Posted by Yowheelz on 1/26/11 7:57am
Msg #370115

What is an ancillary doc?

I can't fax back what I don't know.

Reply by Linda_H/FL on 1/26/11 9:01am
Msg #370122

Should be supporting documents...however that

term, IMO, is far too broad - if your determination of "ancillary" documents differs from theirs you have a problem.

I'd write back and ask them to provide me with a list of exactly what they want faxed back.

MHO

Reply by Yowheelz on 1/26/11 9:29am
Msg #370127

I did ask and person did not have a clue.

This is something I see occassionally, send docs A, B, C and all ancillary docs. That is pretty ambiguous. Just send me a list of what you want and I will send it back, in the meantime you get docs A, B, and C.

Reply by bob/IA on 1/26/11 9:39am
Msg #370131

Re: I did ask and person did not have a clue.

This would include riders to the MTG. or DOT and possibly other docs.

Reply by Yowheelz on 1/26/11 9:42am
Msg #370133

That was included in ABC

Fax ID, Hud, Note, DOT, all riders and all ancillary docs.

Reply by OR on 1/26/11 10:00am
Msg #370140

Re: That was included in ABC

I thought that ancillary docs were the riders. The word ancillary mean secondary importance.

Reply by MistarellaFL on 1/27/11 7:58am
Msg #370234

Prolly title docs...JMHO n/m

Reply by MW/VA on 1/26/11 2:11pm
Msg #370175

That would be my guess, too, but "anciliary" is a very broad

term. IMO I'd fax the critical docs: HUD, Note, DOT (& any riders), TIL & RTC's.

Reply by Linda_H/FL on 1/26/11 9:42am
Msg #370134

Someone needs to tell you definitively what they need

faxed back IMO - there's too much left to interpretation here...

Unless, of course, you've worked with this company before and have done their faxbacks so you have prior knowledge of their procedure. If not, get someone else on the phone that DOES have a clue...

"does not have a clue" - yeesh...that sets me nuts...they HAVE to have a clue or they shouldn't be handling the files...

Reply by jba/fl on 1/26/11 10:34am
Msg #370145

Give them what they ask for - if you miss

something, they will let you know. If you don't hear from them, no problem.

I think that half the time they don't even pay attention. The other half (perhaps not that much) if there is a problem, they have "proof" of whatever. It is a big CYA operation to my way of thinking.

Reply by Les_CO on 1/26/11 12:58pm
Msg #370165

Maybe stuff like…. A PUD rider…A second home rider…A balloon payment rider…a 1-4 family rider…an adjustable rate rider… Think its stuff added on that’s recorded…JMO

Reply by Virginia/PA on 1/26/11 3:24pm
Msg #370188

I believe a possible definition of an ancillary doc would be any rider to the mortgage. Also, for instance, if you had to fax back the borrowers wire instructions and the borrower needed to supply a voided check, the voided check would be an ancillary doc to the wire instructions.

Just MHO.

Reply by jnew on 1/27/11 9:19am
Msg #370237

One man's ancillary is another man's primary. If the documents are not listed, better off to fax back everything that is signed. They can't complain then.