Posted by 101livescan on 8/18/10 10:10am
Msg #349444

Fraudguard Findings

Last week I did a closing for a local lender. They run fraudguard before funding the loan. They did a background check on me as the notary for the borrower. Someone with my name in Cerritos as listed with a welfare fraud report. So I had to complete a statement of information for the lender so they would know I am not one in the same person.

Has anyone else had this come up? I recently renewed my US Passport for my trip to the Grand Cayman in a couple of weeks and Australia next spring. I don't believe I would have been renewed if I'd had a welfare fraud on my record.

Found this interesting. Has anyone else had this happen to them? I'm thinking of changing how my name shows on my commission. I've never used my middle initial or name, but may do this so that I don't come up like this.

Reply by Mary Ellen Elmore on 8/18/10 10:24am
Msg #349448

I don't know of anything in the law, code or regs that would prevent a welfare fraud from getting a passport--but it could be there.

Sounds as if fraudgaurd doesn't compare all the identifying information.

When passports are issued, many different things are cross referenced to assure true identity.

Also, you might want to check and make sure this persons SSN was not confused with yours just to be safe.

Reply by Ilene C. Seidel on 8/18/10 11:30am
Msg #349456

Where are you headed in Australia. I've been there 3x.