Posted by DaveCA/CA on 10/18/11 5:17pm
Msg #400889

CA question regarding thumb print

A lot of lenders have a document that is titled, "Correction Agreement Limited Power of Attorney" or some form thereof. In Harry's wonderful journal, it has Correction Agreement and it also has Power of Attorney with D for Durable and L for Limited. When this document arises, I check the Limited POA and also require a thumb print. Am I doing the right thing? Thanks

Reply by SheilaSJCA on 10/18/11 5:21pm
Msg #400890

I do, collect a thumbprint, since it is technically a limited POA. I also circle the line item words "correction agreement" in column one, and connect it with the line item POA /L (limited POA) in the next column to create a hybrid indentifier for that particular document.
Hope that makes sense

Reply by DaveCA/CA on 10/18/11 11:53pm
Msg #400923

I love your idea

I will start using it. Thank you.

Reply by Molly Richardson on 10/19/11 10:09am
Msg #400930

Every notary I do regardless of property involvement to whatever, I obtain a thump print. This ensures that the person needing the notary has a thumb print should things "go south" and court/officials ever need to become involved. Kinda' my cover my butt kind of thing.

In the notary journal, I record the transaction as correction agreement and write ltd poa next to it.
Same goes for when I do a compliance agreement that has e&o within it....I check the compliance agreement box and write in E&O next to it. Since the documents are contained as one, I need to be sure to capture the work performed.

I hope this helps....and that I am making sense....?....

Happy Notary's,
Molly

Reply by HisHughness on 10/19/11 10:20am
Msg #400932

Okay, everybody: Relax, breathe slowly and deeply...

...try to picture yourself kicked back on a tropical beach with a Mai Tai in your hand, dolphins playing in the surf, ukelele music in the background, gentle breeze wafting through the palm fronds, fluffy white clouds occasionally bumping each other. Bob_Chicago, just try to forget that not one of those beauties in bikinis would do anything for an olde phart like you except kick sand in your face. Okay, everybody cool? Good. NOW you can absorb this:

***Every notary I do***

Reply by FlaNotary2 on 10/19/11 10:43am
Msg #400933

Aaaaaaaaaahhhhh! Anyone who says "do a notary"

needs to have their commission revoked and put on the permanent notary hall of shame!

Just had to interject here.

Reply by janCA on 10/19/11 10:55am
Msg #400936

Re: Aaaaaaaaaahhhhh! Anyone who says "do a notary"

Aside from the "do a notary", yes, I cringed too, having the signer place a thumbprint in the journal for every notarization is excessive. A thumbprint is only needed on POA's and certain deeds. (Refer to handbook). Many notaries must do this because I've had borrowers, when stating to them to place your thumbprint "here" (DOT) for a loan signing, they just go nuts and start thumbprinting every line item that they've signed. I tell them that is not necessary, only need thumbprint for the deed.

Reply by HisHughness on 10/19/11 11:17am
Msg #400940

Robert! You're back!

Are you still wearing a "Kick Me" sign on your back?

You haven't been practicing how to give everybody the finger, have you?

Reply by FlaNotary2 on 10/19/11 12:24pm
Msg #400944

As we say in Tampa,

"I been known" how to give the finger, and I will administer same whenever I find it necessary.

Reply by cal2az on 10/19/11 11:01am
Msg #400938

Re: Okay, everybody: . . . . . :) :) :) :) :) n/m

Reply by Buddy Young on 10/19/11 10:47am
Msg #400934

Re: Molly, how many notaries have you done? n/m

Reply by Molly Richardson on 10/19/11 12:22pm
Msg #400943

Re: Molly, how many notaries have you done?

Really? You can all back down now. I have been doing notary work for ten years. I really don't feel that I need to justify myself here. Come on now. Because you choose to do something different than I do does not mean that I am doing something incorrectly. First, I have had several instances that involved elderly abuse and calls to the elderly abuse hotline in efforts of keeping the signer from getting "screwed". In several of those instances, I have been required to share notary journal information with the authorities. Yes, fingerprints were obtained since POA's were involved. Duh. Saved many individuals from losing everything to caretakers who were unscrupulous. Second, when I do any notary work, I ask that the client thumbprint in my book regardless of the document. At that time, I inform them it is not required by law but that it is something that I prefer. If the signer declines, no big deal. With that thought in mind though, if you have nothing to hide, your id is not fake, and you are on the up and up....what do you have to lose? Again, because I choose to do something differently from your notary practice doesn't mean that you or I are incorrect. It is a preference...therefore, insinuating that I am a "newbie" is rather insulting.

Reply by FlaNotary2 on 10/19/11 12:25pm
Msg #400946

If you use the phrase "Do a notary", you are not a

professional.

I stand by my statements above.

Reply by Molly Richardson on 10/19/11 12:28pm
Msg #400947

Re: If you use the phrase "Do a notary", you are not a

Not sure where your thought process is going with "do a notary"....unless you are being perverted? I guess I must just not understand what you are insinuating here. Regardless, it really doesn't matter what your thought process is....because I am a great notary who goes above and beyond for every individual signing that is completed. Heckle all you want.

Reply by FlaNotary2 on 10/19/11 12:33pm
Msg #400949

You're missing the point.

"Do a notary" is a misuse of the term. You ARE a Notary Public - a commissioned officer of the state. A notary is not an object that can be gotten, "done", renewed, or lost. A notary is a person.

You don't hear doctors use the term "do a doctor" in referring to a consultation with a patient. You don't hear judges use the term "do a judge" in referring to a hearing in court. A notary is a professional. If you don't even know how to use your own profession in a sentence, you are in the wrong profession.

Reply by Molly Richardson on 10/19/11 12:38pm
Msg #400951

Re: You're missing the point.

OMGosh! You are way too much. Maybe that horse you are on should buck you off. How about you just not be such a judge of character since apparently you are not a good judge. I say "do a notary" because it is basic and understandable by all....regardless of how you want to interpret it. I understand your thought process now; however it does not mean that you have the right to insult, demean, or belittle me in any way.

Reply by FlaNotary2 on 10/19/11 12:41pm
Msg #400953

Re: You're missing the point.

>>> I say "do a notary" because it is basic and understandable by all....<<<

Really? Because I'm sure that every member of this board that takes their job seriously does not say "I do a notary".

You are a public official. How about respect your position a little bit more?

>>>How about you just not be such a judge of character since apparently you are not a good judge.<<<

Wow... very profound.

Reply by Buddy Young on 10/19/11 4:59pm
Msg #400997

Re: Molly, you can be sure noone here will back down. n/m

Reply by Molly Richardson on 10/19/11 12:34pm
Msg #400950

For the record, I wrote "notary I do"...not "do a notary"....for what it is worth.

Reply by FlaNotary2 on 10/19/11 12:39pm
Msg #400952

You said "Every notary I do"...

Implying that you "do notaries". And, unless you meant that you "DO" people who are notaries, in the... secular... sense of the word, that is not the way the word "notary" is to be used.

Reply by Molly Richardson on 10/19/11 12:45pm
Msg #400954

FlaNotary2....It is all interpretation....

"...regardless of how you want to interpret it. I understand your thought process now; however it does not mean that you have the right to insult, demean, or belittle me in any way."

Nor do you have the right to say that I should find a different profession because you "don't like how I worded something."

I am done having the fun of engaging with you however.....regardless of how you interpret it....you have been extremely insulting to me.

Reply by Bob_Chicago on 10/19/11 1:00pm
Msg #400958

Friendly tip, Molly. It is kind of a notaryrotary traditon

that when one posts somehing that includes the phrase "do a notary" , that it instantly arouses the inner twelve year old of many members.
The preferred phrase is "perform a notarization" or some such.
The phrase "do a notary" would not have been nearly as much fun , prior to the verb "do" acquiring a sexual conotation in recent years.
You will save yourself a lot of grief here if you refrain from using that phrase.
Have a great day.
And a special note to Hugh. Who you calliin' an old phart?

Reply by Molly Richardson on 10/19/11 1:04pm
Msg #400959

Thanks Bob

Thank you for your insight Bob. Again, for the record, the wording used was "notary I do" not "do a notary".

It is unfortunate that a professional site such as Notary Rotary is not immune to this level of immaturity.

Reply by topflyt on 10/19/11 2:32pm
Msg #400981

Re: Thanks Bob

The two of you need to take a chill pill!

Reply by Marian_in_CA on 10/19/11 1:06pm
Msg #400960

Re: FlaNotary2....It is all interpretation....

Molly, they're kind of correct here. It's a matter of proper grammar. You really should know the proper words and phrases for your profession. The general public make this mistake all the time, but as seasoned notaries, we should know better.

We do not "do a notary" or "perform notaries" or anything like that. A Notary is a person, not a thing. A notary performs notarizations or notarial acts. A 'notary' is not a thing but a person.

Think of it this way...

An inspector does inspections, not inspectors.
A teacher teaches, but does not 'do teachers' when referring to their work.
A gardener gardens, but does not do a gardener.


The obvious sexual jokes aside here, I think you can see where I'm going.

I'm not attacking you here... just pointing out that it is one of the biggest pet peeves in our industry and when notaries make this mistake it is a serious faux pas and makes them look pretty bad.

Honestly, it's like to showing up to an appointment in daisy dukes and a bikini top and getting irate when you're told you're not dressed properly. No, I'm not exaggerating.

Reply by Marian_in_CA on 10/19/11 1:08pm
Msg #400961

Re: FlaNotary2....It is all interpretation....

PS -- "notary I do" is also incorrect. See what I noted above.

You "do" notarizations or notarial acts. Again, a "notary" is person, not a thing. That's why it gets a lot of giggles when people use that phrase.

Reply by Buddy Young on 10/19/11 4:34pm
Msg #400993

Re: I am a Notary. n/m

Reply by BrendaTx on 10/19/11 8:24pm
Msg #401024

Somebody throw Buddy a bone. :) n/m

Reply by Bob_Chicago on 10/19/11 1:19pm
Msg #400962

I understand the Hugh looks very dashing in his

daisy dukes and a bikini top outfit.

Reply by HisHughness on 10/19/11 1:25pm
Msg #400964

Re: I understand the Hugh looks very dashing in his

Yeah, well, when was the last time YOU got done, Blob_Chicago? At least I've been done since Tiny Tim was tip-toeing through the tulips. In fact, at 74 I'm pretty much permanently done.

Reply by Bob_Chicago on 10/19/11 1:52pm
Msg #400972

There may be snow on the roof, but there is still plenty of

fire in the furnace.

Reply by Linda_H/FL on 10/19/11 2:11pm
Msg #400975

Whoa...TMI...:) n/m

Reply by Stephanie Santiago on 10/19/11 3:13pm
Msg #400988

Luv it Bob :) n/m

Reply by JanetK_CA on 10/19/11 1:38pm
Msg #400969

Re: FlaNotary2....It is all interpretation....

I'm glad I decided to read a few more posts before responding because I was going to say basically the same thing - only you put it better, Marian! Although I do have to say that, imo, it might not be QUITE as bad as showing up in daisy dukes and a bikini top! But to many people it's pretty much like nails on a blackboard...

Poor grammar - especially about one's own profession - does not impress and detracts from whatever else a person may be doing to try to present themselves as a professional.

Reply by SheilaSJCA on 10/19/11 2:23pm
Msg #400977

And Molly really... you need to give serious thought to

your practice of telling signers that you prefer them to leave a thumbprint, because what you prefer doesn't hold any water. We cannot insist or infer, or even tell them we prefer it; it is not up to us. It has already been determined, and is NOT a requirement, except for certain documents.

I understand where you are coming from. I think it is a good thing to have in your journal, however, this could come back to bite you, if one of your signers were to file a complaint with the SOS.

I ask all (un-required) signers too, but I leave it pretty simple. I say "Would you care to leave a thumbprint as further documentation of your appearing here today'?
About 30-40% decline. Lots of people associate it with mess, even though it is not messy at all.

Reply by GOLDGIRL/CA on 10/20/11 12:35am
Msg #401062

Correct, Sheila

CA notaries need to stop playing "little lawyer," and gathering unnecessary T-prints just because they think they can. Or for other bogus reasons, such as "To cover my butt, kinda thing" or "in case things go south" This whole t-printing business is getting out of control - notaries in states that don't authorize any t-prints at all are demanding them - and getting cease and desist orders, as well they should.

I think it's improper to even ask if they'd like to leave one. If the CA legislature thought t-prints were fine for everything they could have passed legislation saying that. Something like: T-prints are required for deeds and POAs and are optional for all other notarial events or are up to the notary's discretion. But they haven't ... so far.

Reply by HisHughness on 10/19/11 2:44pm
Msg #400983

Janet, you're dead on

Marian provided an excellent, concise explication of the issue. Let us hope Molly pays heed.

Reply by JanetK_CA on 10/19/11 8:20pm
Msg #401020

Re: FlaNotary2....It is all interpretation....

Molly, for the record, if you said "for every notarization I do" or if you "do a notarization", it would be correct grammar and would possibly do a lot to make you sound a lot more like the professional I'm sure you strive to be, like *most* of the rest of us...