Posted by ME/NJ on 12/30/10 8:30am
Msg #366354

Think I made a huge mistake

Made an appointment for today at 5pm and the company is Dynamic Field Solutions- Checked after the fact. Ugh.

I see they have a new website, in the confirm I have in writting 7 days for payment but if they don't pay that does not mean anything. I have the docs already but have a bad feeling.

Should I cancel this job? I don't work for free. BTW got a check from NorthStar yesterday.

Reply by Moneyman/TX on 12/30/10 8:36am
Msg #366355

If you don't feel comfortable with their record

and you don't feel they will pay you, turn it back. You are not obligated to work for free for anyone.

You are in business for yourself and each person has to make that decision. If it were me and I was looking at the 1 1/2 star rating, mostly for non-payment. I would have no problem turning it back and telling them why.

Reply by Moneyman/TX on 12/30/10 8:38am
Msg #366356

Also, who cares what a non-paying company thinks about

an SA that turns back work after discovering that they do not pay?

Reply by C. Rivera Chicago Notary Services on 12/30/10 9:36am
Msg #366371

what they should've done was first check the company out...

...VERY bad business practice to accept a closing, get the docs and at this point you're committed to do the closing, THEN do the research on the company and if not stellar rep, turn the closing down??

...VERY good business practice is to check out an unfamiliar company FIRST and BEFORE taking the closing; that way there's no definite commitment so if you refuse the closing, its not a big deal...

just my .02...

Reply by Moneyman/TX on 12/30/10 9:57am
Msg #366377

Re: what they should've done was first check the company out...

Cari, I agree that it is always best to check out the hiring company first, however that is not always an option. Sometimes calls come in and one does not have access to a computer.

Someone did recently suggest to print a copy of SC and keep it with you to do just that (overall ratings wise). I think that is a good idea.

Also, I have had bad companies send docs along with confirmations prior to being able to check them out. They were turned back after I discovered that they had a reputation of not paying for services rendered. Again, if they don't pay what do I care what they think about me turning back assignments. Obviously, it would be a different story if it were a good company and docs had been received.

Reply by Suz/Mo on 12/30/10 10:34am
Msg #366385

Re: what they should've done was first check the company out...

I put numbers in cell phone with a no by the bad ones.. helps in turning down if I don't have a computer handy to check them out.

Reply by James Dawson on 12/30/10 10:53am
Msg #366394

sometimes I ask them what is their rating on S/C Click! n/m

Reply by CopperheadVA on 12/30/10 10:04am
Msg #366380

Re: what they should've done was first check the company out...

Cari, I don't see where he said he received docs...

Reply by CopperheadVA on 12/30/10 10:09am
Msg #366381

Oops! My bad - nevermind! n/m

Reply by Moneyman/TX on 12/30/10 11:35am
Msg #366403

In OP

"I have the docs already but have a bad feeling. " from OP

Reply by Moneyman/TX on 12/30/10 11:40am
Msg #366407

Sorry about that

Sorry, about the added post. My page didn't update and I missed your retraction.

Reply by Linda_H/FL on 12/30/10 8:39am
Msg #366357

Linked it for you Mike...specifically read msg from

10/09/10 Msg #357274

Sounds like they offered you the insta-pay - reduced pay for quicker pay?

Your call - Good Luck.

Reply by Linda_H/FL on 12/30/10 8:39am
Msg #366358

Sorry...s/b 10/19/10... n/m

Reply by ME/NJ on 12/30/10 8:53am
Msg #366360

Fee was 100 in 7 days-like it matters what it is when no pay

Insta is 70 next day. Had a couple of email exchanges with them and the one email was exact same reply listed in the company comments in SC.

Whe I saw that I canceled the job a few minutes ago.

Reply by CopperheadVA on 12/30/10 8:56am
Msg #366361

I would cancel it, if it were me. Dynamic has earned their reputation and they are completely aware of what a bad rep they have on this forum. I don't think they care, though, based on an email exchange I had with them when they emailed me an offer for a closing a while back.

Reply by Les_CO on 12/30/10 9:23am
Msg #366367

An honest company pays their notaries…its part of their business plan. A dishonest company doesn’t pay their notaries, or if they do, only the ones that are near to them, thus avoiding court. It’s part of their business plan. Why do business with someone that starts out planning to cheat you?

Reply by C. Rivera Chicago Notary Services on 12/30/10 1:16pm
Msg #366450

good point Les... n/m

Reply by C. Rivera Chicago Notary Services on 12/30/10 9:31am
Msg #366369

..too late now, you have the docs! Follow through and do the

job...if they don't pay, follow the correct protocol to collect....

Reply by Moneyman/TX on 12/30/10 9:35am
Msg #366370

Sorry to disagree, Cari

She already turned the job back. Even so, I think she has every right to turn the job back after discovering their payment history. After all, she is extending them credit and apparently they are not a good risk, IMO.

Reply by C. Rivera Chicago Notary Services on 12/30/10 9:38am
Msg #366372

its cool to disagree... ;) n/m

Reply by jba/fl on 12/30/10 9:38am
Msg #366373

It is never too late for HIM to cancel...or anyone

I would eat the cost of printing if I found out something detrimental to me at the last minute. What a waste of time.

Cari - you can't honestly say that if something got past you and you took the appointment you wouldn't cancel - just to keep your word? When they don't keep theirs?

Reply by Moneyman/TX on 12/30/10 9:41am
Msg #366375

WOW -- My bad. Sorry, should have been "HE" <red faced> n/m

Reply by Linda Juenger on 12/30/10 10:28am
Msg #366383

Re: WOW -- My bad. Sorry, should have been "HE" <red faced>

They still owe me from 2009 Run

Reply by ME/NJ on 12/30/10 10:39am
Msg #366388

They are still emailing me remarks -guess no sucker will do

the job

Reply by Michael Edmonds on 12/30/10 10:45am
Msg #366390

The emails get funnier and funnier.. so glad I canceled n/m

Reply by kathy/ca on 12/30/10 11:28am
Msg #366400

IMO, you did the right thing, thieves get what they deserve,

so let them struggle to find some "sucker" to do this assignment. I have never turned back a signing but if I found out after accepting it they had a bad rep you can bet I would make that phone call to let them know and the reason why. Thankfully we have SC to refer to, I always carry a printed copy with me for a reference.

Reply by Dawn/PA on 12/30/10 11:54am
Msg #366412

Re: It is never too late for HIM to cancel...or anyone

I learned that several years ago after taking an assignment from LIA......I felt like I was obligated to follow through on my end, even had a couple of people tell me that they weren't that bad. Well, they were and it took me forever to collect.

Reply by C. Rivera Chicago Notary Services on 12/30/10 2:24pm
Msg #366461

My reputation is far more important, and to risk

getting it tarnished because I refused to do something I agreed to, is simply not an option for me. I would've completed the closing, and later deal with any issues re non-payment, if any.

Folks, what you have to remember is that the SS is not the ONLY party to the loan transaction. How do you think the OP looks to the TC and/or Lender? Most, do not care WHY he refused to do the closing (at the last minute), they just see him as an unreliable nsa...and probably won't call him for any future jobs.

What the OP did, may seem justifiable, but at what cost to HIS rep?

Reply by Moneyman/TX on 12/30/10 3:47pm
Msg #366471

Re: My reputation is far more important, and to risk

I can appreciate why you feel that way, Cari. But for the company stiffing SA's or not paying as agreed this job more than likely would have been preformed by him. I wouldn't want to get a reputation as one that is willing to work for free so the SS can keep on ripping others off.

When the TC and Lenders see that the company they hire does not pay the people they hire to do the job, THEY should pull the business from them and hire the SA's themselves. Since they do not, they take the risk of having SA's turn back closings. They show that they have very little, if any, concern for the SA that actually preforms the signing and as a result I don't believe that we owe them any more respect than that which they give to us. Am I saying that we should hold the assignments until the last minute? No. But turning back the assignment before 9am for a 5pm closing is anything but a last minute cancellation.

These sorry paying SS companies count on SA's to "feel bad" about turning back assignments but they don't "feel bad" about not paying as agreed. Again, respect is a two way street.

If a company does not pay as agreed, I for one, hope they don't call me for any future jobs. It will save me the time of looking them up and rejecting their offers.

Reply by C. Rivera Chicago Notary Services on 12/31/10 11:07am
Msg #366568

Re: My reputation is far more important, and to risk

"I wouldn't want to get a reputation as one that is willing to work for free so the SS can keep on ripping others off."

Me neither. However, the NSA's that actually have that rep, are those that CONTINUE to work for free, for those same deadbeat companies that have burned them, over and over again.

However, this was not the issue here. The issue was whether or not, the OP should've refused to do the closing, even after agreeing and receiving docs, based upon him later finding out the company's horrible reputation.

My point is keeping with and doing what you say you're going to do, even if it bites you in the a$$. It's about completing the task at hand, as agreed, to prove, if anything, that you are a professional who keeps THEIR word, despite the hiring companies reputation. The NSA's rep will be kept whole, so to speak, to the TC and/or Lender, who may just hire them directly for any future jobs. Isn't that what its all about in this business? Gaining respect for a job well done, plus gaining more and new clients?

There's no way that a NSA will get the rep you described if they continue to do what they agreed to do, do the job as a professional and practice good/sound business practices (like checking out a company BEFORE accepting a closing for example)

I do believe that TC's and Lenders should and need pay more attention to the SS's that they hire. And be especially cognizant of the company's reputation and how they run their business, and how they are rated among those they hire. But as we all know, most don't and why? Because they just need to close the loan, at any and all costs, and THAT attitude is not only unfortunate for us, but reality.

Appreciate yours and other views on this....

Reply by Larry/IL on 12/30/10 3:14pm
Msg #366465

It's the BEST decision to turn the order back!

Many companies, (including the most profitable), reject and or put purchase orders on hold all the time for poor payment history. It is the way to manage risk and stay profitable, plain and simple!

I have had title companies tell me they are going to quit using SS because too many orders get canceled at last minute because of poor payment history. I have heard this three times I can think of. Whenever possible, I contact the title company and explain the situation with links to the poor ratings. I have one title company that calls me directly now because of it.

If notaries would reject these orders at the last minute leaving no time for the slow/low/non payers to find their next victim, many of the title companies would not use them anymore.

Everyone is entitled to their own opinion, but I disagree with Cari on this one. Her methodology enables these non paying companies to stay in good graces with the title company instead of putting them out of business!