Posted by Rhonda Skansi on 5/8/10 10:30am
Msg #335544

I need advise asap, please......

Have a signing this morning....I got a call from title late afternoon yesterday and was told that the docs that they sent were wrong, and they just sent me new docs. This has been happening alot, too. No big deal...I said i would delete the previous email with docs and use the new. I just went to print the docs and all is there is the Hud and Affidavits. Nobody is working at the title company now. Should I print all of the other docs from the previous email (except for the new title docs), or should I cancel? what would you do?

Reply by BossLadyMD on 5/8/10 10:43am
Msg #335545

I would go ahead with the signing - thinking that only the corrected docs were sent to me. Save the email that contains the new docs. That will make for a strong argument that you still get paid in the event you were in fact sent an incomplete package or the wrong docs.

Shot them a quick email or leave a message letting them know as well.

Reply by Rhonda Skansi on 5/8/10 10:46am
Msg #335546

thanks.....I will. I just examined the highlights...and everything looks right. Im going to use the original lender docs

Reply by LKT/CA on 5/8/10 10:49am
Msg #335547

Yes.......the "new" edocs sent will replace the ones in the original email package. Remove the HUD and affidavits from the first edocs and replace them with the HUD and affidavits from the "new" edocs sent. Shred the HUD and affidavits from the first email.

Never delete any edocs until you have been paid. Once you receive the check, deposit it and it clears the bank, THEN delete edocs. A common tactic of a company is the claim you failed to get something signed, then demand that you go back on your dime and get it signed. In reality, they never emailed it to you. Keep all edoc files, that way if they accuse you failing to get something signed, you can look back in the edoc file to see if it was even in the package.

Reply by Virginia/PA on 5/9/10 5:28pm
Msg #335637

I learned that trick the hard way. I usually purge edocs immediately but luckily I had not yet deleted the email for a particular signing and was told I missed having the 4506 signed. They wanted me to go back (60 miles one way) to get it signed on my dime. When it turned out I could prove the 4506 was never sent in the original package, I was paid for the 2nd trip. But I had to prove my position first. The original email was my proof.

Reply by Notarysigner on 5/8/10 10:59am
Msg #335550

Ditti to what Lisa said... n/m

Reply by jba/fl on 5/8/10 11:02am
Msg #335551

It appears that TC sent only their docs, not lenders. Compare HUDS - if the info is the same insofar as terms, etc (page 3?) then it is most likely a line item that changed somewhere and is of no consequence to the lenders docs.

Keep yur paper trail....LKT said it best.

Reply by Ali/IL on 5/8/10 8:21pm
Msg #335579

So,where do you save doc packages at on your pc that will not take up space.

One time I had someone call me to go back and have one page signed said I missed it. I sent it back then they called and said that I had missed more. It was not true at all.

Reply by BrendaTx on 5/8/10 8:29pm
Msg #335580

Ali - I don't understand what you mean.

*So,where do you save doc packages at on your pc that will not take up space.*

Can you clarify that question?

Reply by Ali/IL on 5/8/10 8:43pm
Msg #335581

Re: Ali - I don't understand what you mean.

Some people save document packages on their computer. I just wonder how they do that so that it won't take up space on harddrive?

Reply by JanetK_CA on 5/8/10 9:12pm
Msg #335582

Re: Ali - I don't understand what you mean.

First of all, most people have many gigabytes of hard drive memory these days, so you should be able to save quite a few documents. HOWEVER, an even better - i.e. more secure - way to do it is to save them to a flash drive. You have a constantly rotating group of documents on it, since you delete each package as you receive payment. And then you don't have to worry about them taking up space on a harddrive.

Reply by jba/fl on 5/8/10 9:52pm
Msg #335586

Re: Ali - I don't understand what you mean.

You can also zip the files if you are that concerned about space.

Reply by BrendaTx on 5/9/10 8:55am
Msg #335595

Thanks for the explanation, Ali - good advice, Janet. n/m

Reply by MikeC/NY on 5/8/10 10:07pm
Msg #335589

Re: Ali - I don't understand what you mean.

"Some people save document packages on their computer. I just wonder how they do that so that it won't take up space on harddrive?"

Obviously, that would be impossible - if you're going to save a file, it's going to take up space on your hard drive. Your options are to compress the docs into a ZIP file so that they take up less space, or store them on a flash drive (AKA a memory stick, thumb drive, jump drive, and probably a half dozen other names). Whatever you choose, you're not going to save the files forever so it really shouldn't really be an issue...

Reply by Notarysigner on 5/8/10 10:04pm
Msg #335588

Did u buy your computer before 2005? n/m

Reply by Ali/IL on 5/9/10 7:44pm
Msg #335643

Re: Did u buy your computer before 2005?

I just bought mine.
I am going with the flashcard.

Reply by Maureen_nh on 5/9/10 10:30pm
Msg #335655

Ali your new computer has tons of hard drive--Save it on your desk top or in a folder and then delete after 3 or 4 months.
I am assuming you are not using your business computer for heavy duty gaming, music or movie downloads etc