Posted by signhereCA on 4/6/11 4:32pm
Msg #378944

New LSI Background Check - even for CA notaries?

I've been background-checked for years & years and now LSI wants a new & different BC. They say Wells, Chase, BofA, etc. won't accept a CA notary without this NEW BC (even though other signing services will). If you're a CA notary - what do you think about what they're asking for?

Reply by ReneeK_MI on 4/6/11 4:36pm
Msg #378945

Please forward that e-mail to Harry! n/m

Reply by ReneeK_MI on 4/6/11 4:44pm
Msg #378951

let me ellaborate a little ...

I got that e-mail several days ago, read/deleted. I remember though, that it specified the NNA or Lexus-Nexus, AND (crucial part) it stated WHY, and the reasons, IMO, would NOT have arbitrarily disqualified the BGC's done through NotRot's provider.

I was kicking myself for deleting too quickly, wishing I'd had it to send to Harry.

As for the whole "I'm in CA, don't need a BGC" thing - I commented on that earlier. BGC's don't live as long as your commission. One it's nearing the 2 year mark, it's basically worthless.

Reply by Les_CO on 4/6/11 6:19pm
Msg #378974

Re: let me ellaborate a little ...

I sent a copy to NR. I hope Harry doesn't get several hundred !

Reply by LKT/CA on 4/6/11 7:11pm
Msg #378979

Re: let me ellaborate a little ...

<<<As for the whole "I'm in CA, don't need a BGC" thing - I commented on that earlier. BGC's don't live as long as your commission. One it's nearing the 2 year mark, it's basically worthless.>>>

Then that's true for ALL background checks, that has nothing specifically to do with the CA SOS requirement. CA commissions are for 4 years. So the only question a company requiring a background check could ask is WHEN a Notary's (from ANY state) BGC was completed. If that date is later than two years, they can then require the Notary to have a new one in order to work with *them*. Considering there is no guarantee of loan signings from any company, the Notary would need to decide for themselves if the expense (or investment) will put more loan signing dollars in their pockets. I doubt that it would. JMHO

Reply by ReneeK_MI on 4/7/11 5:23am
Msg #379011

Absolutely!

ANY BGC begins to lose 'truthiness' the day after it's done - it's a history of someone's past behaviors, not any guarantee of their future behaviors. My reference to CA was in response to the many CA notaries who felt they should be exempt from any further requirement of BGC's.

Reply by MW/VA on 4/6/11 7:18pm
Msg #378982

It's been my experience that whenever this sort of thing

goes active, it XYZ at work. Just like the suggested fee scheduled, this should be brought to the attention of the DOJ, imo. I don't know how they've managed to sell these companies on the concept that only their bgc should be used. grrrrrr

Reply by RonA/CA on 4/6/11 6:00pm
Msg #378970

I, personally, will not pay for an additional background check to satisfy the needs of a signing service. The background check for CA notaries is very extensive, more so than a private entity. The FBI and the CA Dept. of Justice conduct the background checks via live fingerprint scan at a cost, to the applicant, of about $75-$80. I've done numerous signings for Wells Fargo, Chase & BofA, recently, and I haven't experienced any problems whatsoever. Just did one for LSI this morning.

Reply by signhereCA on 4/6/11 6:18pm
Msg #378973

And they didn't insist you provide them with an additional NNA background check?

Reply by LKT/CA on 4/6/11 6:32pm
Msg #378975

Agree completely with RonA/CA n/m

Reply by NJDiva on 4/6/11 8:54pm
Msg #378985

Re: Agree completely with RonA/CA

Are those BGC's two years old or more?

Reply by LKT/CA on 4/6/11 9:06pm
Msg #378987

Re: Agree completely with RonA/CA

CA commissions are for 4 years. We must get a new BGC every 4 years. My behavior hasn't changed in 40 years.....I'm the same boring homebody type person I've been for 40 years.....I enjoy the simple things in life such as sitting on the porch with a glass of iced tea or lemonade, swatting mosquitos and watching cars go by - counting the white ones.

I have not nor do I plan to rob any banks or do anything criminal/sinister to ruin my clear (but boring) record between the time I get my new commission and the next time I need to renew. Therefore, I won't be paying for a BCG after two years......I'm too boring (and a homebody) to need one!

<<<Big goofy GRIN !!!>>>>

Reply by NJDiva on 4/6/11 11:49pm
Msg #378998

Re: Agree completely with RonA/CA

I can appreciate your position on the CA, BGC, it sounds incredibly extensive. And I'm sure if they know who you are they probably trust that you won't be robbing banks, Ron. lol Hell, I don't know you but if you say you won't then I guess I'll give you the benefit of the doubt...lol (but that's only because you're in CA, if you were in NJ, on the other hand...lmao)

It's my understanding, though, that it's a policy for everyone to get a BGC every two years as opposed to every four years, (whether they know us or not...tee hee) in order to work for them.

I can't believe that they didn't implement this sooner considering all the fraud that's been perpetrated in this industry. Seriously, I don't think it was the XXX that "convinced" them how important it was, I personally believe there must be some reason why it became necessary. Someone(s) did someTHING to justify it, don'tchya think? Of course someone's gettin paid, but come on this is 2011? Do ya have to live in the NY/NJ Metro area to be a bit skeptical of people? lol (not everyone in this area IS skeptical, so maybe I should only speak for those of us that are...lol)

I don't think it's asking too much really. Of course that's my VERY HO! lol It's easy to say as I don't have to pay for an extensive BGC in order to attain a Notary Commission. I feel your pain and frustration!

Reply by James Dawson on 4/7/11 12:29pm
Msg #379052

talk about boring...I got a traffic ticket

in 1968 for an illegal lane change...that was my last run-in with the Law.

Reply by Mobile Notary - Misael on 4/6/11 9:08pm
Msg #378990

I ben working for LSI for a few year, the last time I got a email to update and sign some form to grant them view my BGC. There are still some companies do not know that ca require all notaries to have a BGC.

Reply by linda/ca on 4/6/11 11:51pm
Msg #378999

I recently had a company mention to me the requirement for a background check and certification from the NNA and below was my response that worked:

As far as the background check, I recently renewed my license in California and in order to do so we have to complete a live scan for background check, therefore, my commission verifies a very thorough background check. My only affiliation with the NNA was when I first became a notary over 12 years ago, therefore I have no certification from them, which, from what I understand, has no assurance of accurately completing a closing. Please be assured I have experience that far exceeds their certification. Just so you know, I have taken classes for certification purposes from other groups, that include reverse mortgage certification.

Their response was: Great! Thanks!

Reply by NJDiva on 4/6/11 11:53pm
Msg #379000

Woo Hoo! You go girl!!!!! Awesome response.

Reply by signhereCA on 4/7/11 7:31am
Msg #379016

Your post was much appreciated. If you've been BC'd by the FBI and DOJ, shouldn't that be enough? Did you get the same email from LSI? What did you do? Thanks!!!

Reply by Linda_H/FL on 4/7/11 8:24am
Msg #379018

"Their response was: "Great! Thanks!""

Translation: "Okay, don't call this one - she won't get the BGC we need and we're not going to argue with her."

I have yet to find one company that will accept the BGC done by one's state for commissioning purposes. And I agree I can see the need for the BGC requirement. As for the NNA certification requirement, I agree....pointless. And when a company insists on that certification, that just tells me they've been snookered and they firmly believe it makes the notary elite, which it doesn't - for all the reasons previously posted here. I've also yet to find a company who insists on NNA certification that pays a reasonable fee - IME those companies pay on the low end of the scale.

MHO

Reply by linda/ca on 4/7/11 11:48pm
Msg #379107

Linda H/FL: You're wrong! I've already worked for them; how presumptuous of you!

Reply by Linda_H/FL on 4/8/11 7:38am
Msg #379114

Wow...no need to snip...I wasn't really being

"presumptuous" - that was how *I* would have interpreted their response.

Reply by Lee/AR on 4/7/11 3:17am
Msg #379010

Awwww, c'mon people. Reality is that any background check is outdated the day after it's done. It's history...and while that may be a good predictor of future behaviour, there's no guarantee. Everybody sitting in jail was a first time offender at some point. What, exactly, is it proving? It's like locking the barn door after the horse has gotten out.

Reply by BrendaTx on 4/7/11 9:28am
Msg #379027

Yeah, Lee, but if you have the XYZ do it

then they can make a few dollars.

Reply by linda/ca on 4/7/11 11:56pm
Msg #379108

Re: Yeah, Lee, but if you have the XYZ do it

Exactly, Brenda, why help XYZ who continually come up with schemes to try to force us to do business with them either directly or having companies mandate it!

Reply by CopperheadVA on 4/7/11 8:53am
Msg #379021

For me, it was a simple decision. If I wanted to continue

receiving work from LSI, a national company that can offer me multiple orders per month, then I complied with their BGC request. Here in VA we do not get BGC'd by the state as part of the notary commission process. But even if I did have one done, as in CA, unless I have access to it I would simply do the free one offered by LexisNexis and send it to LSI so I can continue to receive work in this slow work environment.

Msg #375378

Reply by UKCowboy_CA on 4/7/11 10:32am
Msg #379037

And this from the company that promotes out & out crooks

like Speedy Closings.
For those of you desperate for work, send all of your personal info to another unknown entity and then wonder why your identity gets stolen.