Posted by Ilene C. Seidel on 11/20/10 5:45am
Msg #362075

Georgia Closing Agents

I closed a loan for a Georgia property are two witnesses required on the Security Deed? I may need to go back.
Thanks

Reply by PAW on 11/20/10 7:13am
Msg #362079

2 witnesses on both deeds of conveyance and security instruments, one may be the notary (GA Code - Title 44 § 44-14-33).

For a complete list of states requiring witnesses for deeds and/or mortgages, go to http://www.pawnotary.com/kb/2-4.html

Reply by Ilene C. Seidel on 11/20/10 7:23am
Msg #362080

Thanks PAW, gotta go back.

Reply by Stamper_WI on 11/20/10 10:10am
Msg #362115

That question was my last correspondance with GA Attorney (Toby) shortly before he died.

"One of the recording requirements for a security deed in Georgia is that there be 2 witnesses, one of whom is a notary. So that's why it has to be signed by someone else - so that it can be recorded.

* should have sent you an instruction page with GIANT BOLD letters explaining that requirement, but it sounds like they dropped the ball. The non-notary witness, sometimes called the unofficial witness, is supposed to sign indicating that either (1) he saw the borrower sign the document or (2) that the borrower acknowledged to him that the signature was in fact his.

No language has to be added - just a signature and a notation that he is a witness is enough.

Lots of title companies probably would have just had someone sign as unofficial witness, although that is not really a proper thing to do as they did not witness the signing nor did they have the opportunity to have the borrower acknowledge his signature in their presence. So actually ServiceLink is is right - anyone (anyone 18 or older, that is) can do it, but to do it they must at some point be in the presence of the borrower."

Toby

Reply by Nancy L Potter on 11/21/10 11:17pm
Msg #362317

Thanks PAW for posting this link - great info!

Reply by MW/VA on 11/20/10 8:43am
Msg #362092

Why didn't your hiring party include that in your instructions?

Reply by Ilene C. Seidel on 11/20/10 4:53pm
Msg #362187

Why is the sky blue? I guess they dropped the ball I don't send docs back incorrect so went back to borrowers 40 min drive and took care of Security Deed. I don't do stuff half way. This loan was a problem from the get go. The title company sent the loan package to the attorney in Georgia and it was a 9am closing so it screwed my day up. Didn't get home til 11pm.