Posted by Ali/IL on 11/14/11 5:23pm
Msg #403906

Appraisal in package

This is crazy how an appraisal with all kinds of photos is included in package and, one is not told in advance. I tried to get more money was told to first call borrowers and, ask if they already had received it from lender.

Reply by Shauna/WA on 11/14/11 5:39pm
Msg #403907

Good advice. I usually ask the borrower and if they've received it, then I don't print.

If I do have to print it, my fee goes up. Those pictures suck my ink dry.

Reply by obbie on 11/14/11 6:04pm
Msg #403909

I have had that happen to me as well. Is it necessary to include it in the signed package to be returned? I had the borrower initial and returned it, should I have ignored it?

Reply by Lee/AR on 11/14/11 6:18pm
Msg #403911

Yes

No return. And, if you have time, always ask if they've gotten it already. If yes, forget it.

Reply by obbie on 11/14/11 6:23pm
Msg #403912

I'm being a duhhhh! Sorry didn't understand your answer. Are you saying I should not have included it in the returned package?

Reply by jba/fl on 11/14/11 6:25pm
Msg #403914

obbie: correct - they already have and have no need. n/m

Reply by obbie on 11/14/11 6:33pm
Msg #403915

Re: obbie: correct - they already have and have no need.

Thank you. That is great news!

Reply by Ali/IL on 11/14/11 10:45pm
Msg #403962

Re: obbie: correct - they already have and have no need.

I don't return appraisal . I do ask borrower if they have received one already majority of time they already received it.

Reply by BossLadyMD on 11/15/11 10:22am
Msg #404012

I do not give borrowers the appraisal report

That's the appraiser's job and I always go thru the docs BEFORE I print and skip over the appraisal report. And I've only seen 2 stuck in there in 10 years.