Posted by Les_CO on 7/3/10 11:19am
Msg #343685

A poll

If a complete stranger that is poorly dressed, and it is obvious that English is his second language (or not, perhaps well spoken) comes to your door and asks you to lend him… say $125, for 60 to 90 days how many of you are going to do it?

Reply by Ruby on 7/3/10 11:33am
Msg #343686

If I had plenty and my needs were met with some left over. I would have no problem giving to this person. However if this persons needs were greater than mine, I would lend to this persons. Language and the way you are dressed would have nothing to do with it. But that's just me.

Reply by OR on 7/3/10 11:34am
Msg #343687

Re: No but I would...

I would give him some money then send hin on his way. I would tell him to pay it back to someone who will come to him in need in the future. God is good to me so I do share when I can with out any regards to getting it back.

Reply by Linda_H/FL on 7/3/10 11:44am
Msg #343688

Re: A poll....sooooo

By the two responses it sounds like they have no problem working for a company then waiting 60-90 days to be paid.....poor business logic in my book.

This is the interpretation I got from the OP - comparing it to loaning a total stranger funds for 60-90 days no questions asked.

Now, if it's truly a question of someone at the door asking to borrow money? I'd call the police..AFTER I got done rolling on the floor laughing....but that's just me.

Reply by Calnotary on 7/3/10 11:46am
Msg #343689

I'm with Linda on this one. n/m

Reply by Sylvia_FL on 7/3/10 11:58am
Msg #343690

My interpretation too Linda :) n/m

Reply by Lee/AR on 7/3/10 12:04pm
Msg #343691

Re: With Linda except...

I probably wouldn't bother calling the police, if that really was the actual question.
But I'm taking it to be working for near-deadbeats, too.

Reply by Linda_H/FL on 7/3/10 12:10pm
Msg #343692

Well, I take it to be your basic door-to-door panhandling

which I believe is illegal in my county...so I'd want the offender removed from my neighborhood.

Reply by Les_CO on 7/3/10 12:41pm
Msg #343694

Re: A poll....sooooo

Okay…. This was not about charity, that I’m all for, if you ‘know’ it’s a charity, and ‘give’ accordingly. Perhaps I worded it poorly? If many of us would not loan a total stranger money…
Then why when someone calls us speaking heavily accented English, (or not) from a company we've never heard of, (perhaps of unknown overseas origin) or maybe have heard some iffy things about, will we (yes I too have been burned) take an assignment from them? Are we not ‘loaning’ them our skill, time, equipment, and supplies that as a professional are WORTH money?
If we don’t know them or if they don’t have a sterling reputation (5 stars here) don’t loan them any money/time/knowledge/skill/equipment, or supplies. Or if we do, and don’t get paid we shouldn't complain about it here.
Although warning others about our lapse in judgment is not only commendable, but it’s appreciated.

Reply by Sheila Meinecke on 7/3/10 12:46pm
Msg #343695

not a very good analogy at all n/m

Reply by Les_CO on 7/3/10 1:34pm
Msg #343698

Re: not a very good analogy at all

Ahhh…critics! Sorry for my poor words. I meant my post to be an allegory, or perhaps a parable.
I’m often misunderstood.

Reply by JanetK_CA on 7/3/10 3:09pm
Msg #343711

Re: not a very good analogy at all

I agree with Sheila, my fellow network member. I don't think it was so much a question of not understanding your post, but of just not agreeing with you.

There's a difference between a total stranger coming to my door and someone calling me regarding business services for which I advertise. And I don't get why you felt it was useful to mention that English may not be their first language (or how they're dressed). I'd venture to say that a large majority of deadbeats were born right here in the good old USA. I could go on, but why bother.

However, if your point was that we should at least do a little bit of research about someone before we decide to extend them credit, then I don't disagree with that at all.

Reply by Les_CO on 7/3/10 4:45pm
Msg #343718

Re: not a very good analogy at all

Okay…what’s the difference between a “total stranger” coming to your door asking for a loan, and a total stranger coming to your door for services you advertise, asking for a loan?

My mention of the English language is just an example.

Meaning if you plan on legitimately doing business in this (English speaking) country, ON CREDIT maybe you should speak the language, or hire someone that does. Now if you’re selling oranges on the street for cash IMO it ain’t necessary.

I get several calls a week from someone in the Sub-contentment, India, Asia, the Philippians, or maybe from here in the US that obviously has little command of the English language. I for one do not intend to extend credit to some offshore outfit that I have no clue where the profits from my labor may end up.

I can imagine that it is difficult for our legal alien newcomers to get jobs, and I can imagine nothing worse than working for some deadbeat SS (unless it’s a phone sex outfit.)

Now perhaps Abdul, or Mohammed or whatever is a good upstanding honest soon-to-be citizen. And perhaps I’m a tad skeptical? But I usually try and not give credit to people I know, let alone strangers

If you find my reasoning offensive…so be it.

Reply by Linda_H/FL on 7/3/10 12:58pm
Msg #343696

Re: A poll....sooooo

The point being that the nature of OUR beast is that we do the job then get paid - and we have it in writing that they'll pay us XX amount to do the job....when that bargain isn't upheld then yes, we can gripe...we have every right to gripe...

Reply by Les_CO on 7/3/10 1:40pm
Msg #343700

Re: A poll....sooooo

I guess it depends on with whom we are bargaining with? And what their word, written or not, is worth?
That was sort of my point.

Reply by Notarysigner on 7/3/10 2:22pm
Msg #343705

Re: A poll....sooooo

Added to that Les is...what about the "person" who "borrows" money from everyone on the block and pays it back to all but one? What about that "character " ?

Reply by Les_CO on 7/3/10 5:04pm
Msg #343721

Re: A poll....sooooo

I’m not trying to tar everyone with the same brush…I’m referring to the many deadbeat SS and Title Companies, owned, or run by thieves that take advantage of the more ‘kind hearted” here.
There will always be some acquaintance, or neighbor, or relative that takes advantage of a good hearted person.
In my view that is worth the risk. You by being giving will get more in return than the occasional flake that takes advantage.
Be generous to others, just don’t be a fool.

Reply by Lavergne Manuel on 7/3/10 5:19pm
Msg #343722

Re: A poll....sooooo

What do you know about Cajuns? I was born and raised in a Cajun home and my parents have never spoken anything but english to me and my sister. So what is a Cajun first language. And what do you know about Cajuns?

Reply by Les_CO on 7/3/10 5:47pm
Msg #343727

Re: A poll....sooooo

I know few Cajuns personally, little about “Cajuns” in general, and almost nothing about all “Cajuns”. I was answering Brenda’s comment, Quote: “ Are you saying he was a Texan? or a Cajun?” Neither of those have English as a first language”
I believe the original “Cajuns” immigrated to Louisiana from the ‘Arcadia’ region of Canada.(what we would call the Maritime Provinces now?)
I meant no disrespect to anyone, of French (remember Lafayette) or Canadian, or Texan heritage. I just can’t understand why some people will work for, and extend credit to some company that they have no clue about, and have little chance of getting paid from. Hence my comment about lending money to a perfect stranger.

Reply by BrendaTx on 7/3/10 6:16pm
Msg #343732

Ease up, Lavergne. Les was responding to me.

Humor.

Reply by OR on 7/3/10 3:20pm
Msg #343712

Re: A poll....sooooo.....He said a person not SS n/m

Reply by OR on 7/3/10 3:23pm
Msg #343714

Re: A poll....sooooo.....Sorry posted too late n/m

Reply by BrendaTx on 7/3/10 3:20pm
Msg #343713

Are you saying he was a Texan? or a Cajun?

Neither of those have English as a first language.

Reply by Les_CO on 7/3/10 4:50pm
Msg #343719

Re: Are you saying he was a Texan? or a Cajun?

Excuse-moi mi hermana! But I seldom give Cajuns credit, (or ex-Canadians of any kind), and as for Texans? Does anyone?

Reply by Grammyzoom on 7/3/10 5:49pm
Msg #343728

Re: Are you saying he was a Texan? or a Cajun?

Had to laugh about the Texans. My husband is a Texan through and through. For the first 10 years we were married I hardly understood a word he said but he was cute and I loved him so I would just nod sweetly, smile and pretend I understood. 47 years later and I understand about 77% of what he says. Hoping we will get to 60 years so I can understand 100%!

Reply by Les_CO on 7/3/10 6:02pm
Msg #343729

Re: Are you saying he was a Texan? or a Cajun?

I have nothing against Texans! I admire their history, and their heritage, and their persona.

Tears came to my eyes when at a show in Las Vegas Willie Nelson, and Kris Kristofferson came on stage under a huge Texas flag to sing and EVERYONE was standing.

We were ALL Texans that night!

Reply by BrendaTx on 7/3/10 6:14pm
Msg #343731

Re: Are you saying he was a Texan? or a Cajun?-- Les.

I was ten years old before I knew that crackers was not pronounced, "crowkuhs" (ow as in crowd). I quickly corrected. And, then there's prayer-rah (prairie) and a few more. Having Cajun influence on my family's speech, as well, I am more than happy to make the same joke...again.

A sense of humor is a good thing, right, Les?

Reply by Les_CO on 7/3/10 6:36pm
Msg #343733

Re: Are you saying he was a Texan? or a Cajun?-- Les.

Essential!

Reply by Moneyman/TX on 7/3/10 9:04pm
Msg #343745

Re: Are you saying he was a Texan? or a Cajun?

"I would just nod sweetly, smile and pretend I understood"

LOL That's why so many people look like deer in headlights when I'm talking to them. LOL

Reply by Moneyman/TX on 7/3/10 8:58pm
Msg #343744

LOL Brenda :-) n/m

Reply by JulieD/KS on 7/3/10 9:11pm
Msg #343746

It's what we do everytime we accept a signing from a company we know nothing about. And, these days, no I won't do it unless the company has a stellar reputation with my peers.

Reply by MW/VA on 7/5/10 8:53am
Msg #343798

I get where you were going with this scenario, but it applies to the lending/mortgage industry, as well. We know what happened when they loaned money to anyone/everyone, don't we???

Reply by Notarysigner on 7/5/10 1:31pm
Msg #343818

I will not loan anything to anybody. When they ask me why not? I tell them, No is an answer!