Posted by CapCityAgent on 1/9/10 10:16pm
Msg #317418

how is business so far in 2010?

How is business so far in 2010? What are you planning to do different in 2010 than what you did in 2009 to increase business?

Reply by desktopfull on 1/9/10 11:22pm
Msg #317420

Since I just got my hours cut at one job & most of the SS's calling want me to do e-doc closings for $45-$65 (which I turn down) I'm working on getting job#3.

Reply by Lee/AR on 1/9/10 11:46pm
Msg #317422

Let's get real. Interest rates are at their lowest point in 35 years right now. Most people who can refi pretty much have already done so. Banks are looking at LTV on refi's very closely now--which pretty well eliminates the people who've been using the house as a piggy bank. What I'm trying to say is the boom is over--has been--isn't coming back to a town near you again.

The boom lasted way longer than I ever thought possible--fueled mostly by non-accountability & dreaming. Government mandates to make housing affordable to more people. Banks selling on the secondary; investors clamoring for more, exotic loan products because they kept inventing new ways for people to buy a home they really couldn't afford--just because they could--they all could.

Normal doesn't look like the last 10 years. If you've been in this biz longer, you know that. If you got into it during the boom years, even you know that the last few years were difficult ones. If you're thinking of getting into this biz now, think again.

Reply by John_NorCal on 1/10/10 1:16am
Msg #317425

If 2009 was any kind of indication, then I'll do even fewer signings in 2010, make that zero. I won't take the fees that are offered. So I'll concentrating on bookkeeping and tax clients and trying to build up some IRS representation business.

Reply by John_NorCal on 1/10/10 9:02am
Msg #317427

should be concentrate not concentrating n/m

Reply by ME/NJ on 1/10/10 8:31am
Msg #317426

I went from full time business in 2001 to PT in 2008 with a PT job. 2009 I found a full time job and hand pick what ever work comes my way (high dollar less then 30 days for payment) It's fun money for me now. Business will not be the same and 2010 will be another bust year in this area.

Alot less stress in my life kowing I have a steady check and nt worry about the phone ringing.

Reply by Shoshana/AZ on 1/10/10 9:10am
Msg #317428

My business doubled in 2009 (over 2008)!

We'll see how this year plays out.

Reply by aanotary on 1/10/10 10:42am
Msg #317430

Re: My business doubled in 2009 (over 2008)!

My business also doubled. And I've had a strong start to this yr.

Reply by Cari on 1/10/10 1:41pm
Msg #317445

2010 doing well so far....I have an office location and get

lots of walk-ins...so far so good. Way to early to tell...

Reply by Laura_V on 1/10/10 2:05pm
Msg #317451

Surprisingly well. 4 big appointments just yesterday.

Reply by MW/VA on 1/10/10 4:38pm
Msg #317457

Business has been typical for early in January. IMO there would be plenty of business if the major lenders were doing what they're supposed to be doing--loan mods & loosening up lending a bit. They're the one's calling the shots!