Posted by cheryl/md on 11/10/11 12:13pm
Msg #403420
blank date - how would you handle?
did a signing and in the package was miscellaneous pages, non-notarial. first or last page borrower or borrower/broker signature(s). 1 page was a welcome ltr, top of page date, was blank, borrower & broker signed at bottom. 2 page was a memo form, top date-blank, to: name, from: name, yes this is address, blahblah, borr/broker signed bottom. i get a call to take pages back and have borrower fill in date at top. or better yet, i fill in the date of document. my comment was, you left it blank, i record in required journal, where it asks, date of docs, "blank". why didn't the broker date it when it signed it. even sent me a scan to show it already signed. i also told them as notary i cannot fill in blanks in a doc. i have rec'd docs that are dated, different date, for various reasons (new signature required, etc), and my job is to correctly date a notarization of signing, not the docs themselves or the body. just curious how others would handle.
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Reply by Les_CO on 11/10/11 5:08pm
Msg #403482
I would agree…but I think she said these docs were not notarized, but were signed by the borrower? She may have made a mistake by not having the borrower completely fill out (date) the documents, but it’s now after-the-fact, and an easy fix for title.JMO
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Reply by JanetK_CA on 11/11/11 11:41pm
Msg #403675
Oops, you're right. Thanks for setting me straight. And I agree with your other comments. I would definitely not want to be going back to have the borrower fill in a date. The tc may have a correction agreement or LPOA, which would be the ideal fix, seems to me.
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