Reply by LKT/CA on 5/2/10 4:59pm
Msg #334614
Hopefully, these past few years have been a lesson to us all. They say cash is the new credit.....certainly for me personally that's true. People have to stop defining their worth/lives and thinking they are "somebody" by the crap they own.
I remember in 1983 when I got my 2nd job at a major department store, they PUSHED credit......I mean really PUSHED us to open new charge accounts. They said studies showed that people shopped impulsively and spend 3 times more on credit cards than they do paying cash. There was no instant credit back then. We'd set up a table and give away free junk (i.e. mug, umbrella, hat, etc.) Another department store I worked at - the employees had quotas to open new charge accounts....if you didn't meet your monthly quota to open up new accounts, your name was listed along with other "non-performers" and posted by the time clock. Then your department supervisor "counseled" you because you were a non-performer for that month.
Share a car, walk, ride a bike or take public transportation, live where you can afford to live, save for what you want and I'll bet by the time you save it, you won't even want it. The newest gadget today will be an old relic in 6 months.
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