Posted by Mike Clark on 10/28/09 8:05pm
Msg #309059

Ashley F. Documents - non paying deadbeat company

Has anyone ever heard of them before? Iris Pelayo is their appointment setter. I was scheduled to do a loan modification for them in early August. I printed the docs (about 40 pgs) and drove 45 minutes to the borrower who refused to sign anything. I have not been able to contact them since. Email address is bad, phone # I have for them is disconnected. They are in Rancho Cucamonga, Cal.

Reply by Teresa/FL on 10/28/09 8:12pm
Msg #309064

This may be another name for 21st Century

I think they had an "Iris" making calls to try and book notaries for "loan mod signings."

Reply by Mike Clark on 10/28/09 8:21pm
Msg #309068

Re: This may be another name for 21st Century

Hmmmm. I will have dig out my old 21st Century files and cross reference the #'s and addresses. That is interesting. If I can remember correctly, 21st Century filed bk and owed me some money at the time. Seems to have happened quite a bit last year. I really wish we could be paid directly from the settlement statement.

Thanks for the info.

Reply by Gary Boehm on 10/28/09 8:50pm
Msg #309073

Best thing to do is not take them... n/m

Reply by Gary Boehm on 10/28/09 8:53pm
Msg #309074

Best thing to do is not take them...

The "Loan Modifications" that is. Whenever I get one of these calls I always ask "Is this an application or a modification?". If they are evasive about their answer I tell them to go ahead and send the documentation and I will let them know. If it turns out to be an application with up-front fees (usually $3500) then I turn down the job and forward the package to the State Attorney General.

Reply by John Schenk on 10/28/09 9:21pm
Msg #309081

Best way to do it, Gary. Totally agree!

The actual loan mod signings are great. Applications for loan mods, not from a bank, are "usually" a fraud. There may actually be some legit companies out there, but no way of knowing so I avoid them all on loan mod apps.

JJ

Reply by Linda_H/FL on 10/29/09 10:02am
Msg #309105

Yep...sounds like you got "took" Mike..

sorry to hear that - and you may not be able to cross-reference the phone numbers - they've taken to having their schedulers use their cell phones to line up notaries and the cell phones don't trace back to the company.

Hadn't heard they'd filed bankruptcy - very interesting.