Posted by Stoli on 10/31/10 1:12pm
Msg #359014

NSA Chronicles.....Bad notary

As I read James’ post, it occurred to me that the posts in the thread were non-responsive to his original question and supporting statement.

He questioned if anybody had been removed from a “preferred” notary list because of a borrower’s complaint and then fairly stated the reason for his fall from grace. It is also worthy of mention that the consumer complaint was not due to notary misconduct but was a complaint about a lack of full disclosure. The borrower asked that the full fee be paid to the notary performing the service or for a refund of the balance.

If I understand James correctly, and I believe that I do, he finds it repugnant to compromise or violate a higher, personal code of ethics and standard of integrity or be a party to deceiving the consumer in exchange for a continued business relationship with a mediocre signing service. Again, I’m drawing my own conclusion, but I’m reading that, though never a positive, he will forego the business relationship rather than compromise his values.

I do agree with the stated opinions that we accept the assignments and follow all requested rules and regulations or refuse the signing on the merits. There are larger firms that consider discussion of salary grounds for dismissal, but civil service, for example, isn’t one of them. We are independent contractors and live by the rules set forth or refuse the assignments.

Slime can’t live in the light as evidenced by the borrower’s reaction to the realization of how the system really works and that the true fees are not revealed. I don’t send a check to the plumber if an electrician does the work, and evidently this borrower doesn’t either. We see the sentiment on this board that the middle man should be eliminated, and this opinion was reinforced by the borrower. It’s a mystery to me why the borrowers are not informed of the true fee schedule for their loans. Obviously the current system didn’t pass the sniff test with this borrower.

The Emperor has no clothes.

Reply by Linda_H/FL on 10/31/10 1:52pm
Msg #359018

And many of us simply tried to make the point that when the borrower questioned how much he was being paid we felt he shouldn't discuss it...it's that discussion that contributed to the problems in the signing AND it's that discussion that led him to losing a client. Not to mention who are WE to interpret the how's and why's of why that number is what it is...that's not our job, remember? - we don't analyze those numbers or terms...there's too much behind the scenes that goes into them - not just our fee.

I do NOT tell borrowers how much I'm being paid - and I won't - it's TMI for the borrowers as far as I'm concerned.

MHO and I'm sticking to it.

Reply by Stoli on 10/31/10 4:21pm
Msg #359047

Linda- I was laughing at "MHO and I'm sticking to it."

I did not, and would not, call ANYONE on this board a liar. In fact, I sent you a PM to that effect and hoped you would understand the similarity of the comments and understand how timely it was because yesterday was my mom's birthday, and she is very much on my mind. She died a couple of years ago, and I miss her. In fact, I thanked you for the giggle and the reminder of her good humor.

My mom had a bunch of funny saying, and one was, "...that's my story, and I'm sticking to it." and the other one was, "It's my lie, and I can tell it anyway I want to." ... or something to that effect.

It was just my way of sharing a personal moment of joy and fond memory with you, but I won't put on the mantle of name calling.

Reply by Pat/CA on 10/31/10 4:55pm
Msg #359055

Re: Linda- I was laughing at "MHO and I'm sticking to it."

That's the way I took it, not as you were calling anyone a liar. I saw the similarities in the statements.

Reply by James Dawson on 10/31/10 2:07pm
Msg #359020

This was the question...

Anybody ever had a SS informed them they were be being removed from their "preferred" notary list because of a complaint by the borrower?

Reply by Lee/AR on 10/31/10 2:32pm
Msg #359025

Re: This was the question...

Never was 'informed'...just never been called again after completing dozens for this Lender/Mtg.Broker-LO. Reason: B complained, as did LO-Mtg.Banker because I would not notarize an RM where one B had absolutely no ID in the name to be notarized....not even close...all IDs offered were years expired and totally wrong name. Oddly, the other B had loads of current ID. Baaaad notary.

Reply by James Dawson on 10/31/10 2:57pm
Msg #359028

Re: This was the question...

As Glenn stated, "....integrity is our most important asset. "

I practice that everyday. There's a big difference between "come here " and "Sic'um".

Reply by Pat/CA on 10/31/10 2:10pm
Msg #359021

Excellently written Stoli!

I've only been asked once what I was being paid exactly and if I remember correctly, it was a direct title company client so I was receiving the same fee shown on the HUD.

That aside, I agree that fee breakdowns should be shown exactly how they are paid out on both the estimate and final HUD. I also FIRMLY believe we should be paid straight from escrow. Period!

Reply by Stoli on 10/31/10 2:22pm
Msg #359024

Thank you, Pat.

Linda made me start laughing because she reminded me of something that my mom used to say, "It's my lie; I can tell it any way I want to."

Reply by desktopfull on 10/31/10 3:31pm
Msg #359034

We aren't liars because we don't reveal our fees to borrower

Excuse me, but where do you interpret that when it says "notary fees" that the TC is only referring to the NSA meeting the borrower? The TC is totaling all notary fees due for the closing as required by law, if the borrower wants a break down they should be talking to the TC or lender not the NSA. I've never been asked or the topic even brought up by the borrower and every instruction sheet I've ever received say very plainly that I am NOT to discuss my fee with the borrower period.

BTW, we aren't liars because we don't answer a borrower concerning our fees and your statement that we are is insulting.

Reply by Glenn Strickler on 10/31/10 3:56pm
Msg #359038

Re: We aren't liars because we don't reveal our fees to borr

So, if I understand correctly, if the settlement statement had a $500 notary fee listed and the BO asked, you would leave them with that impression?

Reply by desktopfull on 10/31/10 4:02pm
Msg #359041

Re: We aren't liars because we don't reveal our fees to borr

No, but I don't tell them what my fee is either. First of all, I don't know why they would assume that the fee is just for the NSA with them signing the papers. Secondly, I tell them that if they need to know what the breakdown is for the notary fees they need to call their lender or TC for an explaination since I'm not allowed to interpret the documents for them without committing UPL in this state.

Reply by C. Rivera Chicago Notary Services on 11/1/10 3:28am
Msg #359109

Re: We aren't liars because we don't reveal our fees to borr

"First of all, I don't know why they would assume that the fee is just for the NSA with them signing the papers."

huh? are you assuming then borrowers are just that stupid? Do you honestly think that they won't believe that the fee listed is in fact what the notary is going to get paid?

My you have very little faith in these BO's if that's the case desktopfull....

Reply by desktopfull on 11/1/10 8:44am
Msg #359128

Re: We aren't liars because we don't reveal our fees to borr

Do you really believe that you are the only notary getting paid? Hmmmm....I've had almost every package I've received with other notarizations to be completed after it has been returned to the TC and lender.

And to answer your question: "huh? are you assuming then borrowers are just that stupid? "

Yes, we deal with a lot of them that are just that, how do you think the mortgage industry got in the condition it is in today? I believe that borrower's themselves made that point perfectly clear anyway. Aren't we the taxpayer's doing a CYA for the borrower's with the governments Mortgage bail-out because the borrower's said they were to stupid to understand the note or the paperwork they were signing? They also didn't take their papers to an attorney to advise them during the recission period either, otherwise they would have recinded. Many used their homes like an ATM machine and kept refinancing every 3 years-I know because I was sent back to the same people over and over and everytime they were paying off their credit cards and new cars, SUV's, etc. and getting thousands in cash back, they striped every ounce of equity out of their homes.

Also, I don't have to have faith in any borrower since they aren't paying my fees, my obligation is to honor the agreement I make with the hiring entity. That includes the parts that say: do NOT discuss your fees with the borrower and to call someone if the borrower has any questions. The biggest reason is because I won't risk being charged with UPL and lose my commission. But, hey, feel free to follow James's example, didn't he say he lost a good client over the incident? I'm sure your competition in the area won't mind a bit.

Reply by James Dawson on 11/1/10 9:50am
Msg #359153

Didn't say that in fact I only did one job and asked..

to be removed from further considerations. I don't sign work agreements, my decision.

Reply by Linda_H/FL on 11/1/10 10:50am
Msg #359162

Re: Didn't say that in fact I only did one job and asked..

That's not what you said..you said "Anybody ever had a SS informed them they were be being removed from their "preferred" notary list because of a complaint by the borrower?"

Sounds like you were removed to me...

Reply by James Dawson on 11/1/10 10:56am
Msg #359164

Linda, Linda, Linda..I was refering to this..

>>>>> didn't he say he lost a good client over the incident? <<<<<<

Reply by desktopfull on 11/2/10 12:15am
Msg #359282

Re: Linda, Linda, Linda..I was refering to this..

Well isn't getting removed from their list the same as losing the client?

Reply by James Dawson on 11/2/10 1:18am
Msg #359283

Re: Linda, Linda, Linda..I was refering to this..

I won't say the name but it was not a good client. One of our posters referred me and I respect her so I accepted a job from them. Well it didn't work out....I have a GOOD client, TRG, over 90 signings this year and I haven't filled out one piece of paper besides a check I receive in one week. THAT is what I prefer.

Reply by James Dawson on 10/31/10 4:00pm
Msg #359039

Re: We aren't liars because we don't reveal our fees to borrower

appears to me that Stoli was using a phase quoted from her mom, not calling people who refuse to tell/ disclose fees a "liar"!

Please let's stick to the question I asked if you don't mind.

Reply by James Dawson on 10/31/10 4:02pm
Msg #359040

This was the question...

Anybody ever had a SS informed them they were be being removed from their "preferred" notary list because of a complaint by the borrower?

Reply by desktopfull on 10/31/10 4:09pm
Msg #359044

Re: We aren't liars because we don't reveal our fees to borrower

James, I was responding to Stoli's comment which inferred we are liars when we don't disclose our fees to borrower when asked. She's the one that took this OT path, and I have responded to her insinuation.

Sticking to the question, No I've never been fired by a company due to a borrower's complaint. But then I've always read and followed their instructions, including the one that says "do not reveal your fees to the borrower." If you don't wish to follow your hiring entities instructions, you should refuse to accept their contract for work.

Reply by James Dawson on 10/31/10 4:14pm
Msg #359046

thank you DTF I sincerely appreciate your answer..honestly! n/m

Reply by C. Rivera Chicago Notary Services on 11/1/10 3:34am
Msg #359111

Stoli never called anyone a liar in her OP desktopfull.... n/m

Reply by desktopfull on 11/1/10 9:24am
Msg #359149

Re: Stoli never called anyone a liar in her OP desktopfull....

Follow the thread after Linda's post, and read Stoli's message #359024: "Linda made me start laughing because she reminded me of something that my mom used to say, "It's my lie; I can tell it any way I want to."

Many in both threads on this subject have implied that NSA's aren't truthful with the borrower when they don't reveal their fee when asked. Regardless of the agreement with the hiring entity.

Reply by C. Rivera Chicago Notary Services on 11/1/10 3:32am
Msg #359110

James, that's the problem here....NO ONE but a chosen few

will apparently ever answer that question, which was posted twice now....everyone is responding to all of the other knuckle headed responses and totally missing the OP here.

And for the record, I've not had a SS or a TC tell me that they are removing off of their list due to a borrower complaint.

LOL....I get removed because I refuse to be a pawn in their evil twisted game of nsa roulette...

Reply by desktopfull on 11/1/10 8:53am
Msg #359133

Re: James, that's the problem here....NO ONE but a chosen few

Since James included what he did to get kicked-off their list that did become part of the question. Very few have been kicked off a data based due to not following instructions. If he had just posted the question he would have received just a response to his question, but he chose to give the reason for their dismissal and of course that is going to get a response too.

Reply by Linda_H/FL on 10/31/10 4:05pm
Msg #359042

I'm so happy to amuse you Stoli...

But for the record - I'm not a liar...and I resent you saying so...

Reply by James Dawson on 10/31/10 4:12pm
Msg #359045

she says........

"Reminded me of something my mom use to say" .....that's what I see....nothing about, Linda you're a liar.

Reply by Glenn Strickler on 10/31/10 2:19pm
Msg #359022

I understood James' post the way you did. I just came so late to the post, that I figured it was a moot point.

If the BO asks what I am getting paid, I tell them. I don't see a problem with it. I also tell them that their settlement statement is an estimate only and that if they had any questions they should wait until they get their final one and that other expenses other than my fee could be included on the notary line. I have never had any negative feedback or been removed from any lists, probably because the estimated settlement statement is always high (almost) and always comes back with lower expenses and because of that the BO doesn't bother to check.

If there is a $500 charge on the "notary fee" line and the BO asks if I am really getting paid that, I tell them what my fee is. If I were to respond "I don't discuss that", well that is a "yes" in their mind and we are embarrassed about the fee. In my opinion, in today's climate, we don't need to be perceived as hiding facts. I won't tell them if I think that was just an estimate or if I think other notary's fees are included, because I don't know. I answer any questions honestly that I can without crossing any legal lines. I don't give my opinions to the BO, however. I will add that I have been asked only a handfull of times.

Sorry you got tagged on that, James. However, in the end, integrity is our most important asset.

Reply by James Dawson on 10/31/10 2:35pm
Msg #359027

Thanks Glenn...agree totally..........Stoli Stoli Stoli....what can I say but thanks for breaking it down.

Reply by Stoli on 10/31/10 3:14pm
Msg #359030

Linda, not to be rude, but do you read your grocery receipt?

I think most consumers want to know what they're paying for consumer goods and services. How can that be too much information for the consumer paying the bill? This is the nonsense that got us into the mortgage mess of the last three years.

I'm not trying to be difficult, but I know what I'm paying for EVERYTHING, before I write a check. Just a thought.

Reply by Tess on 10/31/10 3:19pm
Msg #359032

The best answer I have found to tell them when asked if the amount on the HUD is my fee when it is higher then what I am getting is: Jokingly state “I wish” and go on to say that my fee is included in that amount, but there are other processes and people involved in my coming out, that are also paid from those funds. I have not had anyone yet to push it further then that, but if they did, I would not make a big deal of it and just tell them what I charged.

Reply by James Dawson on 10/31/10 3:21pm
Msg #359033

thanks for your reply.

I'm also saddened that a lot of our members will not post because of the intimidation factor and I intend to do something about that!

Reply by desktopfull on 10/31/10 3:35pm
Msg #359036

What "intimidation factor" are you referring to? n/m

Reply by GOLDGIRL/CA on 10/31/10 4:33pm
Msg #359049

In review ...

1. I didn't get the idea that Stoli was calling Linda a "liar." Not at all - I thought she was just making a joke about how the HUD notary fee gets caught up in this whirlwind of ripping off the borrowers eventually and about how everybody "lies" about it, starting with the lender and TC - and then leaves us holding the bag.

2. No, James, to my knowledge, I have never been fired from a SS because of a complaint by a borrower - and I've been informed of a few complaints about me over the years - both from borrowers but mostly from bonehead, lying, thieving, incompetent Realtors and LOs, but I'm still working for all of the agencies they complained to .... my favorite complaint was this borrower who half way through the siging basically told me to shut up, he didn't need any more explanation of the docs because he'd been through this a thousand times before, blah blah blah. Then he complained to somebody that I wasn't "at the top of my game and didn't explain anything." The SS got my side of the story and said it was a transparent attempt to get out of paying the notary fee.

3. Speaking of notary fees, if I'm ever asked, I tell the borrowers that the notary fee is what the TC is charging them to have me print docs, get them through the signing, notarize their sigs and get the docs back; it is not what I am getting paid (always adding "unfortunately" or "I wish" in a lame attempt at humor to get them back on track). And notice I said the "borrower." I am occasionally assaulted by a LO or Realtor about the "high" notary fee. I do not respond to them, unless the borrower indicates to me they are interested. Then, I explain it to the borrower. I have never told the borrower what I am getting paid - probably because I've hardly ever been asked. I think once I told them because they were interested in becoming a notary and thought I was making a killing. They probably had been recently exposed to NNA propaganda.

Reply by James Dawson on 10/31/10 4:36pm
Msg #359051

Re: In review ...thank you for you answer! n/m

Reply by jba/fl on 10/31/10 8:00pm
Msg #359088

And what do you intend to do about that? (whatever that is)

If someone is afraid to post because of the intimidation factor, then they need to either 1. get a thicker skin and grow up or 2. join the meek and mild and wait until their inherit the earth.

Reply by James Dawson on 10/31/10 8:10pm
Msg #359090

Just watch! n/m

Reply by Stoli on 10/31/10 5:07pm
Msg #359056

Good answer, Tess. n/m

Reply by James Dawson on 10/31/10 4:21pm
Msg #359048

Stoli I really appreciate you effort to explain what I obviously couldn't. BUT I think this thread should be closed before it gets dark....who knows what will happen then.

TO everyone, thank you for you answers and honest opinions. Like any family, we have our differences but we're still family. Please safety watch the children if you're out trick o treating or driving around.

Reply by SueW/Tn on 10/31/10 4:34pm
Msg #359050

We're a family?

I just have to chime in here, been a member for over 5 years and frankly I don't see this public forum as a "family". It's an instructional tool I use when I need information, many different personalities and many different opinions. If you don't want an opinion than why ask or worse yet, why complain when you don't get the answers you want? And as far as "I'm going to get to the bottom of this intimidation" oh please...

Linda and Barbara have been members here since dirt and I value their opinions. They don't sugar coat anything, they say exactly what's on their minds. Same with Cali and a few others, Bren is fantastic and Renee has forgotten more than I'll ever know. In today's meltdown world one needs to be very careful about what they say, you should know the complete answer before speaking or refer the question to the lender and let them sort it out. I can say that now after reading Renee's reply to your original post...information in that reply is something I didn't know and most likely alot of others didn't know it either.

But I must say your "threat" really struck a cord, I had no idea we had monitors in here now.

Reply by James Dawson on 10/31/10 4:43pm
Msg #359053

threat or thread? I don't get it. Family yes, by definition. n/m

Reply by FlaNotary2 on 10/31/10 8:25pm
Msg #359091

Agree with SueW/TN 100% n/m

Reply by C. Rivera Chicago Notary Services on 11/1/10 4:22am
Msg #359115

FlaNotary2, enlighten us as to why you agree with Sue? n/m

Reply by C. Rivera Chicago Notary Services on 11/1/10 4:15am
Msg #359113

Susan, I think his definition of family is this: n/m

Reply by C. Rivera Chicago Notary Services on 11/1/10 4:19am
Msg #359114

Susan, I think his definition of family is this:

or in the rhelm of ..."concepts that are metaphorical, or that grow increasingly inclusive extending to nationhood and humanism..."

Reply by jba/fl on 11/1/10 7:19am
Msg #359123

How can you presume to know what another thinks?

Since I have never seen James's definition of family, I cannot presume to know - how do you do this? Are you one of the chosen few of which you speak?

Reply by James Dawson on 11/1/10 10:54am
Msg #359163

The definition of Family is....look it up, I did. Maybe it's

still different for you because you even disagree with a dictionary? I really would like to know what it is I've done to you to draw such disdainfulness but such is life.

Reply by jba/fl on 11/1/10 11:32am
Msg #359176

Now you are just pulling a Susie on me - you need to learn

to read, digest, extrapolate and spit out proper response without wandering from the facts.

You (James) said something about being family and Sue disagreed. That is when Cari said something to Sue then I said (that is me, jba/fl who spoke) to Cari (who wrote what I was replying to) that I didn't understand how she would know how to define what you are thinking, since no definition had been put into play on this forum by you. Now you James are leaping to the conclusion that I don't agree with the dictionary.

So, let's go to the dictionary. http://www.merriam-webster.com/dictionary/family
Webster's says it is a noun and an adjective. As a noun, there are eight (8) definitions. As an adjective, two (2) for a total of 10 meanings before we even get into the synonyms. this is not your average everyday, one-meaning word. Right away, I know there are several meanings of the word. Which meaning are you referring to? Can Cari tell us with certainty what James means when he uses the word in a particular manner? I think no, unless they have already corresponded via PM which James has admitted a proclivity for doing and he has defined to Cari which meaning he is using, in which case, the audience is ignorant of this exchange which logically means my question/statement is valid to pinpoint which definition is utilized in this instance. So to get the response of "you even disagree with a dictionary?" is not valid, fair, psychic or any other mental agility imaginable.

"I really would like to know what it is I've done to you to draw such disdainfulness "
does not pertain here as you have the wrong conversation going.
"but such is life."
and it is full of foolishness for and by all. C'est la vie!


Want my opinion - my honest opinion? Cari stuck her 2 cents in where none was needed because the way I see it is that James can speak for himself and doesn't need Cari to translate for him. James is a big boy now and does just fine on his own.

It is when others start to complicate the issue and insert their ideas of what James says that the real problems begin. There are 2 complete threads on one subject that generated lots of side issues - kind of like that gossip game where I tell someone a tidbit of news, then turn to another for retelling of that morsel, and that person in turn tells another, and so on for 20 or so tellings and the final retelling is told to the first person and the group at large and the result is a very different statement.

Reply by Susan Fischer on 11/1/10 1:19pm
Msg #359208

Excuse me, Jules, but that's uncalled for, and highly

offensive.

Reply by C. Rivera Chicago Notary Services on 11/2/10 6:25am
Msg #359285

JBA, to answer your questions....though it moot...

"How can you presume to know what another thinks?"
____________________________________________________________________________
I do not presume to know what others think. I do however, provide my own opinions as does you and everyone else that are members of this forum. It is our privilege as members you know…
____________________________________________________________________________
Since I have never seen James' definition of family, I cannot presume to know - how do you do this?
____________________________________________________________________________
You are right, in that I can not presume nor did I presume to know what his definition of family is and/or was. When one states what they 'think', it can not be assumed or construed to mean that one ‘knows’.
____________________________________________________________________________
Are you one of the chosen few of which you speak?
____________________________________________________________________________
Yes, I am perhaps one of the chosen few I was referring to if you mean, one of the chosen few that actually answered his original OP.

Just to be clear, just in case the above answers are not good enough for you. I don't know what James definition of marriage is or was, and I never presumed to know that I did. Below is what I posted in response to Susan's post:
____________________________________________________________________________
"Susan, I think his definition of family is this: or in the rhelm of ..."concepts that are metaphorical, or that grow increasingly inclusive extending to nationhood and humanism..."
____________________________________________________________________________
How can anyone misconstrue the words "I think" to mean "I know" ?

With regard to your post, well you've stated/ expressed your questions, thoughts, opinions and the like. You are entitled to do this, same as I because we are both members of this forum which gives us the right and privilege to openly post on this wonderful forum. If I was ‘sticking my 2 cents in’ because I provided a response to a post directed towards someone else, well yeah, I’d say, given your post, we're even-steven hon.

Reply by jba/fl on 10/31/10 8:27pm
Msg #359092

This is a typical newbie example: ask a question, don't get the answer you desire, respond, respond, respond, then bring it up a 2nd time later in new thread.

I will be a good person and keep quiet, I will be a good person and keep quiet, I will be a good person and keep quiet,
but
I am rankled and can't keep quiet.

As far as I am concerned, this is a money question. All money questions go to the LO or TC - I have no clue how they arrived at these figures. Several highly respected people with great knowledge have answered with their responses, they have basically been rejected in favor of "what I think is right" attitude. Some things (money is one) we just don't think about - not our balliwick.

Reply by John Tennant on 10/31/10 9:35pm
Msg #359094

Afraid to post, Meek?

I totally disagree with your post. Over the last 3 years that I have been monitoring, or contributing, to this post there have been occasions that individuals have been totally insulted, rudely talked to, called names, and basically told they were stupid and needed to get another life. Actually, more than one of the offenders have been thrown off the forum. In my opinion, civility is totally necessary in life. Obviously you do not think so. So Sad.

Reply by jba/fl on 10/31/10 9:50pm
Msg #359096

It is your right to disagree, no harm done.

But, you are saying that I don't feel civility is necessary? Why? What prompted you to say that? How was I not civil? I stated an opinion, I did not refer to how others respond with rudeness, though there is plenty to mention.

One has been thrown off the forum to my knowledge, but, I have been known to be wrong. But that is not the discussion at hand and I feel that your are mixing discussion topics thereby losing focus and clarity.

Reply by John Tennant on 10/31/10 9:58pm
Msg #359098

Re: It is your right to disagree, no harm done.

If you re-read your post of 8:00 you will see that you are sending a message relating to my response. No, they do not have to grow up, or be meek, or put on their "big girl panties" (from previous posts by many arrogant, insulting individuals), just because they either do not agree with the form, or need to increase their knowledge. Does this fit directly into this thread? Probably not, however it does relate to your post.

Reply by jba/fl on 10/31/10 10:10pm
Msg #359100

Re: It is your right to disagree, no harm done.

You posted to wrong comment and since I am not a mind reader I was confused. But I do confuse easily.

My 8pm post was a response to James' post, not yours. You had not commented at the time I made my post so how could I have responded to you?

My post was made because people being afraid to post for whatever reason is hogwash. Are you going to let fear hold you back? Keep you from being what you want to be? Doing what you want to do? A person has nothing to fear but fear itself. The meek, ie, those who are afraid to post for whatever reason, should probably not have their own businesses due to fundamental lack of being able to communicate effectively. JMO (the O means opinion, not fact)

Reply by jba/fl on 10/31/10 10:11pm
Msg #359101

Re: It is your right to disagree, no harm done. n/m

Reply by James Dawson on 11/1/10 12:07am
Msg #359102

Never answered the question n/m

Reply by C. Rivera Chicago Notary Services on 11/1/10 3:20am
Msg #359108

STOLI - LOVE YOUR POST! ABSOLUTELY DEAD ON! n/m

Reply by JanetK_CA on 11/2/10 3:43pm
Msg #359384

To original issue (I think...)

Just a couple of quick comments (I hope). And I'm putting it here, because what I've read of this thread has been in bits and pieces and I have no idea where else to put it...

Do I think anyone has ever been removed from a preferred notary list because of a BO's complaint? Yes. I also think that it's unlikely that a ss would bother telling the notary. Of course there will be exceptions. The longer the relationship, the better the company, the less likely this will happen. But I think there are several ss out there that will turn on a dime to keep a client and move on to someone else in spite of whatever experience they've had with a notary if that client got an earful from a disgruntled borrower. I'd bet that the ones who will defend their notary are sadly a rare few (especially in the areas with tons of NSAs).

As for the issue of discussing payment with a borrower, I think there's been enough said on both sides of that question. I'd just like to add, however, that if someone enthusiastically disagrees with an opinion someone else posts about an NSA issue, it doesn't mean they are trying to personally attack you (unless they clearly do so, of course), it just means they disagree with that opinion. And maybe strongly so. We are allowed to disagree. And then to continue to defend our individual positions. It doesn't make the other person bad or make they necessarily wrong, it just means they see the issue differently. So be it.

We are never going to all agree on any issue and sometimes we will strongly disagree. Again, imho, that should not be taken as personal offense. I would love to see us all try to make an effort to separate the personal from the business disagreements. It doesn't add any strength to the position a person is trying to defend, nor does it add power to arguments against a position a person is trying to refute.