Posted by ikando on 2/18/11 5:45pm
Msg #373332

The A/K/A takes care of that

Got a call to do a signing. Called and reached the husband who informed me the name on the docs was wife's maiden name. When I presented it to the lender, I was told, "The AKA form takes care of that."

I replied that it may take care of the legal factor for them, but I needed to identify the person signing, and if there is nothing showing me that the person before me is the same as the documents indicate, I couldn't notarize.

"Well, I only know what my boss told me," she replied.

Sheesh.

Reply by Blueink_TN on 2/18/11 7:44pm
Msg #373354

I have run into this before also. We need to take it back to basics - if the borrower wants to sign his/her name the same way it's on his/her ID, we notarize. Then it's up to the lender to accept.

Reply by LKT/CA on 2/19/11 12:52am
Msg #373383

<<<We need to take it back to basics - if the borrower wants to sign his/her name the same way it's on his/her ID, we notarize. Then it's up to the lender to accept. >>>

I agree with your statement where it applies to any document NOT requiring notarization.

But for the notarized docs, at least in CA, the person making the acknowledgment must be NAMED in the document. If borrower's ID says Jane Doe and docs say Jane Jones and borrower has no ID with Jane Jones - I can only ID Jane Doe.....therefore, I couldn't notarize Jane Jones's signature.

Other states may be able to use AKA in the notarial certificates, or depend on "satisfactory evidence" - cannot in CA.

Reply by Hattie on 2/19/11 1:34pm
Msg #373430

If the lender will accept the aka statement, why they don't print the name as her DL or ID? They know that we cannot notarize without proper ID. AKA statement is not for that?