Posted by Linda_H/FL on 11/3/10 9:36am
Msg #359469

Wow...delinquency field inspections

Over the past week or two we've discussed several companies who are offering these types of assignments, and I posted that I had been contacted 3 times last week by one company and had declined to do the assignments due to distance/time vs. compensation offered.

Well, I open my e-mail this morning and there's 2 e-mails from the company - both assigning me a delinquency inspection on two separate files - sent to me at 1:52am this morning, must be done today. The kicker? Both of them included the names and addresses of the delinquent debtors! To me, this info should have been withheld until they hear that I'm willing and available, no?

Just thoughts kicking around while I wait for docs...

Reply by James Dawson on 11/3/10 10:26am
Msg #359478

I have starting receiving these also (last two weeks). I asked them to take me off their list (they haven't done it yet).
My email also included, "...you should start doing these because they will fill in the gaps between signings." Get outta hear, I'm happy with one signing a day! LOL

Reply by BrendaTx on 11/3/10 10:43am
Msg #359481

* The kicker? Both of them included the names and addresses of the delinquent debtors! To me, this info should have been withheld until they hear that I'm willing and available, no?*

I think that the fine print on all credit agreements probably says, "if you are late on your payments we'll tell anyone we want to including third party contractors...privacy is out the window..."

Reply by Moneyman/TX on 11/3/10 11:19am
Msg #359487

"privacy is out the window..." Very True. n/m

Reply by Moneyman/TX on 11/3/10 11:16am
Msg #359486

I accepted one of these by accident a few months ago. OK, not by accident, I was lied to by the hiring company. Never again.

Reply by Linda_H/FL on 11/3/10 3:29pm
Msg #359514

Heh...this gets even better

I replied to each e-mail, politely..."told you 3 times on the telephone last week I can't do these for you"..."please reassign and do not expect this assignment to be done by me"...

Response? Follows:

"If you no longer wish to receive messages, please add us to your block list, as the system automatically populates a list of email address. Thanks."

Guess I'm gonna be seeing more delinquent borrower info whether I like it or not!!

Reply by taxpro on 11/3/10 3:38pm
Msg #359515

So it sounds like

So, you're not the only notary who received these "assignments." They must have sent them to a list of email addresses. What happens if more than one notary does the inspection.

Reply by Linda_H/FL on 11/3/10 3:40pm
Msg #359516

Not sure - good question.

E-mail didn't show any "recipients hidden" or anything...

Reply by CopperheadVA on 11/3/10 3:50pm
Msg #359518

Wow, what a crazy way to assign jobs! I agree - it's

going to end up with multiple people doing one assignment. That's just an insane way for them to do business.

Reply by taxpro on 11/3/10 3:56pm
Msg #359520

Re: Wow, what a crazy way to assign jobs! I agree - it's

Some signing services send out a blast email that says they have a signing available in Timbuctoo at 5:00, and they'll pay XX. First to reply gets it. I usually don't respond to these because the pay offered is too low.

Reply by James Dawson on 11/3/10 3:51pm
Msg #359519

It would be nice...if

Some email savvy person could tell us how to set up an automatic response to their email accepting the assignment. Then we could follow up with the same email to every response they send.

Wouldn't that be cool, the emails responding to each other?

Reply by C. Rivera Chicago Notary Services on 11/3/10 5:00pm
Msg #359529

woah. I'd delete the files immediately and follow that with

an email to the sender, totally letting them have it. THEN I'd call the BBB and AG and file complaints...

Reply by ReneeK_MI on 11/4/10 7:10am
Msg #359581

Floored me, too - the breach of privacy n/m

Reply by Susan Fischer on 11/3/10 11:33pm
Msg #359571

Another dog I won't pet. Bleah. n/m

Reply by nobhill on 11/4/10 12:29pm
Msg #359649

I posted about this yesterday without seeing your post, sorry. Anyway, these companies are asking us to trespass on the property and take photographs as well as delivering a loan modification letter from a bank. This is not appropriate work for notaries because we have no legal standing or protection should the homeowner accuse us of trespassing. On the other hand, registered process servers have legal protection under the law from being considered trespassers when they are serving a document.

The banks are trying to get our cheap labor instead of doing as they should, hiring process servers that would never, ever work for a lousy $10 per delivery of a letter. This exposes notaries to potential liabilities, not to mention placing us in significant danger. Educated people would know if they ask for our identification, we are not process servers and thus sick dogs on us or pepper spray.

Aside from that, we would be aiding and abetting some fraudulent bank practices since in many cases they don't even hold title to the property due to their enormous "robo signer" fraud.