do more signings with them in the future. I was paid on time, and that I do appreciate.
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Reply by Yamileth Cruz on 3/31/09 9:02pm
Msg #282927
I feel the same way you do. I will also keep working for them for as many times as they need me to do loan mod application.
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Reply by BrendaTx on 3/31/09 9:10pm
Msg #282930
Wow, Yamileth...it appears you only come out for 21st
Century topics...same for Lucy and Lilia, too, right?
Shhh. No one here will ever, ever, ever figure it out. People here aren't nearly as smart as you ladies.
LUCY's:
282928 Re: 21st Century Legal Services, check bounced. - Lucy Levreau on 3/31/09 9:03pm
282916 Re: 21St CENTURY LEGAL - Lucy Levreau on 3/31/09 8:16pm
280911 Re: 21 Century - Lucy Levreau on 3/16/09 8:07pm
280498 Re: 21st Century Legal Services - Lucy Levreau on 3/12/09 3:23pm
280373 Re: 21 st Century Legal Services - Lucy Levreau on 3/11/09 8:59pm
280233 Re: 21st Century - Lucy Levreau on 3/10/09 9:20pm
280109 Re: 21st Century - Lucy Levreau on 3/9/09 5:21pm
Then, there's that other poster that just showed up. Lilia Dominguez...her line up looks pretty much like Lucy's:
LILIA'S:
282925 Re: 21st Century Legal Services, check bounced. - Lilia Dominguez on 3/31/09 8:59pm
282529 Re: G/B/U on 21st Century Real Estate Investment Corp? - Lilia Dominguez on 3/28/09 1:01pm
281430 Re: 21st Century Real Estate Inv. Corp.???? - Lilia Dominguez on 3/19/09 7:50pm
281224 Re: She probably works for them! - Lilia Dominguez on 3/18/09 5:59pm
280525 Re: They facilitate loan modification negotiation. - Lilia Dominguez on 3/12/09 8:26pm
280493 Re: 21st Century - Lilia Dominguez on 3/12/09 3:04pm
280234 Re: 21St CENTURY LEGAL - Lilia Dominguez on 3/10/09 9:21pm
280111 Re: 21st Century - Lilia Dominguez on 3/9/09 5:48pm
YAMILETH's:
282927 Re: 21st Century Legal Services - Yamileth Cruz on 3/31/09 9:02pm
282922 Re: 21st Century Legal Services, check bounced. - Yamileth Cruz on 3/31/09 8:40pm
281438 Re: G/B/U on 21st Century Real Estate Investment Corp? - Yamileth Cruz on 3/19/09 9:37pm
281286 Re: 21 Century Legal Service Loan Modifications - Yamileth Cruz on 3/18/09 9:29pm
280465 Re: 21st Legal Services - Yamileth Cruz on 3/12/09 1:15pm
280374 Re: 21st Century Real Estate Investment Corp - Loan Modification - Yamileth Cruz on 3/11/09 9:12pm
280240 Re: 21 Century - Yamileth Cruz on 3/10/09 9:34pm
280239 Re: 21 Century - Yamileth Cruz on 3/10/09 9:34pm
280238 Re: 21 Century - Yamileth Cruz on 3/10/09 9:34pm
280129 Re: 21st Century - Yamileth Cruz on 3/9/09 9:37pm
Yep...those are their only posts.
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Reply by BrendaTx on 3/31/09 9:12pm
Msg #282933
Oh No...Murphy Brown is likewise! Only comes out for 21st..
282912 Re: 21st Century Legal Services, check bounced. - Murphy Brown on 3/31/09 8:02pm
281433 Re: G/B/U - Murphy Brown on 3/19/09 8:03pm
281431 Re: G/B/U on 21st Century Real Estate Investment Corp? - Murphy Brown on 3/19/09 7:57pm
281278 Re: 21st Century - Murphy Brown on 3/18/09 8:21pm
280912 Re: 21 Century Legal Service Loan Modifications - Murphy Brown on 3/16/09 8:12pm
280363 Re: 21st Century n/m - Murphy Brown on 3/11/09 6:39pm
280362 Re: 21st Century - Murphy Brown on 3/11/09 6:36pm
280359 Re: 21st Century - Murphy Brown on 3/11/09 6:30pm
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Reply by CaliNotary on 3/31/09 9:37pm
Msg #282940
Nah, I'm sure it's just a coincidence
Couldn't POSSIBLY be them doing it themselves, nosiree Bob. They just happen to be scrolling back through months of messages when they stumble across the 21st Century posts and randomly decide to respond.
Stop being so negative, Brenda!
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Reply by BrendaTx on 4/1/09 6:00am
Msg #282955
It's true, Cali - - - Now there's Shannon Stansbury!
You can't make this "negative stuff" up.
282887 Re: 21 Century Legal Service Loan Modifications - Shannon Stansbury on 3/31/09 5:06pm
281364 Re: 21st Century - Shannon Stansbury on 3/19/09 12:15pm
280908 Re: 21st Century Legal Services - Shannon Stansbury on 3/16/09 5:46pm
280907 Re: 21st Century - Shannon Stansbury on 3/16/09 5:43pm
280307 Re: 21st Century Real Estate Inv. Corp.???? - Shannon Stansbury on 3/11/09 12:02pm
280305 Re: 21St CENTURY LEGAL - Shannon Stansbury on 3/11/09 11:45am
280128 Re: 21st Century - Shannon Stansbury on 3/9/09 9:29pm
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