Posted by ZoeyOR on 9/22/10 10:44pm
Msg #353514

Just Curious

Are there any states where the non-titled, non-borrowing spouse signs refi docs?

Reply by Kay/IL on 9/22/10 11:01pm
Msg #353517

In Illinois, non-titled, non-borrowing spouses MUST sign the Truth in Lending, Right to Cancel, Itemization of Amount Financed (if present in the loan package) and Mortgage. A few additional lending and title documents may be included, but those are the basics.

Reply by SReis on 9/22/10 11:41pm
Msg #353522

In Mass. n/m

Reply by jojo_MN on 9/23/10 7:09am
Msg #353535

Minnesota, Wisconsin and Iowa n/m

Reply by jojo_MN on 9/23/10 10:37am
Msg #353584

Re: Minnesota, Wisconsin and Iowa

Clarification. They are required to sign the legal docs only. RTC, Mortgage/Deed, TIL, Itemization and some companies require the Correction agreement.

Reply by Linda_H/FL on 9/23/10 7:57am
Msg #353543

Yes..FL...*IF* it's their homestead property n/m

Reply by mtnotary on 9/23/10 9:28am
Msg #353560

Montana n/m

Reply by Ernest__CT on 9/23/10 10:05am
Msg #353577

In CT nearly 100% of the time. n/m

Reply by LisaWI on 9/23/10 10:17am
Msg #353578

Re: Just Curious-Zoey

Are you referring to the 'whole' lender package or just some docs such as the legals? As others have stated, if its just the legals, there are a few states that require non-borrowing spouse to sign.

Reply by Mary Ellen Elmore on 9/23/10 3:19pm
Msg #353682

TN-Yes