Posted by wildflower on 2/21/12 3:55pm
Msg #412536

My First RESPA Signing

Okay yall know I am a rookie, but I have a couple of questions, first even though this is a refi, don't I still have to provide a Right to Cancel & a Patriots Acts for Signing & why is there only one document that needs to be notarized I E Occupancy Agreement? Please help. I have gone over all of the docs & sticky taped all the places where dates & signatures are requried I wanna get this one right. the First time.

Luv yall always
Shae

Reply by Lee/AR on 2/21/12 4:51pm
Msg #412542

If this is an Application (honestly don't know how Apps got the name 'RESPA signing'), as it's not the final loan, there would be no Right to Cancel at this point.

Reply by Linda Juenger on 2/21/12 5:01pm
Msg #412543

Hope you charged enough for this. My experience has been that they take longer than the final loan. I personally don't do them anymore. They are a pita.

Reply by Realstar on 2/21/12 7:12pm
Msg #412550

If this is an investment property, there is no RTC..also, the Deed always gets notarized...any others depend upon the lender and title company.

Reply by Linda_H/FL on 2/21/12 7:23pm
Msg #412553

If this is a RESPA signing there is no mortgage. n/m