Posted by Scriba/NM on 9/22/11 3:54pm
Msg #398325

Here's Today's New Twist

Got this Message from DataQuick (former MDA) a few minutes ago:


**FYI ONLY- DO NOT RESPOND**
We have been instructed by Chase to notify the Dataquick vendor network immediately of the following:

Chase does NOT allow the practice of thumb or fingerprinting in conjunction with Loan Closings in jurisdictions where it is not legally required.

If thumb or fingerprinting is NOT a legal requirement in your state
STOP IMMEDIATELY!!

So, all you notaries out there take heed - we need to do a poorer job of identifying our borrowers - we wouldn't want to inconvenience them with a thumb or fingerprint would we?
If it isn't "required"? Hmmmmmm, this ought to stir up some controversy shouldn't it?

Reply by Calnotary on 9/22/11 4:03pm
Msg #398327

In CA we are required to get a thumb print if it's a DOT,GD,etc.

Reply by Scriba/NM on 9/22/11 4:15pm
Msg #398332

Absolutely - I was a notary in Sonoma County for 23 years. It just makes sense and helps deter fraud to a greater degree.

Reply by LKT/CA on 9/22/11 6:37pm
Msg #398359

Totally agree, Scriba/NM

<<<It just makes sense and helps deter fraud to a greater degree.>>>

Completely agree!!

Reply by Les_CO on 9/22/11 4:15pm
Msg #398333

I would never ask a signer (the banks customer) for a fingerprint unless it was legally required. If a Colorado notary wanted one from me I'd refuse. Besides being intrusive, it's a needless waste of time. JMO

Reply by GOLDGIRL/CA on 9/22/11 4:16pm
Msg #398334

This is wise on Chase's part.

Notaries do NOT need to be going overboard with the thumb/fingerprinting. It's not our job to decide what is required for ID; that has been set by the legislature (more or less), and if the legislature wanted prints for every notarial act, the legislature would have said so. Requiring a print in a state that doesn't require it will only get a notary/lender/TC in trouble, whcih evidentally it has, if we read between the lines of this new e-mail. And requiring it for every notarial act in a state that requires it for only certain documents is overstepping our bounds, IMO.

Reply by Scriba/NM on 9/22/11 4:22pm
Msg #398336

Re: This is wise on Chase's part.

I don't think we are talking about every notarial act. In California, the rules are clear as to what is required. Obviously NNA Journals have the fingerprint squares on the page for a reason, that reason being that if the law requires it, you put one in the journal.

And, if you were in New Mexico, the you talk about the legislature and their "wisdom", they're a joke. They meet for 60 days a year and can't agree on anything except where to eat lunch on the public dime. Next time you see a marathon race, the jogger running backwards will be from New Mexico.

Reply by Notarysigner on 9/22/11 4:31pm
Msg #398339

Re: This is wise on Chase's part.

That's funny, running backwards. Getting back to the OP I have seen here on this forum notaries posting that they get figure prints for everything. Please don't make me find who said (but I can if you want to pay me for it. hehe).

Reply by Pam/NM on 9/23/11 1:22pm
Msg #398436

Re: This is wise on Chase's part.

THAT made me laugh...literally. Every time someone asks me what's required to become a notary in NM I tell them a pulse. That's about it.

Reply by SouthernOK on 9/22/11 4:33pm
Msg #398340

I wouldn't dare give/take one if it wasn't required.

I'm not giving someone (notary) my fingerprint if it's not legally required, and I wouldn't ask for one either.

The government has my prints already, that's enough for me.

Reply by Sylvia_FL on 9/22/11 5:02pm
Msg #398347

Re: I wouldn't dare give/take one if it wasn't required.

Florida law does not require nor authorize notaries to take fingerprints, so I wouldn't do it.

Reply by dickb/wi on 9/22/11 8:57pm
Msg #398383

same for wi--home of the badgers [roger-OH]....... n/m

Reply by LKT/CA on 9/22/11 6:35pm
Msg #398358

I DO

I ask every signer for a thumbprint - required or not......the operative word being *ASK*. A thumbprint not only proves who DID sign in the Notary's presence (true principal, the imposter and the evil twin), but who did NOT sign (true principal). If the doc is not the type that requires a thumbprint and the signer objects, then the issue is closed. I personally leave my own thumbprint for every signature I have notarized. In CA, people expect to leave their thumbprint. In four years as a Notary, not one person has objected when ASKED.

I answer to the SOS for how I perform my notarial duties. I don't answer to Chase, B of A, Wells
Fargo, ecetera, ecetera, and so forth.

Reply by Buddy Young on 9/22/11 6:44pm
Msg #398361

Re: I DO the same n/m

Reply by LKT/CA on 9/22/11 6:47pm
Msg #398362

Oops - should be "et cetera" n/m

Reply by Claudine Osborne on 9/22/11 9:05pm
Msg #398384

Re: Oops - should be "et cetera"

Fingerprints are not required on Ohio..I do not ask for one.. I do use a journal for all notarizations.

Reply by Bee_CA on 9/22/11 11:59pm
Msg #398401

Re: I DO

I did have a borrower refuse once to give me her thumbprint for a refi signing. Oh, the husband was mad! She said I was treating her like a criminal and she's not a criminal. I showed her the section of my notary handbook that states I am required to obtain the thumbprint...she still wouldn't budge.

That was the end of that signing!

Reply by BobbiCT on 9/23/11 6:43am
Msg #398407

Fingerprinting way TOO much personal liability ..

Connecticut law does not require nor authorize notaries public to take fingerprints or signatures in a journal; notaries are not required to keep a journal.

Although I maintain a journal, I would never ask a signer to sign or leave his/her fingerprint in my journal. If that journal is lost or stolen, I have 100% liability for the "stolen" ID information that is in it. Also, I'm too lazy and cheap to hire an attorney to prepare a Privacy & Security Notice for signers (including disposal of records procedure) - which you need to think about if you are storing "personal identification information" for an unrelated third party. Another reason to never keep driver license and Social Security numbers in a CT journal.

Reply by Linda_H/FL on 9/23/11 7:31am
Msg #398410

We're not required or authorized to keep them here either

but I *DO* obtain signatures in my journal - that's my only proof that the signer sat in front of me - can't get their signature remotely -

JMO

Reply by SouthernOK on 9/23/11 8:08am
Msg #398413

ditto on the sig's n/m

Reply by JanetK_CA on 9/23/11 3:19pm
Msg #398445

Re: Fingerprinting way TOO much personal liability ..

A California notary is not only charged with getting thumbprints under certain circumstances, but also with maintaining that journal under our exclusive control - at all times, i.e. under lock and key. I do the same as Lisa, in that I typically get a thumbprint as a matter of routine - which I find is expected by signers here. And if someone objects, I also drop it if it's not required. But I've only had one objection in over 11 years as a notary - and that person was an immigrant from a country not known for individual rights...

Also, as I've posted before, I have heard of at least one situation where a person who committed fraud was identified and subsequently had charges brought because of a thumbprint in a notary's journal. (I'd like to know how they got past the ID issue, but that's just something I'll have to wonder about.)