Posted by Stamper_WI on 7/15/09 2:29pm
Msg #295986

21st century sued and sued and sued.....

Suits in Ohio and Indiana
Class action suit in Los Angeles
Cease and desist order in Arkansas, investigation going on.
Investigation in Wisconsin.
All from a short conversation and googling session with an investigator from the State Government of WI

Reply by MistarellaFL on 7/15/09 2:33pm
Msg #295987

I'll guess that any notary who is owed money by them should just "take a number".
For those who keep accepting those assignments, don't hold your breath while waiting for payment.

Reply by MW/VA on 7/15/09 2:51pm
Msg #295988

These people are thieves. I've heard the stories about people who got involved with them & lost their homes. For those notaries that chose to work for them anyway I can't have any sympathy for whether they get paid or not--sorry.

Reply by jba/fl on 7/15/09 2:53pm
Msg #295989

What? Do you mean that 21st will need their money for other things? Why, all their little pets posting here will have running shoes on?

Too bad - they were an entertaining group of trolls...LOL

Reply by Linda Juenger on 7/15/09 3:00pm
Msg #295990

Can you provide any links to this so we can all read it?

They keep calling me and I keep turning them down. I just tell them I don't do that kind of work. I have them blocked now on my phone.

Reply by SueW/Tn on 7/15/09 3:11pm
Msg #295992

This is all I could find so far...

FTC, 23 states act to stop sham loan consultants
Published: 7/15/09, 3:25 PM EDT
By JACOB ADELMAN
LOS ANGELES (AP) - Prosecutors nationwide filed 189 legal actions Wednesday against loan modification consultants accused of bilking homeowners who are desperate to make their mortgage payments more affordable.

The lawsuits and cease-and-desist orders announced by Federal Trade Commission Chairman Jon Leibowitz and California Attorney General Edmund G. Brown were part of a nationwide sweep of alleged sham consultants conducted by the federal agency and 23 states.

In Colorado, Attorney General John Suthers announced Wednesday that seven loan modification companies agreed not to do business there until they follow state laws.

Brown said the lawsuits his office filed in Orange and Los Angeles counties include allegations against five companies and their subsidiaries and staff members. In all, 21 individuals and 14 companies were named.

Authorities said they also arrested a Newport Beach man Tuesday who was accused of using the names of the Department of Housing and Urban Development and other government agencies as part of his business.

The lawsuits seek millions of dollars in civil penalties, restitution for victims and a permanent injunction to keep the companies and the defendants from offering mortgage-relief services, Brown said.

"The loan modification industry is teeming with confidence men and charlatans who rip off desperate homeowners facing foreclosure," he said. "Despite firm promises and money-back guarantees, these scam artists pocketed thousands of dollars from each victim and didn't provide an ounce of relief."

One defendant, Irvine-based U.S. Homeowners Assistance, is accused of collecting up to $3,500 each from dozens of borrowers in danger of losing their homes.

The suit says one victim had her signature forged and financial information falsified on documents filed with her lender.

Another company, Orange-based U.S. Foreclosure Relief Corp., collected more than $4.4 million from borrowers during a nine-month period, but failed in most instances to provide any services and avoided responding to consumers' inquiries, the officials said.

"These con artists see the high foreclosure rates as an opportunity to prey on people in distress," Leibowitz said. "They promise to rescue homeowners in troubled financial waters, but after they take their money they throw them an anchor instead of a lifeline."

Leibowitz said the FTC was working on rules that would prohibit a mortgage modification service from accepting upfront payments. He said he hoped to have the regulations in place by the end of this year.

Also named in the lawsuits are Home Relief Services LLC, with offices in Irvine, Newport Beach and Anaheim; RMR Group Loss Mitigation, which has offices in Newport Beach, Orange, Huntington Beach, Corona and Fresno; and Los Angeles-based United First Inc.

A voicemail message seeking comment was left Wednesday at the offices of U.S. Homeowners Assistance. Calls to the other companies led to messages saying the phone numbers were no longer in service.

Reply by Stamper_WI on 7/15/09 4:56pm
Msg #296008

http://www.bizjournals.com/cincinnati/related_content.html?topic=21st%20Century%20Legal%20Services%20Inc

http://www.mortgagefraud.org/journal/2009/7/1/ohio-ag-files-lawsuits-against-three-foreclosure-rescue-comp.html

http://www.in.gov/attorneygeneral/press/Release.HPU.ForeclosureConsultant.6.24.09.html

http://www.securities.arkansas.gov/press-release/23/21st-century-legal-services-inc-sandy-ayala-a/k/a-sandi-ayala-and-michael-herried

I think the investigator miread the class action suit in LA. I found one against 21st century Insutance. We were googling while he interviewed me.

Reply by Ilene C. Seidel on 7/15/09 7:22pm
Msg #296025

I bet they've called me 6 times in the last two weeks. Each time I told them I wouldn't work for them and slam the phone in my ear. I wonder if they get the picture yet??

Reply by 101livescan on 7/16/09 8:19am
Msg #296065

IF YOU REALLY ARE COMPELLED TO WORK FOR THIS COMPANY

because you need the revenue, it only makes sense:

1)to get paid up front;
2)run to the bank with 21st Century check and cash it immediately before you actually do the work
3)pray for your own soul and that of the borrower's because

THIS IS HIGHWAY ROBBERY, UNCONSCIONABLE THAT THESE THIEVING LAWYERS AND THEIR STAFF CONTINUE TO GET AWAY WITH THESE STICKUPS. THEY ARE NO BETTER THAN THE WALL STREET CROOKS THAT SUNK THE MORTGAGE MONEY SHIP.

No mortgage workout company that takes money up front to mitigate a lenders troubled loan is ethical or can do anything that a borrower and his lender can't do on their own with HUD's intervention. PERIOD.

Reply by Linda_H/FL on 7/16/09 8:45am
Msg #296068

Re: IF YOU REALLY ARE COMPELLED TO WORK FOR THIS COMPANY

"or can do anything that a borrower and his lender can't do on their own with HUD's intervention. PERIOD."

Add to that.....AND FREE

Reply by Louis/AZ on 7/15/09 3:37pm
Msg #295993

I'm glad you posted. I got two calls from them last month. It just so happened I was busy and unavailable for the two jobs they wanted me to do.

Reply by MW/VA on 7/15/09 4:15pm
Msg #295998

This is not all new news. There have been many posts about this company.

Reply by Stamper_WI on 7/15/09 4:48pm
Msg #296005

I Know that. The law is finally catching up with them. Hopefully it will shut them down

Reply by Linda_H/FL on 7/15/09 4:52pm
Msg #296007

Pfffttttt....

"Hopefully it will shut them down"

Don't count on that...I got an email from a notary yesterday asking about them - they'd contacted her to do one of their modification applications...they're still doing business in FL despite the numerous pending lawsuits against them here and the clear statutes making their procedures illegal here.

I thought I'd heard they had their CA license yanked...

Reply by Stamper_WI on 7/15/09 5:15pm
Msg #296012

Re: Pfffttttt....

Important to note that these are government entities going after them. The class action lawyers should be jumping on the band wagon once all the grunt work is done. IE the consumer compalint sites. Some of them say that they are monitored by attorneys for the possibility of a class action lawsuit.

Reply by MW/VA on 7/15/09 5:13pm
Msg #296011

Sorry, that comment was meant for Louis, not you. I appreciate that you posted the info.

Reply by shannon carter on 7/15/09 7:05pm
Msg #296023

They call me at least once a day for closings down here in Dallas, TX. I repeatedly have told them to take me off their list of notaries.

Reply by Liz/OR on 7/16/09 12:07am
Msg #296048

Thank God for this forum that we can check companies out on here. I'm glad to have checked this one out and said NO!

Reply by CinOH on 7/16/09 11:02am
Msg #296079

Just say no, folks. It's that simple. If people stop working for these sort of people they will cease to exist.

Reply by CaliNotary on 7/16/09 12:58pm
Msg #296091

"Just say no, folks. It's that simple."

Obviously it's not, since they apparently keep calling the same people over and over again. I would suggest a "F**K YOU!!!!" screamed at the top of your lungs repeatedly until they hang up. That might get the message across

Reply by Stamper_WI on 7/16/09 5:49pm
Msg #296128

They don't really need us. There is nothing in the application that needs notarization. We are there to give them credibility. They tell folks we are their reps. We are officers of the state.