Posted by JLG/CA on 2/3/10 5:46pm
Msg #321106

please understand

i am performing a service as a licensed professional with more than enough industry experience to ensure a timely and accurate closing. please do not assume that i cannot read a hud-1 to determine the fee collected for the loan closing payable to the signing company then subtract what the signing company agreed to pay me for the service to know how much the signing company is making for work i am performing. opting to send the docs to me overnight instead of via email does not justify a significant discount for the service i am performing in turn allowing the signing company to make more money. the signing company makes a phone call but my service involves a face to face meeting, often in people's homes (and not always in the safest areas or best conditions) and significant time is involved. it is insulting and bad business for a signing company to consider a fee of less than $90 when my per signature fees often exceed $100.

Reply by MW/VA on 2/3/10 5:50pm
Msg #321108

Not sure who you were directing this at, but you're preaching to the choir here.

Reply by JLG/CA on 2/3/10 5:54pm
Msg #321112

i know...just felt like a good thing to let out...

Reply by BossLadyMD on 2/3/10 5:50pm
Msg #321109

i'll only go next door for $90 n/m

Reply by Charles_Ca on 2/3/10 5:57pm
Msg #321115

Licensed??? Not as a Notary! n/m

Reply by BossLadyMD on 2/3/10 5:58pm
Msg #321116

licensed title producer here ;) n/m

Reply by Charles_Ca on 2/3/10 6:00pm
Msg #321120

Understood, butr in CA Notaries are nither licensed

nor do they need to be a LTP hence the comoment. Was directed at the OP. TTFN

Reply by BossLadyMD on 2/3/10 6:03pm
Msg #321123

gotcha..thanks for the clarification:) n/m

Reply by JLG/CA on 2/3/10 6:00pm
Msg #321119

Re: Licensed??? Not as a Notary!

a licensed notary public. would you prefer bonded or commissioned? they are all the same. by licensed professional, i meant that i've met all the requirements to hold my current commission to perform duties as a notary public by my state requirements. i figured that was too lengthy of an explanation.

Reply by Charles_Ca on 2/3/10 6:04pm
Msg #321124

I am a LICENSED real estate broker, a commission is not

the same. A license permits you certain priveleges in the conduct of a usiness while a comission confers rights as a gevernmental entity. Entirely different with different rights and responsibilities. Check with the SOS

Reply by JLG/CA on 2/3/10 6:15pm
Msg #321133

Re: I am a LICENSED real estate broker, a commission is not

you're not listed with the ca dre as a licensed real estate broker.

Reply by Marian_in_CA on 2/3/10 6:40pm
Msg #321156

Yes, he is.... he's NBA. n/m

Reply by JLG/CA on 2/3/10 6:49pm
Msg #321162

Re: Yes, he is.... he's NBA.

not according to the california state bar and he is not listed as a licensed real estate broker under the ca department of real estate.

Reply by Marian_in_CA on 2/3/10 6:52pm
Msg #321165

The State Bar is for Attorneys...

Brokers are listed under the DRE. Charles has a non-working broker license, and it was originally issued in 1985.

Try using this form: http://www2.dre.ca.gov/PublicASP/pplinfo.asp

Reply by JLG/CA on 2/3/10 6:59pm
Msg #321170

Re: The State Bar is for Attorneys...

i mis-spelled his name, i apologize for the oversight.

nba is more commonly known for basketball or what i assumed to be the national bar association in this case. i am not a real estate broker, so i am not familiar with nba as being used as an acromyn for non-working broker.

Reply by John_NorCal on 2/3/10 7:21pm
Msg #321174

Actually according to DRE NBA is no broker affiliation

To wit:

The license is in a non-working status. The licensee may not perform acts for which a real estate license is required in California. Salesperson reference for NBA is equivalent to 'No Broker Affiliation' and the broker/corporation reference to NBA is equivalent to 'No Business (current main office) Address'.

I had my brokers license at one point, but like a fool I let it go. You would think that with 30 years in RE they would just reinstate it subject to continuing ed requirements, but no they wanted me to get a salesperson's license first then go for a brokers license. Too much trouble, at least I only have 6 digits in my license, 467722.

Reply by JLG/CA on 2/3/10 7:25pm
Msg #321175

Re: Actually according to DRE NBA is no broker affiliation

i hear you on that...i have other vocational licenses i no longer use, but i keep renewing them just in case i might need them again. it's really strange that with your experience you would be required to jump through so many hoops just to get what you already had! good luck to you!

Reply by Marian_in_CA on 2/3/10 7:40pm
Msg #321181

Re: Actually according to DRE NBA is no broker affiliation

It's kind of the same with the CA notary laws when they change in 2005 and 2008. Talk about lots of new hoops!

The FBI background check alone scared a LOT of people off.

Reply by MW/VA on 2/3/10 6:04pm
Msg #321125

Re: Licensed??? Not as a Notary!

Touchy issue on titles. In many states we are not "licensed" or "bonded"--strictly
"commissioned". In MD they have to be a Licensed Title Producer in order to do loan signings.
Their requirements are very costly, including a large bond amount.
I have a notary in my area that claims to have "passed the state boards"--there is no such thing!

Reply by BossLadyMD on 2/3/10 6:08pm
Msg #321127

very costly in MD to get licensed, i wont work for peanuts n/m

Reply by JLG/CA on 2/3/10 6:10pm
Msg #321129

Re: Licensed??? Not as a Notary!

the definition of a license
1. formal permission from a governmental or other constituted authority to do something, as to carry on some business or profession.
2. a certificate, tag, plate, etc., giving proof of such permission; official permit.

it's really a moot point. the term is interchangable with bond or commission. licensed is a more common term. i can state that i'm a commissioned or bonded professional, but licensed is more universal with "given special permission" to do something.

Reply by MW/VA on 2/3/10 6:12pm
Msg #321131

Re: Licensed??? Not as a Notary!

IMO it isn't interchangable, especially not in VA. We are not licensed by the state, and cannot make any such claim.

Reply by Charles_Ca on 2/3/10 6:14pm
Msg #321132

Not in CA either, but you can't tell some people anything n/m

Reply by JLG/CA on 2/3/10 6:21pm
Msg #321143

Re: Not in CA either, but you can't tell some people anything

in a NR post, it's an expression, nothing to be taken as seriously as it is. i'm not advertising...it was a little vent sesh...i can't assume that everybody understands the difference between a license, bond or commission. everyone seems to be more concerned about the term used instead of why i posted.

Reply by Marian_in_CA on 2/3/10 6:38pm
Msg #321153

Re: Not in CA either, but you can't tell some people anything

The reason is because the terminology you use shows what kind of a professional you happen to be. A California notary saying they have a "notary license" is like a big neon sign that says, "I don't know what I'm doing!"

Worse are those that say they "do a notary" or "get their notary" or other nonsense.

It may seem like a figure of speech to you, but it is wrong all the same.

I understand (and agree) with the original point you were trying to make. It's just that while this might be "just a message board" -- it's one that A LOT of our potential clients happen to read, and take notes. I cannot begin to tell you how many people have contacted me and opened with, "I saw your post a Notary Rotary..." or "I remember that you said X at Notary Rotary..."

People pay attention. I don't claim to be perfect. (I'm full of issues, want to share?) I make tons of spelling and grammar error here that make me cringe. But, something like this sticks out.

Reply by JLG/CA on 2/3/10 6:45pm
Msg #321159

Re: Not in CA either, but you can't tell some people anything

i didn't state that i have a notary license, i indicated i was a licensed professional. i am a licensed professional, i hold other governmental vocational licenses, so the statement is true.

thank you and i appreciate your insight.

Reply by Marian_in_CA on 2/3/10 6:48pm
Msg #321161

Re: Not in CA either, but you can't tell some people anything

You're welcome. I really do see what you were originally trying to say, though.

BUT... i disagree with you when you said you didn't state that you had a notary license. You said,

"a licensed notary public. would you prefer bonded or commissioned? they are all the same. by licensed professional, i meant that i've met all the requirements to hold my current commission to perform duties as a notary public by my state requirements."

And don't even get me started why the used of "bonded" doesn't apply.

Reply by JLG/CA on 2/3/10 7:32pm
Msg #321177

Re: Not in CA either, but you can't tell some people anything

ha ha, i won't.

i do (and did) recognize the difference, just wasn't expecting the "uproar" over the translation. i appreciate feed back, experience and education. sometimes responses are just taken too far.

Reply by John_NorCal on 2/3/10 7:32pm
Msg #321178

Re: Not in CA either, but you can't tell some people anything

I'm a licensed EA, now some people think that stands for Extremely Anal, but it actually stands for Enrolled Agent. Really --- it does!

But I do agree with the licensed vs. commissioned argument, I'm a stickler for correct terminology. I also see the point the original poster was making. So can't we all just get along? :0

Reply by JLG/CA on 2/3/10 7:37pm
Msg #321179

Re: i know i know

i know what an ea is! i'm in school obtaining my bs in accounting and my professor suggested becoming an ea since i have a desire to get involved in auditing. people typically look at me funny when i tell them that. i'm pretty set on becoming a cpa over an ea. after i graduate i plan on attending law school for child, family and elder law (not thrilled about the family law part, but the other half invovles estate planning, federal income and trusts). if i'm really ambitous, i would like to get my masters in taxation law. why do i hear crickets?

Reply by desktopfull on 2/3/10 6:40pm
Msg #321155

Re: Not in CA either, but you can't tell some people anything

"..everybody understands the difference between a license, bond or commission..."

The professionals on this board do known the difference and are trying to educate you on using the proper terminology on a professional site, instead, you are more interested in defending your stance than learning from those that are trying to educate you.

Reply by JLG/CA on 2/3/10 6:53pm
Msg #321167

Re: Not in CA either, but you can't tell some people anything

i have taken the advice for what is it, advice. i don't feel that i am defending myself, the post was a vent. what i disagree with is someone who feels the need to tell me, "for what it's worth, i wouldn't hire you for any of my deals" i felt that was unecessary.

Reply by desktopfull on 2/3/10 7:05pm
Msg #321171

Based on this thread I agree with Charles. n/m

Reply by JLG/CA on 2/3/10 7:13pm
Msg #321172

Re: Based on this thread I agree with Charles.

everyone is entitled to their opinion. i just feel that i wouldn't have posted that about him because i haven't worked with him in the past. it wouldn't be fair for me to question his ability to perform his job and then post about it. i expect more professionalism based on his profile.

i'm not a notary full-time, so i'm not concerned that his post will in any way affect me. i just think there is a certain respect level that notaries should give each other, considering that many people in the mortgage industry give us little respect.

Reply by Notarysigner on 2/3/10 6:15pm
Msg #321135

a question!

Posted by JLG/CA of AK on 2/3/10 6:10pm

why does your posting say " of Ak?

Reply by JLG/CA on 2/3/10 6:16pm
Msg #321136

Re: a question!

no clue...no where near ak...ha ha...

Reply by Linda_H/FL on 2/3/10 6:22pm
Msg #321146

Poster hasn't completed the listing info

so it defaults to AK...I believe that's the first state alphabetically (by abbreviations.)

Reply by Notarysigner on 2/3/10 6:46pm
Msg #321160

Re: Poster hasn't completed the listing info

Thank you Linda very much for your knowledge!

Reply by Charles_Ca on 2/3/10 6:18pm
Msg #321137

FWIW, I would not hire you do close any of my deals

I'm sure others feel the same way, so just go about deluding yourself. what the heck there are plenty of notaries who know what they are commissioned to do.

Reply by JLG/CA on 2/3/10 6:24pm
Msg #321147

Re: FWIW, I would not hire you do close any of my deals

wow charles, that is really un-necessary. i'm not questioning your experience or ability as a notary, i would expect the same respect from you.

this is a harmless vent post...it isnt' meant to bash individuals whom you don't have experience working with.

Reply by desktopfull on 2/3/10 6:31pm
Msg #321151

In FL you are commissioned as a notary and purchase

a license for your business two completely different things.

Reply by Marian_in_CA on 2/3/10 6:18pm
Msg #321138

They're not the same!

"a licensed notary public. would you prefer bonded or commissioned? they are all the same"

NO, they're NOT all the same. A license is a permission to operate in some manner, a state regulated permission for private business entity such as real estate agents, doctors, accountants and lawyers.

A notary is a PUBLIC OFFICIAL, and what we have are not licenses. Commissions are much more than a license. A commission is a charge, a duty to perform in a certain way that benefits a group of people as a whole. In the case of a notary, we serve the people of the state where we are commissioned. We have a duty to uphold the law.

Did you not listen to the oath you took?

Reply by Charles_Ca on 2/3/10 6:19pm
Msg #321139

Re: They're not the same! Nicely put Marian, Thanks! n/m

Reply by Margie Pratl on 2/3/10 6:20pm
Msg #321141

Re: They're not the same!

Thank you Marian! You are right and on the ball.

Reply by Charles_Ca on 2/3/10 6:20pm
Msg #321142

Re: They're not the same!Nicely put Marian, Thanks! n/m

Reply by MW/VA on 2/3/10 6:21pm
Msg #321144

Another 5 stars for Marian! n/m

Reply by MW/VA on 2/3/10 6:22pm
Msg #321145

Re: Another 5 stars for Marian!

BTW, Marian. IMO you need to be teaching!!!!

Reply by JLG/CA on 2/3/10 6:27pm
Msg #321149

Re: They're not the same!

we have a duty to uphold the law but unless we are attorneys, we are not licensed to practice law.

thank you marian...your experience is appreciated. i was venting about an experience and like always, people have to take things literally and in numerous different directions than it needs to go.

Reply by BrendaTx on 2/3/10 6:44pm
Msg #321158

Re: They're not the same!

I agree with you, JLG...that to be offered less for a signing than your signature fees is ridiculous.

Reply by Marian_in_CA on 2/3/10 6:50pm
Msg #321163

Re: They're not the same!

That I agree with, too. The vent of the original post is something we probably all agree with.

Reply by Notarysigner on 2/3/10 6:53pm
Msg #321166

Re: They're not the same!

JLG.....you have just experienced a very good thing about this forum. be exact, be precise, be humble, and continue to post what you feel....the members of this forum will let you know what's up? IMO

Reply by JLG/CA on 2/3/10 6:56pm
Msg #321168

Re: They're not the same!

ha ha...i just think it's funny. i could sit here and be a total brat for having been corrected...instead i'm reading the posts having a good time before i leave work for the day. some people are just too serious...i guess i shouldn't consider NR my online diary...

Reply by PAW on 2/3/10 8:56pm
Msg #321197

Re: Licensed??? Not as a Notary in FL. No discussion!

Florida Governor's Reference Manual for Notaries, ed 2001, pg 7:

"Notaries are public officers appointed and commissioned by the Governor. You are not licensed,
you are appointed. An appointment is a privilege, not a right."

Reply by John Schenk on 2/3/10 9:59pm
Msg #321207

Bad choices of words by a young fella

Bad choice of words by a young man in the beginning, followed up by some other bad choices of words.

I think, as we get older, that we make poor choices of our words, but I hope that I have the maturity to admit when I was wrong, and I certainly always try to do so when I have been wrong, and I've been wrong many times in my life. I have no doubt that I will be wrong many times in the future, but that's just life. I felt bullet proof, and always right, as a young man. My vest aged, and I realized that I wasn't so bullet proof. When I think I'm right, I'll go with it until I'm proven wrong. When I'm proven wrong, I always try to admit that I was wrong. That's when a boy truly becomes a man, and a girl truly becomes a woman, in that aspect of life.

I wish the young man well, and he seems to have a lot of things going for him that he's working on, and I truly wish him luck in all those endeavors. Maturity is something that comes with age, and begins with acknowledging that you're just simply not right about everything. He'll learn. I did.

JJ

Reply by JanetK_CA on 2/4/10 3:18am
Msg #321215

And wise words from you, John.

But I'm reminded of some other wise words by someone I've been fortunate enough to be mentored by. He says that there are two ways to learn things:

1) The school of hard knocks, and
2) O.P.E., aka "Other People's Experience".

If our minds are open to method #2, we can shorten our learning curve considerably. It's kind of hard to fully benefit from O.P.E., however, when someone thinks they already know it all...

Reply by JLG/CA on 2/4/10 11:03am
Msg #321249

Re: Bad choices of words by a young fella

no dis-respect John, but i'm a woman. it's difficult to speculate about someone's age or maturity by a thread.

Reply by PAW on 2/4/10 7:00am
Msg #321219

Re: Licensed??? Not as a Notary in FL. No discussion!

Success is measured by failure. Mistakes breed learning and provide experience. Aptly applying successes and experience is what makes a person stand above many others.

Orison Swett Marden is credited with the following quote: “Success is not measured by what you accomplish, but by the opposition you have encountered, and the courage with which you have maintained the struggle against overwhelming odds.”

Reply by Notarysigner on 2/4/10 9:46am
Msg #321236

Re: Licensed??? Not as a Notary in FL. No discussion!

My 2 cents....If you knew how to do it right why would you do it wrong?