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Is it really necessary?
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Is it really necessary?
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Posted by Matham on 5/20/11 12:01pm
Msg #383839

Is it really necessary?

To provide a signing company as part of a vendor packet my car insurance policy number and my license plate?

Is this their way of making sure I have a vehicle? Isn't this akin to asking for social security? Or is it just me?

Reply by Linda Spanski on 5/20/11 12:05pm
Msg #383841

No.

While unlikely, it is entirely possible that you could travel to your assignments by bicycle, taxi or public transportation.

Reply by Moneyman/TX on 5/20/11 12:20pm
Msg #383843

I agree with Linda.

TMI requested by them IMO.

Reply by Susan Fischer on 5/20/11 2:04pm
Msg #383867

Or on horseback, on a motorcycle, snowmobile, or.... n/m

Reply by Linda_H/FL on 5/20/11 12:23pm
Msg #383844

No, it's not necessary...IMO...

They just want to make sure that if anything happens to you on the way to or from a signing it's not going to come back at them or THEIR insurance - means they don't know the difference between an Independent Contractor and an employee - an employee would be entitled to workers' compensation coverage from them and, possibly, coverage under their master auto policy - as an Independent Contractor, you're on your own.

I don't provide that information when it's requested. No more than I'd give them a copy of my homeowners' insurance to prove coverage for my office...


Again, MHO -

Reply by C. Rivera Chicago Notary Services on 5/20/11 12:26pm
Msg #383845

NOPE...TMI..not at all relevent.... n/m

Reply by Les_CO on 5/20/11 1:16pm
Msg #383853

I would think by now from all the questions you’ve asked you would have gleaned some insight into this business. If I were you I’d start a LLC (I think it’s $10 here in CO, but it can’t cost much in CA) you should check with your state…and your county to see in the name you choose is available (trade name) pick a name and file. Also file for an EIN. Then unless your company owns the car (not a bad idea), and has insurance, you don’t have to mess with all these BS requests. Signing companies and others do have the right to ask to see your commission, your insurance, and some sort of tax id number. Everything else is fluff. JMO

Reply by BossLadyMD on 5/20/11 1:19pm
Msg #383855

Nope, you're an independent contractor n/m

Reply by MW/VA on 5/20/11 1:41pm
Msg #383861

No. Are you sure they weren't asking for your E&O

Insurance? We're independent contractors, not employees, so the vehicle stuff usually doesn't come into question.

Reply by Les_CO on 5/20/11 2:07pm
Msg #383868

Re: No. Are you sure they weren't asking for your E&O

Just to make it clear, I was referring to your E&O, or your liability insurance, or bond, as a Notary Public. Not your car insurance.

Reply by Linda_H/FL on 5/20/11 2:12pm
Msg #383869

I've had many companies request a copy of my car

insurance - very recently as a matter of fact. I just refuse to provide it. I also remember hearing some time ago that a company requested they be added as a named insured on someone's auto policy..



Reply by Susan Fischer on 5/20/11 2:18pm
Msg #383870

Linda! That's gobsmacking news - a ~named insured~??

Holy cow. (banging forehead on desk.)

Reply by Linda_H/FL on 5/20/11 2:58pm
Msg #383877

Yeah...did the same thing myself....:)

Didn't happen to me - I read it somewhere...

Reply by Matham on 5/20/11 3:48pm
Msg #383888

Re: No. Are you sure they weren't asking for your E&O

I'm quite sure; they asked for the model, year and make of my vehicle, followed by my license plate, then my car insurance policy number. I'm pretty sure I didn't misread it.

Reply by MW/VA on 5/20/11 9:23pm
Msg #383914

Maybe they're planning to steal it. LOL Otherwise, you are

not am employee & I would not supply that info. You will begin to understand why some companies ask for Independent Contractor Agreements. They spell out that we are not employees and are on our own for anything in the way of expenses, etc.


 
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