Posted by dickb/wi on 8/12/11 9:21pm
Msg #393496

Florida people help me......

doing a purchase closing early monday am.....florida needs wutnesses on mortgage....am doing this closing in wisconsin.....wisconsin requires that a cred witness be know to both the borrower and the notary...fat chance that that will happen...i never heard of the buyer and now i would need a wittness who i and the borrower each personaly knew....any way around this in florida?....tia

Reply by JerryhFL on 8/12/11 9:28pm
Msg #393497

Florida does need 2 witness's on change of ownership of property. One of those witness's can be the notary. Most times the realtor or banker acts as the 2nd witness in my closings.

The Wisconsin law doesn't make much sense to me, how do you ever meet that criteria?

Jerry

Reply by Sylvia_FL on 8/12/11 9:47pm
Msg #393499

Dick
Does not need "credible witness" - credible witnesses are when one needs to establish signers identity when they don't have ID card.

Just needs two witnesses to signers signature - you can be one of them - and make sure witnesses print their name under their signature line.

Reply by Riley/FL on 8/12/11 9:51pm
Msg #393500

"wisconsin requires that a cred witness be know to both the borrower and the notary..."
Credible witness requirements only pertain to identifying a signer who has no ID.

What you need are just 2 witnesses to sign the mortgage.

Reply by Linda_H/FL on 8/13/11 8:29am
Msg #393508

Florida does not require witnesses on the mortgage

unless the property is located in Dixie County and, new to me info, Suwannee County. Suwannee County recorder will accept mortgage with no witnesses for recording, but with the caveat that "if anything goes wrong we're not liable"....

No witnesses on mortgages; only deeds of conveyance. And yes, CW's don't even apply here - two different things.

Reply by Linda_H/FL on 8/13/11 8:30am
Msg #393509

Sorry, also meant to say witnesses not required on

mortgages unless a lender requirement.