Posted by Happy_in_Fl on 10/11/09 7:47am
Msg #306966
Statewide Signings Oct. 11, 2009
A heads Up- on Randy Petron of Statewide Signings at 11920 N.W. 31 Place; Sunrise Fl. 33323 Phone 954-448-4993 [e-mail address]
Owes me now for three signings, one August 19, 2009.
After repeated e-mails; voice messages; request to return my calls, to contact me, he is ducking my inquiries.
Thought you all would like to be 'fore warned'.
| Reply by Barbara Taylor on 10/11/09 8:06am
Msg #306971
Write him an email and let him know you will contact the title, borrower, his state insurance administration and HUD regarding this matter. I did it an it work. Got paid the same day through PayPal
| Reply by Linda_H/FL on 10/11/09 8:15am
Msg #306973
Do not contact the borrower and don't even threaten it - they have no obligation to you - they've paid their fees.
Never thought of contacting HUD but I'd think this is outside their control. Agree with contacting title and the state insurance administration (as to the TC only)..
MHO
| Reply by Barbara Taylor on 10/11/09 8:20am
Msg #306975
Insurance administration will tell you to contact, title, title will tell you to contact SS. etc., ring around the rosy, been their, did all that and did it my way and got paid.
| Reply by Happy_in_Fl on 10/11/09 9:05am
Msg #306978
Have contacted Title a week ago, to get them in the loop. Waiting a reply from Escrow Officer.
In a few days will contact the 'Director of Record' for Title Company, and inform them of the situation as well.
FWIW : A good web site to have on hand where you can get updates on Registered Corporations here in Florida.
www.sunbiz.org Florida Department of State- Division of Corporations.
| Reply by MW/VA on 10/11/09 9:17am
Msg #306981
Never, never contact the borrower to try to collect a debt. IMO you could get sued for this violation of their privacy. Your contract is with your hiring party.
| Reply by Barb25 on 10/11/09 11:38am
Msg #306997
And that would be..
the people who aren't paying him??
| Reply by Linda_H/FL on 10/11/09 12:13pm
Msg #307001
That's right...the borrowers are out of the picture... n/m
| Reply by Linda_H/FL on 10/11/09 12:14pm
Msg #307002
<<mutter>> hit wrong key
The company, title company, state agencies, courts - but NOT the borrowers...
| Reply by Cari on 10/11/09 9:58am
Msg #306986
Happy in Fl - had you checked them out FIRST, here on SS...
...you probably would've made a more "informed" decision about taking any assignments from them.
Worst case scenario, use a collection agency - recommend you use the orange SEARCH button for more info on those steps.
You do deserve to get paid for work you've completed!
| Reply by GOLDGIRL/CA on 10/11/09 1:18pm
Msg #307003
Re: Happy in Fl - had you checked them out FIRST, here on SS...
"Write him an email and let him know you will contact the title, borrower, his state insurance administration and HUD regarding this matter. I did it an it work. Got paid the same day through PayPal"
I have no dog in this fight, as they say, (actually maybe we shouldn't be using this phrase in the post Michael Vick era), but IMO, Barbara T is only suggesting that Happy threaten these losers that he/she will contact all these other people if the SS doesn't pay up. It's a long way from theatening and actually doing it - also, it's a long way from actually "contacting" a borrower and then asking them to pay .... which she also didn't say she did. I agree that no borrower should ever be hit up for our fees, but if things ever came down to a small claims action, I think it entirely appropriate that those directly involved in the transaction be cc'd as to what's going on: the TC/escrow officer, the LO, the lender, the Realtor, the DRE, HUD, etc. Probably none of them will care (actually, I could see the LO maybe flipping out). I think this is pretty typical in any legal dispute - everybody knows what's going on, even if ony one party is liable.
Anyway, this is all for the sake of argument, since I've never actually done any of this. Didn't Notary Guy (whatever happened to him?) suggest some time ago about contacting the FBI Internet Fraud Unit over things like this - totally wacky idea, but why not? Anything to get the attention of a thieving SS. And who knows, if they actually think you're going to do this, they may pay just to shut you up... than again ...
| Reply by PAW on 10/12/09 7:55am
Msg #307016
Idle threats
Idle threats by a "victim" can be just as damaging as actual acts. Especially where legal issues are concerned. It isn't proper to even make the threat that you would contact the borrower.
Further, if someone becomes known for simply making idle threats, then real threats become meaningless and will be ignored. Threatening to take someone to small claims court and then not follow through makes all future threats worthless.
It is better, imo, to simply threaten "further legal actions, including possible collections and small claims" is much better as it leaves you an 'out' if you choose not to pursue the issue.
| Reply by GWest on 10/12/09 10:32am
Msg #307031
Re: Idle threats
Just want to throw this out there for feedback, as I have never done this. Is it wrong to contact a Borrower that paid for our services and ask them if they wouldn't mind contacting the title company, lender or whomever, stating that they paid for our services and we were not paid. They can demand payment be made, obtain a refund or obtain the information of the signing service, contact them and demand payment be made or obtain a refund. The Borrower would do this if something else was not paid for (ie: homeowners insurance premium, taxes, etc.) why not for our services. If I was the Borrower in a case like this I would be more than happy to help.
If I ever contacted a Borrower regarding non payment, it would be to advise them that I never received payment for a service that they paid for, asking for assistance, not to ask them to pay.
| Reply by Cari on 10/12/09 10:58am
Msg #307034
good idea, BUT, it all depends on the BO...the may call
their LO and ask then the LO about payment, and the LO will most likely tell BO its not THEIR (lender) issue, that its the TC or SS issue and the NSA should be calling on them. See if it was their insurance premium not paid or taxes, that a liability to the BO. We, unfortunately, are not a liability to the BO if we don't get paid. Its not like we can put a lien on the home or anything like that.
Would be nice though if the BO would also be OUR advocate, and some probably would do this if asked, but not holding my breath, nor is this something I'd actually ask a BO to do for me.
| Reply by PAW on 10/12/09 1:38pm
Msg #307056
Re: Idle threats
9 times out of 10 the borrower has no idea that "they" are paying us. Of course, they are, indirectly. But the thrust of the non-payment matter is not with the borrower, but with the entities involved in the loan process and the signing of the documents. Thus, imo, the only ones involved would be the signing agent, signing service (if one is employed), title/escrow company and the lender. From the SA perspective, the money flows from the title company (or sometimes the lender) to us either directly or through a signing service. If we aren't paid, and all attempts to collect via contact with the one who directly hired us, then our next alternative is to go up the food chain, step by step until satisfaction is achieved. Even if satisfaction is achieved by the hiring agency, but the terms and conditions are very drawn out (no response for 90 days, paid only for part of the invoiced amount, etc.), I will let the company that hired the signing service or title company know about the pay environment you were subjected to. I know title companies do listen to notary signing agents that are hired by a signing service about the service that the signing service provides. It may be stellar from the TC to SS, but SS to SA leaves a lot to be desired. The TC just may (and in two cases that I know of, did) change signing services they use.
| Reply by MW/VA on 10/12/09 12:02pm
Msg #307044
Re: Idle threats
Great advice, Paul. If I were on the other side of this industry, I would not ever call a notary again who had contacted the borrowers.
| Reply by Happy_in_Fl on 11/5/09 3:24am
Msg #309911
November 5, 2009 Update on Randy Petron.
After sending a letter to the Director of American Title, enlisting his input, Randy called me on
Oct 19, 2009, and was real angry that I had contacted the gentlemen. He said I should have called him, as he "always Returns calls".
Reminded him of the calls and messages left, as well as the numbers of e-mails sent, with copies going to American title as well. He said I never called him, but I have phone records, even from the cell phone company.
At any rate, he said he had a death in the family etc, and hard times. Told him he got paid for the signing, andwas now stealing my money for the three signings.
He promised to mail the check in a week. Ten days later I called again, to inquire if check had been sent? Left a message and also asked him to call me. He of course did not do so, which shows he is a Liar as well as a Fraud.
November 5, 2009, today I have written a second letter to Director of American Title, and letting him know that payment was not received. I am owed $345, and have spent so much time invoicing- e-mailing- record keeping that it has already cost me twice what the amount due is.
This is the most "Dewad Beat of Dead Beats" in the Notary world. Honor and Trust should always be a the Code of Notaries Public, or what do we have?
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