Posted by Teresa/FL on 5/14/10 4:58pm
Msg #336565

Question for CT notaries

I have a refi closing on Monday for a CT property.

I know CT requires a witnesses on mortgages (or is it a deed of trust in CT?).

Can the notary witness as well as notarize the signatures or is the witness required to be someone other than the notary?

TIA

Reply by Linda_H/FL on 5/14/10 5:10pm
Msg #336570

It's a mortgage, two witnesses and the notary can be one..

Reply by Teresa/FL on 5/14/10 5:22pm
Msg #336572

Thanks Linda

That's not what PAW's website says, but I do believe you since you are from CT.

http://www.pawnotary.com/kb/2-4.html

Reply by Linda_H/FL on 5/14/10 5:25pm
Msg #336573

That's my recollection unless it's changed since I left in

2006 - maybe Ernest, John or Bobbi will chime in..

Reply by Teresa/FL on 5/14/10 5:41pm
Msg #336575

Re: That's my recollection unless it's changed since I left in

I will probably go ahead and get two witnesses, whether they are required or not. The closing is taking place in her office, so I hope it will not be too difficult to line up witnesses.

The title company was not aware of any witness requirements (they are not in CT).

Reply by John/CT on 5/14/10 7:08pm
Msg #336584

Yes, Linda, you are correct.

Paul was referring to the Stewart Title Underwriter's Handbook. He and I had an extensive exchange on this subject, with no clear-cut agreement. In any case, the instructions from a number of services remind us of the two witness requirement. You can be one, anyone else (including family members ... as well as NBS not on title or named in any other document) can be the second witness.

Reply by Teresa/FL on 5/14/10 7:17pm
Msg #336586

Thanks for the corroboration, John

Now I will be prepared when the closing is rescheduled for later next week.

Reply by CT_Notary on 5/15/10 9:49am
Msg #336671

John is right. The Town Clerks will not accept mortgages for recording without 2 witness, other than the signing parties. 1 may be the notary.