Posted by Raynon Taylor on 2/28/10 1:06pm
Msg #324654

Need advice re:lender's instructions

I am hoping someone here may be able to help me out....I am the 2nd notary in a split signing and I received the package from 1st notary, no specific title company instructions about this, but when reading the lender's instructions it stated that borrowers were to inital all non signature pages. Problem is that 1st notary did not have wife initial these pages. Should I contact 1st notary and ask if there was a reason she did not have wife do so, such as maybe she had specific title company instructions or should I just have the husband initial the pages as the lender's instructions say??

Any advice would be appreciated. Thanks!

Reply by MW/VA on 2/28/10 1:12pm
Msg #324655

I think I would check with the tc before proceeding. It's going to be kind of odd to have one set of initials without the other.

Reply by Megan Rowlands on 2/28/10 1:14pm
Msg #324656

Did you contact the title co. or the SS that hired you? Hopefully you are not signing today (Sunday) and can reach someone who can give you specific instructions. I definitely wouldn't make my decision based on what the other notary did. Usually lender instructions trump all others, but I would definitely want to confirm that first.

Reply by Lee/AR on 2/28/10 1:14pm
Msg #324657

Tough one. Simple answer: You 'follow lender's instructions'. Which will probably lead to a 'do over'. So, I'd call the TC and explain situation and ask if they really want this 'initial all pages' done with just ONE B. Whatever they tell you---get it in writing!

Reply by Notarysigner on 2/28/10 1:38pm
Msg #324660

This is not a bashing but two things. First of all you are not in control of what the other notary did so I wouldn't worry about that end. What would you do if the roles were reversed? Then do that if you are comfortable with it. Second, as someone else suggested, notify TC or SS and make them aware of what's happening because the bottom line is, you want the loan to fund. TC / SS should be able to work around the lack of initial issue, that's what they get the big bucks for. Good Luck!

Reply by Raynon Taylor on 3/1/10 10:27am
Msg #324754

Thank you all so much for the replies. I was signing on the Sunday but was able to find an after hours cell number for the TC (no SS involved) and she said to leave it and they can get it done both of them together after funding is necessary. Thanks again!