Posted by parkerc/ME on 9/26/09 12:09pm
Msg #305167

Identifying witnesses on DOT/Mtg?

When BO is required to provide 2 witnesses for DOT/Mtg, are we required to look at their ID's? Doing my first purchase of FL property next week. And do the witnesses need to sign anything other than the DOT/Mtg? Haven't gotten docs yet, but the way docs are tending to run late, could use a heads-up beforehand. Thanks for any tips!

Reply by PAW on 9/26/09 12:16pm
Msg #305169

Verifying IDs of witness, though not really required, is a good idea. FYI - Florida does not require witnesses for a Mortgage. Witnesses are required for deeds that are executed for property situated in Florida.

If witnesses are used, the witness must clearly print his/her name beneath their signature. Otherwise, the instrument may be rejected by the recording clerk. A notary can act as a witness unless restricted by local laws.

Reply by parkerc/ME on 9/26/09 12:25pm
Msg #305172

Good point, thanks, Paul. I'll do a quick, verification of DL with the witnesses.
I had read on this board that only a deed needed witnesses in FL, but the instructions on the SS confirmation say two witnesses on DOT/Mtg, so it might be a lender reqmt. Will see if clearer instructions come w/docs from lender. Thanks again!

Reply by MistarellaFL on 9/26/09 12:19pm
Msg #305170

Advice on FL property:
2 witnesses are needed on deeds of conveyance, one can be the notary.
(unless lender requires witnesses).
No ID needed for witness to the deed/mtg, but have the witnesses print his/her legal name under his/her signature.
BLUE pens, at least on anything recordable.
Most lenders on FL properties prefer blue on everything IME.

Reply by MistarellaFL on 9/26/09 12:20pm
Msg #305171

You're fast Paul! LOL n/m

Reply by PAW on 9/26/09 12:28pm
Msg #305174

Re: You're fast Paul! LOL

I've been told that before. Oops, not for this forum. LOL

Reply by BrendaTx on 9/26/09 1:23pm
Msg #305181

Ha ha ha ha. n/m

Reply by Shoshana/AZ on 9/26/09 3:26pm
Msg #305193

Put it in leisure! LOL! n/m

Reply by parkerc/ME on 9/26/09 12:27pm
Msg #305173

Thanks for the tip on blue ink for FL recordables. Maybe I'll just have them sign in blue throughout the package.

Reply by PAW on 9/26/09 12:29pm
Msg #305175

Cheryl, blue is not required, but preferred. The important thing is that the signatures and ink be consistent.