Posted by John Bouchard on 5/22/09 5:43am
Msg #289562

Spectra Signing - Anyone have any luck getting paid?

I used all the contact info provided on this board a couple of weeks ago, but heard nothing. ANyone else having any luck?

Reply by CopperheadVA on 5/22/09 6:39am
Msg #289564

How ironic - I just finished sending Shaina Lagotic yet another e-mail inquiry regarding past due payment from March. I've also been in contact with Nikki from Financial Solutions Law Group. I had to e-mail her several times before she responded. She assured me payment would be sent last week and she would contact me when it was sent. Still waiting, and she has not responded to my subsequent e-mails.

I looked them up on the CA Business Portal this morning. Spectra Signing Services is not registered as an LLC or a corporation, but Echo Loans and Financial Solutions Law Group (both were involved with the job I did for Spectra) are both listed as very recently opening up shop:

Corporation
ECHO LOANS, INC.
Number: C3096006 Date Filed: 4/11/2008 Status: active
Jurisdiction: California
Address
27156 BURBANK
FOOTHILL RANCH, CA 92610
Agent for Service of Process
GERALD LARSEN
3200 PARK CENTER DRIVE #720
COSTA MESA, CA 92626


Corporation
FINANCIAL SOLUTIONS LAW GROUP, A PROFESSIONAL CORPORATION
Number: C3192277 Date Filed: 3/13/2009 Status: active
Jurisdiction: California
Address
7757 DANCY RD
SAN DIEGO, CA 92126
Agent for Service of Process
KELLY CHRISTENSEN
7757 DANCY RD
SAN DIEGO, CA 92126

Reply by Jacqueline Dyson on 5/22/09 8:51am
Msg #289575

So this means we can file complaints with the district attorney, department of real estate, state bar assoc. and whoever you file complaints to regarding internet fraud.

I tacked a late charge on a March bill. Small $$ involved here but it is the principle. They got paid. This is going to be a good case for me to test in small claims court. I don't mind the time involved. I am going to name everyone who was involved in the transaction.

Lesson learned here. As of this day, I do not offer loan modification application service.

Reply by CopperheadVA on 5/22/09 9:47am
Msg #289586

What's funny is that Shaina called me for another one at the very end of April. I politely told her that I cannot accept additional orders from Spectra since I'm still waiting for payment from March. "Oh, that went out on April 25th" and even "Please send me your invoice and I'll check on it" (did that, but never heard back from her). I still said no. Glad I did.

I'm with you Jacqueline, no more loan mods unless it's an ACTUAL loan mod agreement from the lender. When they called me they said it was a loan mod - about 6 pages. Silly me, I assumed it was a loan mod. Then I received the docs, it was an attorney-client agreement for loan mod services and an authorization to contact the lender on the borrower's behalf.

Reply by Jacqueline Dyson on 5/22/09 12:33pm
Msg #289615

Shaina's behavior reminds me of someone who is smoking crack. My hard earned dollars went up in smoke.

Reply by Jacqueline Dyson on 5/22/09 12:33pm
Msg #289616

Shaina's behavior reminds me of someone who is smoking crack. My hard earned dollars went up in smoke.