Posted by Susan/CA on 12/10/10 11:48pm
Msg #364675

AKA on the Deed.

I am drawing a blank on this one. I think I know but I am in denial because I may have to go back to the borrowers to have Mr. Blank sign again. Here is my dilemna:

The Deed of Trust says Mr. Blank (then below in smaller font which I didn't notice until I got home) it states "aka Mr Blankettee Blank." Do I have Mr Blank sign as Mr Blank aka Mr Blanketee Blank or is Mr Blank sufficient? I know I can only notarize the name on his I.D., but does he sign with the aka? I may as well go out tomorrow again before I drop the package id I have too...

Thank you all in advance!
Susan

Reply by desktopfull on 12/10/10 11:54pm
Msg #364676

Yes, I have them sign with the AKA when on the doc.

Reply by JanetK_CA on 12/11/10 1:02am
Msg #364684

"I think I know but I am in denial..."

Yeah, 'fraid so - at least, that's what I would have them do, as well. And ditto on putting only what the ID supports into the notary cert.

Reply by Linda_H/FL on 12/11/10 8:14am
Msg #364695

I would have had him sign with the a/k/a as I believe that's why they printed that under the signature line. But agree, only the name on the ID in your cert.

Reply by James Dawson on 12/11/10 10:40am
Msg #364712

Lots of typo on Docs lately... Mary Lee vs Marilee....Jo Ann vs Joanne.......Lenders Docs has one name the TC docs another.

Not only that but incorrect cities too! Pretty soon we won't be able to use AKA affidavits period.

Reply by ReneeK_MI on 12/12/10 6:50am
Msg #364755

just a caution about determining "incorrect" cities

Many properties have two distinct & separate 'location/addresses' - one, the legal location and two, the MAILING address. Typically this is common in out-lying rural areas & townships. For example, the legal location might be Smithfield Twp, but the mailing address (which is going to be the city/town/village of the assigned post office) might be City of Chester.

Additionally - the boundaries of a 'city' (town, twp, etc) can & do change, and so can the mailing address. This is why recordings relating to property must be with parcel number & full legal description.

Reply by Virginia/PA on 12/12/10 9:31am
Msg #364762

Re: just a caution about determining "incorrect" cities

Had a signing once where the very rural forest property was located in 3 counties. The house was in one county, and the land was in two other counties. It spanned Warren County, Forest, County, and Venango County in Pennsylvania. Title company had difficulty finding out which was the taxing county (or if all) and which county the deed was recorded in. They hadn't figured it out yet even at the closing but went ahead with the closing to accommodate the borrowers and supposedly figured it out afterwards.
Not for us to decide.

Reply by James Dawson on 12/12/10 10:50am
Msg #364765

Re: just a caution about determining "incorrect" cities

Here we have a schedule "A" attached to the deed. It is the legal description, parcel, tax info, yada yada. It often in different then the address on the note, deed..go figure? I always go by that. Now some people who live on the border of another city ( in the S.F. Bay area ) would rather identify with another city then the actual one they live in and list it.

An interesting example of this phenom was the Oakland hills fires some years back. People didn't want to say they lived in Oakland (LOL) so they listed Berkeley as their city. When the fires started, they called the Berkeley fire department which promptly told them, no can do...you live in Oakland, call them.

Reply by Jodith Allen on 12/12/10 9:33pm
Msg #364817

Re: just a caution about determining "incorrect" cities

I had one last week where the Title company typoed the zip code, so all the title papers had the wrong city on them. Luckily I caught it before I left for the signing and got permission to correct them.