Posted by Have Notary Will Travel - Louis on 11/4/10 11:25am Msg #359629
Question on Nationwide Consumer Savings
I was contacted to go to a customer's home, and act as this company's representative, not a notary, though a couple of things were to be notarized. Apparently it has to do with debt restructuring and that sort of thing, based on fees paid to the company. I've heard a few horror stories along that line, but nothing about this company, though when they offered to pay me $100 for about 15 minutes work, it got my alarm-bells ringing in my head.
Fortunately, when I called the customer, she said she had a medical appointment that was going to conflict, and "...when he called (whoever he is) we canceled the appointment." I communicated this information back to the company by e-mail.
Then, another alarm went off when they called me on the day of the originally scheduled appointment, asking if I was on my way to the customer's home. When I stated the above information, and that I had communicated that to the company, the caller commented, "Oh yes. That information is just coming in now." I had made the original call to the customer and the follow-up with the company at least 48 hours prior, and it's just NOW coming in? Yeah, right.
I'm concerned about the role they want me to play in this. Thoughts, comments, caveats?
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Reply by nobhill on 11/4/10 12:06pm Msg #359642
Be careful. The banks are getting desperate wanting cheap labor to deal with their foreclosure fiasco. I don't do loan modifications because they're nothing more than a precursor to foreclosure. They trick you into thinking you're helping prevent foreclosure when in fact the banks are tricking borrowers into foreclosure using loan modification techniques as a trojan horse.
Banks that want notaries to deliver letters and take photographs are asking the wrong profession. They should be asking registered process servers because they have badge to present to the police in case of trespassing complaints. Notaries have no protection from a home owner 1) sicking a dog on us 2) threatening us 3) pulling pepper spray on us, etc. No legal standing to deal with it, because we are not authorized to do this kind of work.
At least we know when we do a refinance, we are welcome. Not so when these banks send us out like foot soldiers to deliver refinance loan letters and take photos.
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