Posted by triton/nj on 3/31/10 4:56pm
Msg #329838

dual signing - do I cross out the other borrowers name

when I notarize the mortgage, since they are signing in a different place?

Reply by Jul003 on 3/31/10 4:57pm
Msg #329839

Yes and initial.....

Reply by triton/nj on 3/31/10 4:58pm
Msg #329840

Thank you!

Reply by MikeC/NY on 3/31/10 5:00pm
Msg #329842

If you mean within the notarial block, yes - line through it and initial it, The other notary will add a loose certificate for that person.

Reply by triton/nj on 3/31/10 5:16pm
Msg #329846

we are signing at the same time in two different state.

Reply by Linda Juenger on 3/31/10 5:33pm
Msg #329849

do not cross anything out on the 1st page of the mortgage, only the notorial certificate.

Reply by triton/nj on 3/31/10 5:40pm
Msg #329850

Got it, thanks for all your help!

Reply by MikeC/NY on 4/1/10 5:57pm
Msg #330023

"we are signing at the same time in two different state."

How can you possibly have the same document signed at the same time in two different states?

I've never heard of a loan signing where the borrowers each sign their own copy of the paperwork, but anything is possible. What do they do, record two copies of the mortgage?

At any rate, do as was suggested: strike the name of the person who's not there - in the notarial block only - then initial it and notarize the other signature. Your job is done at that point.

Reply by Linda_H/FL on 4/2/10 8:40am
Msg #330087

Yes Mike...I've had a couple of those

I signed one spouse - notary in another state has other spouse....whether they record two copies of the security instrument I'm not sure....if all pages are not initialled all they have to do is conform the mortgage so two signature pages and notary acknowledgments are incorporated into the mortgage - one security instrument, two signature/notary pages....if all are initialled then I'd guess yes they record both but type at the top "duplicate original"....to avoid two liens.