Posted by Calnotary on 3/31/11 2:06pm
Msg #378136

Lexis-Nexis Background check

Does anybody knows if they require to run your credit because one company is asking for on BC either from LN or NNA.

My problem is that I put a credit freeze on my file and it's been like that since 2006, I renew my commission on 2009 and in CA we are screen with the DOJ and never asked for my credit freeze to be lifted.

The gentleman that helped at LexisNexis told me that I needed to lift my credit freeze in order to run the check, is this really true? He wasn't sure 100% of this fact.

My question here is: Why it wasn't a problem with DOJ when I renew my commission and now it is?

By the way this is been requested by LSI.

In order to lift my credit freeze there is a 10.00 dollar charge per each credit bureau and you have to provide your original pin sent to you when you originally froze your file. Oh yeah I am going to find that PIN, thanks for your help and answers.

Reply by Lee/AR on 3/31/11 3:12pm
Msg #378153

Just received my Lexis-Nexis Background Check last week

They do NOT do a credit check. Everything else like you wouldn't believe, but not a credit check--so I see no reason why you would have to lift your freeze for something they don't do anyway. You are aware of the totally free annual Full Disclosure report from Lexis-Nexis, right?

Reply by CopperheadVA on 3/31/11 3:14pm
Msg #378155

Re: Just received my Lexis-Nexis Background Check last week

Agree with Lee/AR - there's no credit check info on my free LexisNexis BGC from Nov 2009. LSI accepted my BGC.

Reply by Calnotary on 3/31/11 4:13pm
Msg #378164

Re: Just received my Lexis-Nexis Background Check last week

How do you get it for free Copper?According to their website they want 49.99 dollars.

Reply by Lee/AR on 3/31/11 4:48pm
Msg #378170

Here's the link....

https://personalreports.lexisnexis.com/access_your_personal_information.jsp

Reply by Calnotary on 3/31/11 5:42pm
Msg #378190

Re: Here's the link....

Thanks Lee, I just ordered mine right now.

Reply by Les_CO on 3/31/11 4:50pm
Msg #378172

Re: Just received my Lexis-Nexis Background Check last week

https://personalreports.lexisnexis.com/access_your_personal_information.jsp

Reply by Frenchie/TN on 3/31/11 5:30pm
Msg #378182

Re: Just received my Lexis-Nexis Background Check last week

I just received my free report as well, thanks to the link posted on this site. I am so grateful to those here who are so helpful with all kind of information!!

Reply by CopperheadVA on 3/31/11 5:36pm
Msg #378185

Re: Just received my Lexis-Nexis Background Check last week

I asked LSI if I could get my own and they said sure. So I got the free one and emailed it in. Saved myself some bucks!

Reply by terrie/IN on 3/31/11 5:49pm
Msg #378192

Re: Just received my Lexis-Nexis Background Check last week

what info does the report have on it

Reply by Lee/AR on 3/31/11 5:55pm
Msg #378197

Re: Just received my Lexis-Nexis Background Check last week

Very heavy on insurance-related stuff (Auto/home) & previous addresses. Actually, only 1 page out of some 26 or so was relevant to what we need. At least, that was mine. ymmv~~

Reply by MW/VA on 3/31/11 8:22pm
Msg #378213

Re: Just received my Lexis-Nexis Background Check last week

I check that out also. The LN "personal" background check isn't a criminal bgc, and not the same as XYZ does. I decided not to bother with that after having my initial one done a few years ago with XYZ. I decided to get one through Notary Rotary--only $39 (except for NY, I think).

Reply by Lee/AR on 3/31/11 8:25pm
Msg #378215

It did include a national criminal bgc n/m

Reply by MW/VA on 3/31/11 8:28pm
Msg #378217

Re: It did include a national criminal bgc

Interesting. That was not the case on the website LN directed me to when I called.

Reply by Linda_H/FL on 4/1/11 8:49am
Msg #378265

According to what I read on the website

The file you're sent is a copy of the file that was generated when someone requested a BGC - if a criminal check was ordered, you'll get that; if a credit report was requested, you'll get that. They are not generating a new BGC on you but rather just sending you what they had on you from the last one that was done through them (if I'm wrong please correct me) - a personal BGC will cost $24.95.....From the Website:

"See what information about you is maintained in our files - Order copies of the information that we maintain and use to create consumer reports about you. Also included will be a Public Records Search, which provides information available about you in public records"

and

"Your LexisNexis file will include your personal credit report only if one was ordered by a LexisNexis customer in connection with a background report (for example, if an employer requested your credit report as part of a background check)."

Reply by CopperheadVA on 3/31/11 7:51pm
Msg #378207

Re: Just received my Lexis-Nexis Background Check last week

See Msg #375378