Posted by jac_il on 7/16/10 5:50pm
Msg #345241

Question of debate - land trust docs

I have a question and I would like to see others opinions on this. If you have a land trust can you or can you NOT notarize someone's capacity. To give more information the land trust was not sent with the loan documents so notary would have no knowledge (or proof of the person's capacity) of the land trust info at all.

So would notary acknowledgment read:

John Doe

or John Doe, as trustee

or John Doe and John Doe, as trustee of the John Doe Land trust dated June 12, 1986

How would the signature line of the mortgage read?

Also, on the note and TIL how would signature line read:

John Doe

or John Doe, as trustee

or John Doe and John Doe, as trustee of the John Doe Land trust dated June 12, 1986

Also, with out a signed "intervivos" and "certification and rider to the note" the docs there will be a funding error. Correct? I have a title company who does not know their head from a whole in the wall. Also, the mortgage did not have the additional page inserted which states:

By signing below, the undersigned, Settlor(s) of the John Doe under
trust instrument dated June 12, 1986, for the benefit
of_________________________________ , acknowledges all of the terms and
covenants contained in this document and in any rider(s) thereto and
agrees to be bound thereby.

____________________________________,
John Doe -Trust Settlor


I am being told I should of made them aware of all the issues with their docs as well. I would love to hear other peoples thoughts on this and what they would of done. BTW, I did call from the signing and the person I spoke to basically said I have no idea what to do. Thanks!

Reply by MikeC/NY on 7/16/10 6:38pm
Msg #345262

"I have a question and I would like to see others opinions on this. If you have a land trust can you or can you NOT notarize someone's capacity."

Depends on your state laws - are you allowed to certify capacity in IL?

"I am being told I should of made them aware of all the issues with their docs as well."

Hate to be the grammar police, but that's "should have", not "should of"

Unless you're an attorney representing these folks, you have no responsibility to let anyone know about anything - you are a acting as a notary, and your sole responsibility is to verify the identity of the signers. What is in the document is not your concern (as long as all blanks are filled in).

If there is a document missing or an incorrect procedure that you know is required by your state or county, you should certainly bring that to the attention of the hiring party, but that's as far as it goes - it's their call.

Getting into the question of whether there are "issues" with the docs opens you up to charges of UPL, and you really don't want to go there....

Reply by jac_il on 7/16/10 7:00pm
Msg #345272

Grammar police and typo psycho's are like nails on a chalk board. Everyone makes mistakes. To be honest it is really annoying when people point out other people's mistakes. It gives people the feeling that you are above them or superior.

I noticed you did not answer the question. How would you have notarized the mortgage?

Reply by Seanaidan on 7/16/10 9:38pm
Msg #345310

"Grammar police and typo psycho's". You must be kidding. LOL @ U

Reply by MikeC/NY on 7/16/10 10:03pm
Msg #345313

Whatever

Sorry you're upset about the grammar police remark, but I did include a smiley to indicate it wasn't all that serious.

I don't think I'm superior to anyone, but I do know that there is no such construct as "should of" in the English language. It's "should have", sometimes contracted as "should've". The fact that you don't know that is not my problem; I just pointed it out, and you can either learn from that or continue using the phrase incorrectly. Your choice, and it really doesn't have an effect on my life one way or the other.

"I noticed you did not answer the question. How would you have notarized the mortgage?"

I answered the question when I said you should check your state law. What I can do in NY may be different than what you can do in IL. You mentioned notarial certificates that are not required in NY, so I wouldn't care about them . The point was that in any state, commenting to the borrowers about "problems" with the documents is going to expose you to possible charges of UPL. And if that happens. you will realize that you "should of' kept your mouth shut...

Reply by jac_il on 7/17/10 3:19pm
Msg #345390

Whatever is something my 8 year old says...

Hey Mike. Lets get something straight. I did not comment about the documents to the borrowers. i did not advise the borrowers about the documents. Why keep throwing that in there? It is not something I did. Just keep twisting.

In response to what you just wrote...... REALLY? I mean REALLY? I clicked your link and saw your picture. I do not know many senior citizens who use the word "whatever."

I am not going to argue with you. I graduated HS a long time ago. Have a nice day.

Reply by Linda_H/FL on 7/16/10 10:03pm
Msg #345314

Yes he did answer the question

Follow your state laws...can you, in IL, put capacity in your certificates...this is info that either should be known to you or is at your disposal via your handbook/SOS.

Reply by A S Johnson on 7/16/10 6:40pm
Msg #345263

Only the Title/Escrow or Lender can answer this properly for this doc. Call them.

Reply by jac_il on 7/16/10 6:54pm
Msg #345270

I did call them at the table. Basically they are trying to blame me because they typed the documents incorrectly. Signature lines etc and they forgot to include docs. I am their to notarize only not make decisions about what documents should of should not be in a loan set or how they type the signature line. I am also of the opinion that it is not position to tell them if their doc are wrong. I notarize what they send me period.

But my question is how would you notarize them.

Reply by desktopfull on 7/16/10 7:40pm
Msg #345287

"But my question is how would you notarize them. "

Follow the requirements of your state.

Reply by Cari on 7/16/10 6:52pm
Msg #345269

you should notarize the trustees signature on the

docs the way the lender or tc have it printed. Let them worry about the legalities as it is not the concern of the notary. You also do not need to have 'proof' that they are the trustee for the land trust. Again, if the lender or TC want proof, they can request it from the Trustee or the actual owner(s).

Your only concern is the acknowledgment. Yes in IL we can notarize someone acting in a 'capacity'. See below for the appropriate acknowledgment:

Acknowledgment Form
(in an representative capacity)

State of Illinois
County of _____________.

This instrument was acknowledged before me on_______________ (date)
by ____________(name of person) as _____________ (type of authority,
e.g., officer, trustee, etc.) of_______________(name of party on behalf of
whom instrument was executed).

(Notary Seal)
________________________
Notary Signature

From the IL SOS handbook...

Reply by jac_il on 7/16/10 7:04pm
Msg #345273

Re: you should notarize the trustees signature on the

I am asking opinions. I know what is in the hand book. I have been doing this 20 years and am former operations manager of a title company. I am asking with all of that thrown are you what would you have done. It is a learning question and debate folks.

Reply by Cari on 7/16/10 7:07pm
Msg #345275

was just giving you my .02 since you asked, that's all...:) n/m

Reply by jac_il on 7/16/10 7:17pm
Msg #345277

Re: was just giving you my .02 since you asked, that's all...:)

That is fine Cari and I appreciate it. Let's put it this way. When you do a land trust the capacity of the trustee is notarized as they are an employee of the Bank Holding the trust and they have employee ID as which says their capacity. So in that regard yes, you notarize them as trustee. Also note they have a stamp which goes under their signature that states they are only signing the document as a trust agent blah, blah, blah...

But - in your opinion- when you fill out your notary certificate on the mortgage would notarize the person before you as :

John Doe

John Doe aka John Doe, trustee

He has no ID as John Doe, trustee whereas the bank officer does.

I am just curious what people would do in this scenario where the docs are really jacked up. Most notaries would have no clue what to do especially newbies. Just curious what people would do.

Reply by jac_il on 7/16/10 7:19pm
Msg #345280

Re: was just giving you my .02 since you asked, that's all...:) n/m

Reply by PAW on 7/16/10 7:26pm
Msg #345283

Re: was just giving you my .02 since you asked, that's all...:)

Typically, a person's acceptable ID would not show their representative capacity, only their name. A notary that is authorized to show representative capacity in their notarial certificates are certifying the signer's name, not their capacity. The signer represents to the notary that they have the authorized capacity, and that capacity is shown in the certificate. Because notaries typically cannot certify a signer's capacity, states like CA prohibit stated capacity in their certificates. FL, on the other hand, is very clear about capacity being a representation by the signer, not certified or even verified by the notary.

Newbies need to fully comprehend their own state statutes, policies and procedures. This type of subject should not be debated as there is usually a definitive answer, not a conjecture or opinion.

Reply by jac_il on 7/16/10 8:05pm
Msg #345295

my apologies my mistake was using the word OPINION. n/m

Reply by Cari on 7/16/10 7:32pm
Msg #345285

Wait. They had an employee ID which states their capacity

are a trustee? I've never seen that before in my 19 years as a notary public, but okay.

If it were me, notarizing this particular document, I would've asked to see their state ID, driver's license and or US Passport, as it is required by our new IL identification law.

And I would've have them sign the doc accordingly:


"(name of person) as _____________ (type of authority,
e.g., officer, trustee, etc.) of_______________(name of party on behalf of whom instrument was executed)."

They do not need to show proof that they are a trustee. Maybe that's the confusing part.

Reply by jac_il on 7/16/10 8:04pm
Msg #345294

Re: Wait. They had an employee ID which states their capacity

Cari do you come into Chicago? Yes, Employees in the high rise buildings have badges with their picture, identity, company and title. They need it to get into the building. Thank you for your response.

In this scenario the ack only said this (so you would have to write trustee):

Acknowledgment
State of Illinois
County of Lake
This instrument was acknowledged before me on by

Notary Public
My commission expires:
(Seal)

Reply by C. Rivera Chicago Notary Services on 7/17/10 7:08am
Msg #345340

Re: Wait. They had an employee ID which states their capacity

"Cari do you come into Chicago? Yes, Employees in the high rise buildings have badges with their picture, identity, company and title. They need it to get into the building. Thank you for your response."

First, I live and work in Chicago, NW side infact, and travel into the downtown area of Chicago quite frequently - I don't "come into Chicago". And hey, as a FYI, NOT ALL employees, who work downtown, in 'high rise' buildings, have picture ID's, except for folks working in high profiled professions or industries. The average legal secretary working in a one man office, downtown, in a high rise building, doesn't have one.

__________________________________________________________________________

"When you do a land trust the capacity of the trustee is notarized as they are an employee of the Bank Holding the trust and they have employee ID as which says their capacity. "

"So in that regard yes, you notarize them as trustee." NOOOO.

Second, absolutely he!! NO - you NEVER use an employees ID as a means of properly identifying the signer of a doc to be notarized.

You can only use their current state ID, DL, or US Passport, and once again, they do not have to show the notary proof of their capacity! Whether its a trustee, attorney-in-fact, etc.

Third, I've provided you with the proper, statute required, IL acknowledgment for such a case.

So quit with the snide remarks...I'm trying to help you here. Not burn you.

Reply by jac_il on 7/17/10 2:57pm
Msg #345383

Re: Wait. They had an employee ID which states their capacity

To verify title or capacity as an employee not as their ID as to whom they are. Did you even read what I said?

When you do a land trust the capacity of the trustee is notarized as they are an employee of the Bank Holding the trust and they have employee ID as which states their capacity. " CAPACITY and IDENTITY are 2 different thinks. I never said this is what I used to verify their identity. Sheeeesh!

Why do you have me blocked so I can not respond to your private message? Just curious?

Reply by PAW on 7/16/10 7:18pm
Msg #345279

An opinion is not needed.

Asking for an "opinion" for something that is dictated by statute, and state specific, is not something that can be debated. Many states allow for inclusion of a persons capacity in the notarial certificate. Others do not. A notary must follow the law, not someone's opinion, on how to perform their authorized duties.

Reply by jac_il on 7/16/10 7:23pm
Msg #345281

Re: An opinion is not needed.

Okay just forget I asked. I am asking what someone would do out of curiosity. Not asking them to rewrite the statues or not follow them. Now I regret asking. Apparently, nobody is willing to share what they would of put on the notary ack (of course based upon their statues in their state). They are not willing because they do not want an a$$ kicking on here if they are wrong.

Reply by jac_il on 7/16/10 7:26pm
Msg #345284

love all the PM's I am getting......

apparently people are afraid to respond here. Interesting.

Reply by Cari on 7/16/10 7:39pm
Msg #345286

geez, sooooo not ready for another drama rag on NotRot.... n/m

Reply by jac_il on 7/16/10 8:06pm
Msg #345296

isn't there always a drama on here? :) n/m

Reply by desktopfull on 7/16/10 7:54pm
Msg #345291

Re: An opinion is not needed.

You asked a question, it was answered (follow your state statutes), the vulgarity isn't necessary simply because you didn't get the answer you wanted.

Reply by desktopfull on 7/16/10 7:49pm
Msg #345290

Re: you should notarize the trustees signature on the

There is nothing to debate. As a notary we don't give advice, we don't address doc issues with the borrower in any capacity, and the borrower signs the signature line however the TC or lender has typed their name (provided it is correctly spelled) on the prepared the document. We verify the person through proper id and make sure all blanks are filled in before notarization. If the wording is incorrect for your particular state on the ack. or jurat then attach the proper form that is complaint for your state. If a problem arises and TC or lender can't be reached then you stop and leave.

Reply by jac_il on 7/16/10 7:58pm
Msg #345293

you all totally miss the point. Just anwser the question.

If you are filling out the acknowledgment as John Doe, Trustee how does he prove that too you?

John Doe has a drivers license that says he is John Doe. But John Doe does not have an ID that states John Doe, Trustee and the trust document (original) is not available.

So would you put just John Doe or would you put John Doe, Trustee or would you put both? Apparently, no one wants to answer that.

Reply by C. Rivera Chicago Notary Services on 7/16/10 8:06pm
Msg #345297

HE DOESN'T HAVE TO PROVE IT TO YOU...is this better?? n/m

Reply by jac_il on 7/16/10 8:15pm
Msg #345300

please do not send me PM and block me so I can't respond!

Also thanks for the link to your website, but I do not need the forms off your website. Thanks anyways. Curious why do you have me blocked?

Reply by Cari on 7/17/10 5:59am
Msg #345335

Who has you blocked? Not me? There's only one person I have

blocked and it is a florida notary, he who shall not be named...

Reply by MistarellaFL on 7/17/10 8:04am
Msg #345343

Interesting, Cari

You've blocked ONE person from PM'ing you, and this person jac/il, writes that "she" is blocked.

FWIW, THIS particular poster's question and refusal to accept the responses reminds me of the nameless poster you have blocked.

Interesting, indeed!

Reply by Les_CO on 7/17/10 12:42pm
Msg #345373

Re: Interesting, Cari

I disagree with the policy allowing someone/anyone to post anonymously.
But it’s Harry’s board and he makes the rules.
I sort of think he likes the controversy that happens when some anonymous air head posts some ridiculous question, or hypotheses.... Lots of hits! Why it would matter I can’t discern, since I don’t think Harry sells advertising. Memberships and advertising for us members yes, but not for his site per se?
At any rate my position is I skip-over (do not read) any posts that are not linked. However when I see a number of ‘answers/comments’ from linked members I do go back and read the posts, and I do sometimes comment.
This guy…sounds to me like he got a virus from our ‘not so old’ friend Robert in FL. Just anonymously itching for some controversy, without the backbone or knowledge to back up what he espouses. JMO!

Reply by jac_il on 7/17/10 3:10pm
Msg #345389

I am not that person.

This reads like a soap opera. My profile on here is older than dirt. I am not new.

Reply by Les_CO on 7/17/10 8:08pm
Msg #345415

Re: I am not that person.

I’m pleased that you’ve decided to link to your profile…In my estimation it makes your post, and your answers to others more credible. If I mistook your original post as a ridicule of what this site is about I apologize. Perhaps we should all take the time to re-read what we post and make clearer what we are actually asking.

Reply by jac_il on 7/17/10 3:02pm
Msg #345385

Not you Cari - sorry!

Cari I received a PM and when I tried to respond the sender had me blocked so I could not respond. I found this odd since they sent me a message giving me advice.

Reply by C. Rivera Chicago Notary Services on 7/17/10 4:53pm
Msg #345402

sorry it WAS blocked...very weird since this is the first

I think we've 'spoken via blog'. And the funny part was that it was blocked going back to 10/2007...? Perhaps we got into a hot mama drama here way back when?? LOL...Girl, I can't remember what I did 10 minutes ago let alone why I blocked you but truce for now?

On top of that, my block on the floridian troll is gone? Wonder if its because he deleted his profile...oh well...

Reply by jac_il on 7/17/10 6:07pm
Msg #345408

Re: sorry it WAS blocked...very weird since this is the first

We have never spoken before via blog - we met in real life. I was the person who came to your business and closed a loan at your office. You asked me 20 questions about the business and apparently decided to jump in. You probably blocked me in 2007 because I was less than thrilled about all of this. However that was never expressed to you or anyone else for that matter. But we have never spoken since the day I closed that loan. So you quit doing the originating side I assume and sure truce. I never had anything against you just was not thrilled you copied my business name. But it is a free world and I do not have the copyright on this business.

Reply by C. Rivera Chicago Notary Services on 7/18/10 12:30pm
Msg #345451

Seriously Jacqueline...THAT I would've remembered...

First, I've NEVER been a loan originator, or loan officer or had anything to do with that side of the business.

Second, me choosing the name of my business had absolutely NOTHING to do with yours! I had already done my research as to trademarks and patents, and since that name was free and clear, it stuck.

You seriously have me confused with someone else and I strongly advise getting your facts straight before you start blowing off wrongful accusations at the mouth!

Reply by Susan Fischer on 7/16/10 10:10pm
Msg #345315

There's not even a consensus among the lenders and title

folks.

I ask for specific instructions in Trust situations. In Oregon, capacity is not an issue, other states may be different.

Some want John Doe, Individually, and as Trustee of the Blahblah Trust.

Some want John Doe.

Some want John Doe, as Trustee of the Blahblah Trust.

It's not a "one-answer" question, JacIL. When I have a Trust without specific instructions, I have to call for direction, because I'm not authorized to assume anything I've done in the past will pass muster with *this* signing.

Not much help, I know, but if we don't know? Get direction is my motto.

Reply by Marian_in_CA on 7/16/10 9:47pm
Msg #345311

Well, I'll answer you!!!

Everyone else is right...

But I'll answer for California. You can't. Plain and simple. State law prevents us from certifying the capacity of a signer. Like Paul said, you can't debate a point of law in this manner. I mean, why even bother wondering about it?

Our job as notaries is to identify the signer, not their capacity. They can claim to the the Pope for all I care...

Reply by Les_CO on 7/16/10 9:47pm
Msg #345312

My opinion is that you and your question do not merit a response.

Reply by Linda_H/FL on 7/16/10 10:12pm
Msg #345316

Re: Question of debate - and I quote

"I have been doing this 20 years and am former operations manager of a title company"

Wow

Reply by Les_CO on 7/17/10 9:56am
Msg #345359

Re: Question of debate - and I quote

Perhaps ‘Maintenance Operations’?

Reply by jac_il on 7/17/10 2:44pm
Msg #345381

Wow! Wow! Wow!

I am reading these responses today and all I can say is WOW! You all are a mean crowd. I stopped posting here a long time ago and pop in occasionally. I started way back when the NSA was NASA. So I do not think my credibility is a question and not patting myself on the back or anything but there is such a harshness to the responses. It was a scenario type question and my apologies if I came off wrong and I admit I did not even word it right. I was immediately put off and offended (I admit) by the grammar police, which I find annoying because everyone makes mistakes. I am not above or beyond making one and admitting when I do. I was exhausted and probably should not have posted. I was beat from doing 7 loans in 9 hrs, fielding calls, dealing with issues etc. Which is par for the course and part of our job. I am VERY blessed to be as busy as I am. For that I count my blessings. and honestly I just needed to vent. But just slap me in the face instead! Because you all are a mean crowd to someone who is not a so called regular. Also, I was not sure what you all meant by posting anonymously. If you want me to link to my profile there ya go. Have at it. I have link it. I have nothing to hide.

For what it is worth. I admit I totally jacked up that question. It was a LIVING TRUST not a LAND trust and not one person caught that error. So much for all the know it alls that responded.

In a Land Trust the borrower would not sign the mortgage and in fact their name would not even be on it.

And for those who do live in IL. On a living trust - no you can not notarize the persons capacity. Because you are only verifying ID for John Doe. His licenses says Joe Doe etc.

On a Land trust - yes you notarize the persons capacity because they are an officer of the trust (which also protects the owners name/interest). With that in mind yes you can notarize capacity (in IL). Of course other states need to abide by their statues.

And to everyone who responded you are 100% correct you need to go by your state's statues and nothing more. I am not refusing to accept anyone's response. I find that comment absurd. My question was more of a what would you do? Your responses could vary such as: I would call the title company. I would follow my states statues. There was really not one answer. Did not mean to cause a feeding frenzy but apparently that is what happened.

Reply by Linda_H/FL on 7/17/10 2:59pm
Msg #345384

Re: Wow! Wow! Wow!

Jacquelyn....maybe you should note that your own handbook allows for acknowledgements with capacity...Page 8 http://www.co.stephenson.il.us/clerk/forms/Notary_Handbook.pdf

Think the problem came along when it would appear your question was answered with Mike's post (second in thread)...and you kept at it saying your question hadn't been answered .... your very own self-created feeding frenzy.

Sorry...we responded to your question which you admit was badly worded...but even when you got viable answers you discounted them....hard to help you if that's how the advice is handled.

MHO

Reply by jac_il on 7/17/10 3:08pm
Msg #345388

Re: Wow! Wow! Wow!

no, my question was what would you do? So not the question was not answered. Near the end of this thread a few people did actually answer the question asked. I did not ask for the notary handbook and page number. It did appear to me that yes, I worded it incorrectly and I admit that. But thanks for still slapping my hand and continuing to fan the flame rather than accepting my apology. Enough said.

Reply by Linda_H/FL on 7/17/10 3:06pm
Msg #345387

Re: Wow! Wow! Wow!...also...

another interesting note..

IL SOS has you as being commissioned in 2001 and renewed in 2005....per their website your commission is currently inactive. http://www.ilsos.gov/notary/NotarySearchServlet

Might want to check on that...just sayin'....

Reply by jac_il on 7/17/10 3:23pm
Msg #345392

Re: Wow! Wow! Wow!...also...

okay detective. Lived in a different state in the 80's and early 90's and my name has changed. So you may want to start checking all the US notary registries. I am good. But thanks! Still fanning the flame aren't ya.

Reply by jac_il on 7/17/10 3:33pm
Msg #345398

interesting

why would you even make such a remark especially when you were commissioned in a different state before Florida. Is it surprising to you that A) someone might move and B.) a woman may have a name change! I am done with this monkey business. Have fun searching for whatever you are looking for Linda.

Best!

Reply by Marian_in_CA on 7/17/10 7:27pm
Msg #345413

Re: Wow! Wow! Wow!

I don't think anyone is being that mean... though this place does have a reputation for straight talking folk.

You asked what we would do...right? The obvious answer is follow state law. I guess a lot of us are confused as to why it matters what kind of trust it was or anything else. You can't just toss aside state law.

I think I get what you're trying to ask about how to, if you are able, actually certify one's capacity. I think that for most of us, it's just not something we would even bother think about because we simply can't do it.

The problem was, by your own admission, your poorly worded post. You can't attack others here for something that was your fault.

Reply by Doris_CO on 7/17/10 11:17pm
Msg #345434

Re: Wow! Wow! Wow!

Jacquelyn, you seem to be trying to combine your experience in the title field with your job as a Notary Public/loan closer/notary signing agent (whatever term you use to describe what you do). In your previous job at the title company, it was necessary for you to have the knowledge needed to make sure that a mortgage loan closing was completed properly with all the T's crossed and the I's dotted, and to inform the Notary on how the documents were to be signed. As a Notary Public, you are not to make any decision on how a document is to be signed. Your job is to contact the hiring party or the title company and ask them how it's to be signed. As for the ID, others have stated you follow your state law. To be honest, after following this discussion for two days, you seem to have some sort of chip on your shoulder. Yes, you have fifteen years experience in the business. So do I. But, when I started my business five years ago I discovered that my "knowledge" was actually quite limited. I have found this forum to be the ultimate in training. Although there are posters who have less time as a NP they have a wealth of information and there are numerous posters who have twice or triple the number of years as loan closers and their wisdom is priceless. The knowledge you have from working at a title company is a great benefit to you. Please use it to increase your value as a Notary Public but don't use it as a "teaching tool" to browbeat your peers.

Reply by LMS on 7/17/10 11:19pm
Msg #345435

Re: Wow! Wow! Wow!

1. "straight talking folk" If name calling, rude childish behavior, abrasive, uncalled for talk is straight talk, then yes your right.
2. "attack others" Try the other way around.

No credibility for posters who don't link their profiles?? That's just absurd! They are not anonymous, they have a name. They use the same name for posting all the time, how does that make them anonymous? Then to constantly link everyone who doesn't link their profiles to Robert/fl that is also absurd and getting really OLD! How many people can one person be?I'm guessing now that I posted, it's my turn to be Robert.

The excuses made by some to cover their shameful behavior/posts was reprehensible!

The way "you people" (you know who you are) treated Aurelio was shameful! So what if he/she didn't want a profile, what difference does it make. So what he/she didn't make a profile with his/her correct info, the way "the clique" on here treat people trying to post their opinions, ask questions, just generally try to participate in this forum I don't blame him/her. The profile makes no difference you get to know people by their posts, and boy do we know some people on here! So, please feel free not to read my post since I am a PAYING premier member who doesn't link, therefore I don't have an identity! One more thing if on the slim chance Aurelio was Robert, that makes no difference either, who cares! He had just as much right to post as any of you did. If you didn't like his questions or comments then your choice should have been not to read them and not post all your scathing comments. Yes, he did add his, usually AFTER the couple of you, and you know who you are, showed your total lack of professionalism!

Please feel free to attack me and show it some more.

Quite a few of the posters on here, I had a lot of respect for. But, knowing your business and having friendly relationship with some of the members, and then treating others the way you do, the whole CSI thing to find out any info you can to tear a member apart, well personnally I'm just not feelin that respect, so much anymore. What a shame that is.

Reply by Hugh Nations Signing Agents of Austin on 7/17/10 11:55pm
Msg #345437

Re: Wow! Wow! Wow!

Thanks for expressing my thoughs so well and so emphatically

Reply by Tish/CA on 7/18/10 1:54pm
Msg #345460

Re: Wow! Wow! Wow!

LMS - there are big mouth, know-it-all-bullies in every corner of life. Unfortunately, NR is no exception and it's always the usual subjects looking for thier next victum to ridicule. It's really so predicable and honestly I sometimes wonder how some folks have so much knowledge and experience and yet seem to be on this forum every waking minute of the day. Just sayin...........

Reply by C. Rivera Chicago Notary Services on 7/18/10 12:41pm
Msg #345453

is this your way of playing games on this forum because

business is slow for you or because you are bored???

"For what it is worth. I admit I totally jacked up that question. It was a LIVING TRUST not a LAND trust and not one person caught that error. So much for all the know it alls that responded."

You are seriously delusional...get help.