Posted by Notarysigner on 5/13/10 8:17pm
Msg #336444

checking me out - a first

Today I went to do a signing and the borrower refused to sign until he verified who I was. That was so funny. He called the secretary of state, on hold for ten mins then the police department. He wanted to know where my office was, when I told him I worked out of my home and he could go on the internet, he said that's where all the scams come from. After an hour, he still couldn't verify, no sign. Yes I showed a copy of my commission but it didn't have my picture on it. I told him at least I didn't have a mask on......he didn't think that was funny. LOL oh well, there's a first time for everything.

Reply by LKT/CA on 5/13/10 8:24pm
Msg #336446

What did the police tell him?

Reply by Notarysigner on 5/14/10 1:57am
Msg #336488

In Oakland, he would have to call a taxi if he wanted to get a response

Reply by CaliNotary on 5/13/10 8:28pm
Msg #336448

You let that BS go on for an hour?

I would have given him maybe 5 minutes and one phone call to the SOS, and if that didn't satisfy him, sayonara.

Reply by BossLadyMD on 5/13/10 8:31pm
Msg #336450

Re: You let that BS go on for an hour?

could the TC or lender have did a conference call to convince him that you were there at their request? i would have left much sooner. you should, of course, be paid your full fee because his refusal had nothing to do with the loan.

Reply by Moneyman/TX on 5/13/10 8:34pm
Msg #336453

No fair you 2, we thought of the same thing at the same time n/m

Reply by desktopfull on 5/13/10 9:12pm
Msg #336462

Guess I'll get in line. n/m

Reply by Notarysigner on 5/14/10 2:00am
Msg #336490

Re: You let that BS go on for an hour?

They spoke with him but he didn't know who they were....he was old school. Thought hw was suppose to go "downtown" to the title co.

Reply by Notarysigner on 5/14/10 1:58am
Msg #336489

Re: You let that BS go on for an hour?

I was on the phone with the SS making sure I was gonna get paid a no sign fee..

Reply by Moneyman/TX on 5/14/10 2:43am
Msg #336497

Makes sense. I know I would want confirmation of pay as well n/m

Reply by Sylvia_FL on 5/13/10 8:33pm
Msg #336451

Gee and where does he think you got his loan docs from?

Reply by Notarysigner on 5/14/10 2:02am
Msg #336491

He didn't believe loan papers could be emailed, what's email LOL

Reply by Moneyman/TX on 5/13/10 8:33pm
Msg #336452

You waited an hour for this?

The fact that you showed up with his docs didn't help?

I know I'm not supposed to be laughing, but I can't help it. I know that I will end up with this guys brother next week for laughing, but still.

Maybe you should have shown him a copy of your recent court paperwork.

And Yes, Yes, tell us what the police told him.

Reply by BrendaTx on 5/13/10 8:42pm
Msg #336457

That's the funniest thing I've heard in a long time. n/m

Reply by Moneyman/TX on 5/13/10 9:01pm
Msg #336460

Think he stayed 1 hr because he wanted the police report LOL n/m

Reply by Notarysigner on 5/14/10 2:04am
Msg #336492

Re: Think he stayed 1 hr because he wanted the police report LOL

Police had no record of/on me LOL

Reply by Moneyman/TX on 5/14/10 2:59am
Msg #336498

Re: Think he stayed 1 hr because he wanted the police report LOL

You mean to tell me that you live in CA and you have not been part of the "radical" culture that is CA enough that the police know you by name? I'm a Texan, I thought that was a prerequisite for living in California. LOL (... j/k no hate mail please )

I don't know, just for giggles, and if I had the time, I would have probably been standing there when he got off the phone with one police station saying, "Here, try this one, they gotta know me! Be sure to ask them about New Year's eve 2007 - I KNOW I made an impression that night!"

Someone said it before, we really should get together and write a book about some of these visits. I'm game if anyone has expertise in doing this in a way that we all get credit (and fair % or sales, of course Sorta like a Chicken Soup for the Notary Signing Agent's Soul

Reply by C. Rivera Chicago Notary Services on 5/13/10 8:54pm
Msg #336459

I sure do hope you get paid for all that humiliation! I'd

ask for 'stupidity pay'!

Reply by Notarysigner on 5/14/10 2:11am
Msg #336493

Re: I sure do hope you get paid for all that humiliation! I'd

His wife and kids were embarrassed but the real problem as I saw it was he really didn't want to sign the papers and was using that as an excuse.

LO/TC were both in shock. Bottom line, he inherited the house from his parents. His name only. Wife and kids wanted him to sign papers and he didn't. They initiated the process....I personally agreed with him once I realized what was going on... He left me sitting in me car on the phone with the LO......TO GO TO THE RACE TRACK! LOL

Reply by Moneyman/TX on 5/14/10 3:08am
Msg #336499

Didn't he have to sign the original papers to get the

process started? Or was it one of those situations where he didn't know how to say no to the family until the very last min?

In a year from now, I think it might be considered a "creative" way to say "Go away, I'm not signing anything." Not so much today, but in a year or so maybe.

Reply by Ernest__CT on 5/13/10 9:24pm
Msg #336465

Wow!

The only time I've been asked for ID was solved by having the borrower talk to the Loan Officer.

Reply by Blueink_TN on 5/13/10 9:28pm
Msg #336466

Unbelievable!!

After about 5 minutes of that nonsense, I would have given him a bogus # and told him to call and verify my identity with my parole officer, and walked out.

Reply by Notarysigner on 5/14/10 2:12am
Msg #336494

Re: Unbelievable!!

I told his wife I thought I took my mask off. LOL

Reply by MikeC/NY on 5/13/10 9:37pm
Msg #336468

I had one a few years ago where I was instructed by the TC to hold my D/L up against the window so the BO could verify it was me. They gave her my name and address, and she wanted to match that to my D/L before she let me in. The fact that I was carrying the loan documents apparently meant nothing...

Reply by Maureen_nh on 5/13/10 9:53pm
Msg #336475

If I had been in a "mood" and had the time I would have waited to see how it played out. Just for giggles.
Don't really want to bring this up, but do you think race was a factor?
This really should have been taken care of by a call to the Company that hired you.

Reply by Grammyzoom on 5/13/10 10:52pm
Msg #336484

Bill and I have had this happen twice. We carry a copy of our commissions with us and that seems to have satisfied them along with the question "How do you suppose we got your loan documents"?
This did happen a third time a few years ago, but it became obvious very quickly that the woman had no intention of signing the documents no matter what kind of proof we had that we were legitimate. She was rude and a little nuts. When we realized what she was doing, we called the TC and advised them that we were leaving the premises at her request.

Reply by Notarysigner on 5/14/10 2:19am
Msg #336496

No race issue, we're both black. In the black community there is a lot of distrust when a black person is doing a @@@@ person's job.

Reply by RickG/CA on 5/14/10 7:21am
Msg #336502

James, you have all the fun

Did you leave them one of your squiggle pens?

Reply by pat/WA on 5/14/10 9:07am
Msg #336511

Re: James, you have all the fun

Usually a business card and your notary seal will do the trick.
I can't blame people for being suspicious.
Being 72 years old helps too. Everyone trusts seniors because we have nothing to lose.

Reply by Notarysigner on 5/14/10 9:22am
Msg #336515

what about losing that one real front tooth.. Bam! n/m

Reply by Notarysigner on 5/14/10 9:12am
Msg #336513

Re: James, you have all the fun

Yes I did...I was pro-active.....SS agreed to pay me 1/2 my fee. Call it humiliation pay.

Reply by RedBaron/IN on 5/14/10 10:02am
Msg #336518

This is the best LOL read in a long time

Reply by SharonMN on 5/14/10 11:59am
Msg #336523

Yet another instance of the LO failing to do their job. I'd be uncomfortable, too, if a stranger just showed up on my doorstep with loan documents they wanted me to sign. The LO should have talked to the borrower the day before or whatever, going over terms and explaining that a signing agent will be sent to their house at X time with the final documents to sign. After a few minutes, I would have just said "I can see you're not ready to sign. Please call your loan officer to reschedule your appointment when you are ready. If you are not comfortable with a signing agent coming to your home, ask your loan officer if there is a physical office you can go to instead."

Reply by BrendaTx on 5/14/10 12:30pm
Msg #336531

Re: checking me out - a first-- I know!

It's a perfect picture of paranoia. Even if it isn't why he was acting that way, it still sounds like he would do well with a tin foil cap.

Reply by Notarysigner on 5/14/10 2:00pm
Msg #336549

That's funny Brenda n/m