Posted by TacomaBoy on 11/2/11 5:34pm
Msg #402587
Throwing out the baby with the bathwater?
I believe in RotRot, The Notary Talk forum and the SC star rating system; I post and use the rating system from time to time. **IT WORKS!** However, are we notaries cutting off our noses to spite our faces or throwing out the baby with the bathwater? Any business can suffer from occasional business problems. But troubled businesses can and do recover to become valuable sources of future business. (Is there anyone who is NOT looking for additional business?) Would it make sense to allow such companies a chance to appeal their SC rating and/or explain their circumstances in a RotRot forum of some sort? Perhaps there are some other worthy suggestions out there concerning this matter?
| Reply by Philip Johnson on 11/2/11 5:38pm
Msg #402588
Is there redemption for SOX? n/m
| Reply by TacomaBoy on 11/2/11 6:02pm
Msg #402590
Is there redemption for SOX?
Sorry, I'm not familiar with SOX, and from their SC rating I'm pretty sure that's a GOOD THING!
| Reply by topflyt on 11/2/11 6:11pm
Msg #402592
Re: Is there redemption for SOX?
You're absolutely correct! And NO! There is no redemption but the paper shredder for SOX!
| Reply by LKT/CA on 11/2/11 7:11pm
Msg #402602
Who's RotRot ?!?! n/m
| Reply by TacomaBoy on 11/2/11 7:21pm
Msg #402604
Who's RotRot ?!?!
I'm so sorry! I meant NotRot! ;-)
| Reply by MichiganAl on 11/2/11 9:42pm
Msg #402622
Ruh Roh! n/m
| Reply by Les_CO on 11/2/11 7:42pm
Msg #402609
Do you want to work for free? I’m not talking about ‘pro bono’ stuff at the hospital/nursing home/senior center)
Do you want to not only work for free, but have to spend hours of your time trying to collect what is your just do.
Do you want to ENABLE thieving, lying, crooked, scum, parasites to stay in business while knowingly stealing and cheating the most important, but lowest paid people in the long chain of those that work in the Real Estate/Lending business?
Those that LAUGH at the stupid suckers out there that keep them in the business of stealing, while hurting their honest competition?
These people are the lowest of the low, their intention is to cheat everyone, and laugh at them while doing it.
They have no morals, and no ethics, their job is to TAKE from you.
This business is the PERFECT petri dish in which scum can flourish.
Give then a brake ….NO!
Give then a second chance….NO!
Maybe they made an error and really meant to pay me...Laughable!
There are good reputable honest SS out there that have an honest track record.
Work ONLY for them!!!! Say NO! to all others.
This includes SS and Title Companies alike. It AIN’T there money (it’s yours) they don’t NEED to incubate your money for 45 days…. those ones ain’t going to hatch into tens.
There is NO legitimate reason for a TC or SS to “hold” YOUR money paid by the borrower after funding. NONE! ZERO! NADA!
Only work for those you know, trust, and would lend money to (you are) only give a one time chance to those that come recommended by your peers, and sound knowledgeable. (Careful here… there some thieves that have been in the SS business for years. They change names/companies/addresses, but are still thieves, and know quite a bit about this business.)
The ONLY way to rid this business of thieves…and low-ballers is NOT TO WORK FOR THEM. They are parasites, and can’t exist without a host.
Lose business by giving them a second chance…IDIOTIC !!!
| Reply by TacomaBoy on 11/2/11 7:46pm
Msg #402610
Throwing out the baby with the bathwater?
Thanks for your lively response, but, next time, please don't hold back so much! ;-)
| Reply by MistarellaFL on 11/2/11 9:17pm
Msg #402619
Well said, Les! Bonus post: MW's definition of "enabler"
I think we've all learned a lesson or two the hard way, or have learned by the experience(s) of trusted peers.
This is my favorite sentence of your righteous rant:
(with the focus on the ENABLE word)
<<<Do you want to ENABLE thieving, lying, crooked, scum, parasites to stay in business while knowingly stealing and cheating the most important, but lowest paid people in the long chain of those that work in the Real Estate/Lending business?>>>
Definition of ENABLER
: one that enables another to achieve an end; especially : one who enables another to persist in self-destructive behavior by providing excuses or by making it possible to avoid the consequences of such behavior
Merriam Webster
http://www.merriam-webster.com/dictionary/enabler
| Reply by Laurie Rangel on 11/3/11 10:22am
Msg #402648
I agree with you 100%, these companies such as SOX are not running into some hard times they have been doing this for years they are hiring us with the intention of not paying us, they are going after newbies because they don't know better. We need to get the message out to ALL SA mostly to newbies not to even answer the phone when these companies call this is the only way we are going to be able to shut them down. We need to band together and not try to undercut each other we work hard for our money and we deserve to get paid on time without having to track down our pay.
| Reply by gowithn/TN on 11/3/11 11:44am
Msg #402663
Re: Throwing out the baby with the bathwater? Way2go Les! n/m
| Reply by NJDiva on 11/3/11 12:43pm
Msg #402673
Re: Throwing out the baby with the bathwater? Way2go Les!
Hi there Lady!  
| Reply by NJDiva on 11/3/11 12:10pm
Msg #402667
With the volatile economy we live in...
if the company has already used us as an expendable commodity ONCE, why would we allow them the opportunity to use us AGAIN? What if they encounter ANOTHER (what was that?) "financial hardship"?
Maybe a "mistake" was made for one person getting neglected (*tongue in cheek*); how bout we give the benefit of a doubt-maybe there were TWO, three, four, or even five, but when you have MULTIPLE issues for notaries ACROSS the nation for YEARS in some cases (but not all), chances are there's a little more to it than a "financial hardship."
How about I'd like REIMBURSEMENT for the supplies (paper, toner, printer & vehicle W&T, gas, tolls, TIIIIIME) I've already put out???
How about all of the money go into an escrow account? The notary gets paid first and THEN they get their payment. How about we get our money FIRST so that we can pay the mortgage/rent on OUR homes, RATHER than US paying the mortgage on their 2ND home FIRST!!!??
How about when these companies call and you decline telling them about their reputation and they have the audacity to poo poo it with a nonchalant, "yes, we were having problems, but we've worked them out and are "getting back on track."" As if I'm going to say, "OOOOh, okay, well then since you said so, SURE, I'll do that for you!!!" But what that really means is "SURE I'll be taken for a sucker-- AGAIN."
And how about the ones with the names proposing to be fast and yet aren't as speedy as they proclaim?  Yeah, okay whatever!!!
Yeah, hmm, naaaah, I think I'll pass on that insane consideration and (AS I ALWAYS SAY) keep those in business that I KNOW are reputable, ethical, fair, HONEST, decent, loyal companies that have a PROVEN track record...to name a few...uh, PM me, I'll share them...lol
And Les, I refuse to believe that is YOU! Your grammar is usually impeccable...lol...You musta been panting, snorting, with a crazed look in your eyes and smoke coming outta your ears by the looks of the above...ROTFLMAO!!!! (That was a GREAT vision, wasn't it?) ;P
Have a great day all! Thanks for letting me rant.
| Reply by Les_CO on 11/3/11 6:09pm
Msg #402725
Re: With the volatile economy we live in...
I thint we are on the same page.
As for my post.....I think I may have had a glass of wine...(or two) !
But yes it really gets me steamed when I see here EVERY day where one of my fellow NSA's gets cheated. Every day! I don't know if you've ever been robbed...to come in the door and discover valuable items missing, broken windows, belongings all askew, etc. I have been, and it is NOT a good feeling. I get the same feeling when one of these scum parasite supposed Signing Services or Title Companies rips me off for a signing I have done for them. They do NOT want to meet me in person.
| Reply by desktopfull on 11/2/11 7:52pm
Msg #402612
Absolutely NOT! But if you think that you are the exception
and it will never happen to you, then go for it, however, do spare us the rant online when you find out your no different than the ones that TRIED to warn you.
| Reply by MW/VA on 11/2/11 8:01pm
Msg #402614
There are a few companies that have come on NR to defend
negative remarks made about them. Otherwise, many have earned their reputations of low-pay, slow-pay, no-pay. While the system isn't perfect, I'm grateful for it. I wasn't aware of NR when I was starting out & accepting work from companies I knew nothing about was a crap-shoot at best. I've work for some of the best & some of the worst in this biz. Over time I learned to be very particular who I take work from. I pride myself on doing a very professional job and expect to be paid in a timely manner.
| Reply by Notarysigner on 11/2/11 8:28pm
Msg #402616
>>>Any business can suffer from occasional business problems. But troubled businesses can and do recover to become valuable sources of future business. (Is there anyone who is NOT looking for additional business?) Would it make sense to allow such companies a chance to appeal their SC rating and/or explain their circumstances in a RotRot forum of some sort?<<<<<<<
Reviewing a few of your post since 08 and based on the SS with problems you brought up since then, I would think you would be able to answer that question yourself.
My answer to your concern about "occasional business problems" is they file bankruptcy, quit, go broke and take down as many people and they can along the way.
Perhaps developing a successful SS business model and selling it to people who want to start a SS would be easier, and very lucrative to the developer. IMO
| Reply by TacomaBoy on 11/2/11 8:54pm
Msg #402617
Throwing out the baby with the bathwater?
Please read my earlier post: Msg #385562
| Reply by Notarysigner on 11/2/11 11:46pm
Msg #402628
that's my point. flip/flop back and forth which is it? n/m
| Reply by Dave Bullock on 11/2/11 8:55pm
Msg #402618
I agree- 8 years ago, sox got me for $1200. In the meantime, i tend to take a look at the comments more closely than the stars. If some say that the co. is effecient and pays decently but takes 45 to 60 days, That will not kill me. If they are lowballers and take 60 days to pays, no way. In the eight years since, I have taken a few chances and have not had a loss sice 2007( i1 signing). Yes there were some that took 60 days, but. in the big picture, I have backed off a few(after getting paid), and found a few who were ongoing friends. It is a judgement call, i will admit
| Reply by MichiganAl on 11/2/11 9:47pm
Msg #402623
You don't have to just look at the overall stars
If a troubled business makes a recovery, you'll see it in the reviews. When you go in to look at the specific comments and ratings, you can see when those comments and ratings were posted. If a company is improving, you'll see the trend and can judge accordingly.
| Reply by Deborah Baxter on 11/3/11 11:25am
Msg #402657
Re: You don't have to just look at the overall stars
I just joined this yesterday and am so new to all of these. Can anyone recommend the best sites or suggestions for a newbe?
| Reply by CinOH on 11/3/11 10:36am
Msg #402652
I personally like the rating system the way it is and would not want to wade through a bunch of rebuttals (potentially) from companies disputing or appealing their ratings. There are two sides to every story but I trust the opinions of other notaries.
I don't accept consignment jobs. The 30 day wait period to get paid was the industry standard when I started doing this. So, the way I look at it any company with a bad payment history (for whatever reason) does not deserve credit. I can't (won't) allow their business problems to become my own. My creditors don't care if I can't pay my bills because I extended credit to a company with financial problems. Companies with bad ratings always have the option to pay for services upfront. I'm sure no notary would turn down an upfront payment.
When I get calls from a new company I check a variety of sources before deciding whether to turn the job back or not. There are times I've just gone off of the comments in SC also. (I don't pay attention to the stars in SC.)
I personally don't want the risk or headache associated with giving bad paying companies a second chance.
| Reply by MikeC/TX on 11/3/11 4:40pm
Msg #402718
I think you have to make a distinction between those that are honestly experiencing temporary business problems, and those who have included this behavior in their business plans. It doesn't take long to figure out which is which; as Bob Dylan said, "You don't need a weatherman to know which way the wind blows."
The only surprising thing is that there are so many NSAs guilty of magical thinking - that somehow it will be different for them if they deal with these bottom-feeding lowlifes.
| Reply by Les_CO on 11/4/11 11:10pm
Msg #402841
“temporary business problems”
How can I say this…Starting an honest legitimate Signing Service takes CAPITAL. It takes KNOWLEDGE. It takes EXPERIENCE. And it takes a lot of HARD WORK. Without these absolute request things any that try WILL fail. That is unless they start out to steal from everyone paying nothing, and move on. In which case they only need a strong stomach, and a place to hide assets
There are many that perhaps with good intentions think this is a breeze, I get the notaries to front me the fees at no cost, and I just get assignments, call them and if or when I’m paid I’ll keep some and pay them back. SORRY that doesn’t work! If you are too inexperienced, too stupid, or too broke to borrow the money you need to get and stay in business from a bank why should I loan it to you? If you don’t have the money, go EARN it and come back next year and try.
I’m in business…I have been for years…I don’t ask the SS to advance me gas money. Or money for ink or paper or all my expenses. If my business plan is based on this assumption how long do you think I will stay in business as a NSA? If the SS doesn’t have the money to pay the NSA when contracted then they should NOT BE IN THIS BUSINESS!!
“temporary business problems” My ass!
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