Posted by Sherry_CA on 9/2/10 1:34am
Msg #351270

Sig Affidavit

Quick question to someone please, I know this but for some reason I am drawing a blank and its late. I did a few back to back late signings tonite.... so re: the Signature Affidavit: with all the different names listed; are they to sign their regular same sig for all the names listed?? Should they sign each name as it is with that name spelling? I think it is the same sig for ALL names listed regardless of how it is said or spelled right?? Gosh I am so tired...help me out here. Would so appreciate it Its rare I make mistakes...so I need to get this right before turning it in. The borrower was so sweet and did it both ways, she said I am the nicest notary ever Nice to hear but I need to know the answer...

Reply by Grammyzoom on 9/2/10 4:58am
Msg #351273

Sherry, hard to answer without seeing it but if it is the form where they just sign once acknowledging that they have used all of the names listed then only the one signature the way they are signing the docs is right.

If this is the form which lists all of the names on the left with blanks for signature on the right we always ask that they sign exactly the way it is printed. Knowing NotRot, someone will probably disagree with me but I have never had a problem having them sign the way it is printed.

And, you sound like a really nice notary!

Reply by dickb/wi on 9/2/10 5:48pm
Msg #351351

allways carol allways......jmho... n/m

Reply by MW/VA on 9/2/10 10:12am
Msg #351295

On the Name/Sig Aff. they are being asked to sign their names each way indicated.
Of course, they sign the aff. itself with the name as it appears on the docs. They key here is that all the signatures are in the same handwriting--same person.

Reply by Sherry_CA on 9/2/10 11:04am
Msg #351304

Thank you much, I found it is accepted either way...I guess that is why I drew a blank

Reply by JanetK_CA on 9/2/10 3:45pm
Msg #351336

Every now and then, I run into a person who says "This is how I always sign my name", so I have them sign each variation with how they would sign if their name was spelled with that variation - and if it's the same every time, so be it. But if they would sign differently depending on how it's written, that's what they do.

Reply by Bravo on 9/2/10 5:35pm
Msg #351348

Good comments from everyone on this issue. Another thing that can occur with these forms is the lender will list a variation of the borrowers name that is actually incorrect...a name that they have never gone by. So if that happens, the borrower is to write on the line "I have never been known by this name" and sign the form as stated above.

Reply by ikando on 9/2/10 8:11pm
Msg #351369

On a recent closing, the Sig. Aff. listed Mr. XXX, Jr. This was the father whose son is Jr., so I had him state "Never known as", and he added a note that Jr. is his son. Don't know what that will do.

Reply by Dianna Hanson on 9/2/10 6:22pm
Msg #351354

There are a few different format of this document out there. If it has the very top one set up with how the signer's name appears on the documents and a line for a signature, that one is signed as printed. Some of these forms have another section below this and list any and all formats as appeared on the Credit Report on the left side and a line for a signature to the right of each name format. The signer needs to give a sample signature of each name format. When that section is blank and I know their name appears differently on the IDs presented (i.e. middle name, suffix, etc.) I have the signer print it on the left same and give a sample of that format on the right. I tell them to list any forms of their name they use to set up checking accounts, credit accounts and IDs such as Driver Licenses, SSN, Passport.