Posted by LndWelch/CA on 3/9/10 9:12pm Msg #326163
Too good to be true
I just had what should have been the easiest signing I've ever had. It was a 'Hard Sale', only two docs to notarize, and only about ten places for the borrower to sign. I picked it up at the Title company - got the fee I quoted, (XXX!), they had every place where the borrower had to sign noted with a 'sign here' tag and the borrowers copy was separate in a nice neat envelope. Then I went to meet with the borrower. The signing was at his auto shop. There was an office - kind of - without a clean counter in sight. What should have taken 10 minutes took 45 because he was constantly interrupted by customers. There wasn't any place for me to sit - I handed the docs over the counter for him to sign. My journal got grease on it, my briefcase got grease on it, my new jacket got grease on it, but through it all I smiled and still felt this wasn't so bad. The last thing I had to do was have him sign my journal and stamp the notarized certificate......which I ended up stamping upside down!
OK - I know this is a stupid question, but I'd hate for this simple signing to be rejected because of an upside down notary stamp - so do I need to line through this certificate and attach a corrected certificate to the doc. BTW - it was the acknowledgment for the short Deed of Trust.
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Reply by coastal/CA on 3/9/10 9:23pm Msg #326169
Don't worry about it. I've done it many times and it's never come back, not even from the recorder's office.
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Reply by LndWelch/CA on 3/9/10 9:27pm Msg #326170
Thanks for the info. This was suppose to be a totally stress free signing...and then I did that. Now - how do I get the grease off my briefcase journal and jacket...:-)
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Reply by jba/fl on 3/9/10 9:42pm Msg #326173
http://www.ehow.com/how_13515_remove-oil-grease.html
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Reply by Marian_in_CA on 3/9/10 9:44pm Msg #326174
It depends on the fabric, but....
WD40 is supposedly good at getting out grease, according my my husband. He uses it a lot when he's messing around with filthy car parts. That and "Fast Orange" hand cleaner.
Something I've found to help? Shampoo - especially the cheap stuff.
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Reply by jba/fl on 3/9/10 9:47pm Msg #326176
Another
http://www.thriftyfun.com/tf634394.tip.html
Have used dish washer detergent, one of the orange products, and kitty litter or fuller's earth. Grind the kitty litter to powder, or use fuller's earth.
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Reply by Susan Fischer on 3/9/10 9:53pm Msg #326177
Laundry questions? Not your biggest problem.
Journal first, everything else, afterward.
I think it was ChiBob who turned us on to the affordable portable camp tables that come in handy as a shirt on a pocket in so many venues.
They don't call it "the Field" for nothing. The trick is to know where you're going, and be appropriate. For instance, when going to say, a campground, dress and adjust appropriately.
Just a thought.
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Reply by Marian_in_CA on 3/9/10 9:38pm Msg #326172
You should be fine...
there is no legal requirement that your seal be "right side up" -- only that it be readable and reproducible.
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Reply by Susan Fischer on 3/9/10 9:45pm Msg #326175
Hoooh. "The last thing I had to do was have him sign my
my journal and stamp the notarized certificate......which I ended up stamping upside down!"
Well, there you go.
First thing one must do - identify, compare signatures.
FTF = First Things First.
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Reply by SheilaSJCA on 3/9/10 10:03pm Msg #326178
cant be to sure
I had a signing once where I stamped my seal upside down, and the title company wanted it re-done. So I had to go back and re-do it. (They said the recorder would reject it). Whenever I get a bad image etc, I just put an "X" thru it an re-stamp it nearby.
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Reply by SheilaSJCA on 3/9/10 10:04pm Msg #326179
Too Sure... typo sorry n/m
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Reply by LndWelch/CA on 3/9/10 11:22pm Msg #326185
Re: Too Sure... typo sorry
Thanks for all the advice. The grease turned out not to be to hard to get rid of. Actually I really enjoyed the signing - the borrower was quite a character....and, Susan, I did check his ID and and signature before we started on the documents. The best part of this whole thing is that the Title company pays within a week of the signing every time for me....I love working with them!
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Reply by CopperheadVA on 3/10/10 6:07am Msg #326191
Don't know if they will reject an upside down stamp or not, but I combat this problem by putting an orange "X" on the backside of my stamp. This has saved me quite a few times from goofing.
Is there any room on the doc to re-stamp right side up?
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Reply by Grammyzoom on 3/10/10 8:12am Msg #326198
We use a black marker to mark the front of the stamp 'FRONT" and the back is marked with "NO". It has eliminated the upside down problem.
When I was an escrow manager in California we used to have runners take the docs to the County Recorders office and they would stand in line in front of one of the clerks. We found that if one clerk rejected a document for some stupid reason (he or she was usually in a foul mood), we would have the runner go to a different window and get the docs recorded with no problems at all! How do they handle recordings in CA now? Is it done electronically?
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Reply by Sylvia_FL on 3/10/10 8:19am Msg #326200
I remember several years ago a notary calling me and asking what she should do as she had put her seal on the document upside down. I said "just sign upside down" - took her a couple of seconds to realize I was just kidding.
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Reply by LndWelch/CA on 3/10/10 11:16am Msg #326257
I really appreciate all the suggestions - I've decided to attach a loose certificate just to avoid any potential problems. I've done a lot of work for this TC and I'm not about to let a silly mistake mess up my otherwise good track record with them. Of course I'll put a diagonal line through the original one with the words 'see attached certificate' and my initials.
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