Posted by Karla/OR on 7/31/12 7:34pm
Msg #428871

Borrowers docs - Two-Sided printing okay???

(I couldn't find anything in orange Search button after typing in different scenarios.)

My question being, can we print BORROWERS docs on back-to-back, two-sided pages to save paper usage? (I already change the DPI from 600 to 300 to save toner)

Appreciate your expertise.

Reply by MW/VA on 7/31/12 7:57pm
Msg #428874

Might be ok, but what if you have to pull from that

pkg. if there is a mistake. I've heard of those who shrink to all letter-size for the borrower's copy also.
Personally, since the borrowers are the one's paying the costs, I don't see why they should be short-changed for their copy.

Reply by bagger on 7/31/12 7:59pm
Msg #428875

Re: Might be ok, but what if you have to pull from that

OK, your not saving on toner, your only saving on paper.
Let's say paper is aboout .01 per sheet, 100 pages of docs, you save .50.
Is it worth the hassle?

Reply by Karla/OR on 7/31/12 9:56pm
Msg #428897

Re: Might be ok, but what if you have to pull from that

@ Bagger: Okay, I'm confused. What is the purpose of changing DPI from 600 to 300 when printing?

@ MW and Bagger: I thoroughly got your points. Appreciate your responses.

Reply by NJDiva on 7/31/12 9:59pm
Msg #428899

Bagger meant that because you're still printing...

even if it is on each side, you're still using the same amount of ink. You're not really saving that much on the paper. I'm sure bagger doesn't mind me interpreting...

Reply by Karla/OR on 7/31/12 10:11pm
Msg #428903

Thanks for the explanation Cheryl! n/m

Reply by Lee/AR on 7/31/12 10:11pm
Msg #428902

300 dpi (dots/inch) uses half the ink that 600 dpi does

You can't tell the difference in the quality of the printing either.

Reply by Karla/OR on 7/31/12 10:12pm
Msg #428904

I wondered about that! Thanks Lee! n/m

Reply by janCA on 7/31/12 10:22pm
Msg #428905

Borrowers may not like

I had a signing last Friday with a couple that had signed a set of docs over at the coast a week prior, they have investment properties, and the mrs. made a comment that she received copies that were printed on front and back and did not like that at all. They were signing another two loans on Friday.

Reply by Karla/OR on 7/31/12 10:53pm
Msg #428908

Hmmmm . . . good to know. It does sort of come across as n/m

Reply by Karla/OR on 7/31/12 10:55pm
Msg #428909

(oops - sorry hit the button too soon) n/m

Reply by Karla/OR on 7/31/12 10:56pm
Msg #428911

Re: (oops - sorry hit the button too soon)

It is looking like I need to go to bed! Hit the button twice before finishing my sentence. So sorry.

My point was that it comes across cheap and as cutting corners at the borrowers expense. Not pretty.

Reply by GOLDGIRL/CA on 7/31/12 11:19pm
Msg #428913

Old habits die hard

Seems like anytime anybody or any agency or any any entity suggests an idea to conserve whatever, it's always met with resistance. We are all so programmed to the "old ways" that anything "new" is flat out rejected - not necessarily for any insurmountable reasons, but just cos it's not the same as it always has been.

Take Mrs. Finicky Borrower who didn't like that her copies were printed front and back: So what? Turn the flipping page if you want to read it. Get over it. Stop whining. I think I would probably be a bit startled at first if I was handed a loan pkg printed on both sides, because it would be something different, but I think I would see the wisdom in it and accept it for what it was. We have been wasting 50% of paper since paper was invented. And by gawd, we're going to continue to waste 50% because we certainly don't want to annoy Mrs. Borrower or think outside the box or do anything remotely different than the way it's been done since the Stone Age. Kinda like TCs who are now e-mailing borrower's copies. OMG! the world is coming to an end!

Fact is, there's this small bank I occasionally do signings for that yers ago redid its doc pkg using both sides of the paper. Pretty jarring at first, but then I got used to it. It doesn't come across as cheap. It seems totally sensible.

Reply by Gina/VA on 8/1/12 8:35am
Msg #428931

Re: Old habits die hard

Well said.

Reply by bfnotary on 7/31/12 11:35pm
Msg #428918

Re: Might be ok, but what if you have to pull from that

I print borrower copies on letter size for one reason only. What normal everyday person has a legal size filing system, or cabinet? When I first started, I was told by at least 4 borrowers that they would have preferred letter size so they can file it. So that is when I started to do it.

Reply by Linda Juenger on 8/1/12 12:02am
Msg #428922

Re: Might be ok, but what if you have to pull from that

I've never printed borrowers copies on both sides but I have received o/n docs printed that way and I hated it. It's confusing and I kept thinking I was turning them upside down and was paranoid that I would miss a sig.

Reply by GOLDGIRL/CA on 8/1/12 11:37am
Msg #428967

Re: Might be ok, but what if you have to pull from that

Linda's reaction is exactly what I meant in my earlier post. We're so conditioned to one way, we can't possibly fathom another.

What if we had been "conditioned" from the beginning to use both sides of the paper? Then the day came when we started seeing docs printed on only one side. We would flip out! What's going on, we'd cry! What a gigantic waste of paper is probably the first thing we'd think of. I'm confused because I'm so used to turning pages over, we'd wail. yada yada yada.

It seems to me that from the get-go when paper was invented that it would be the natural thing to do to use both sides. Why on earth would we not? Why would we consistently waste 50% of something that requires natural resources to produce? Yet we do. It just turned out that way.

Reply by NotaryGirl71 on 8/2/12 12:41am
Msg #429064

Never had a complaint

For over a year now I have been printing borrower's copy on LETTER and using BOTH sides. Also, I switch my printer settings so I use less ink on the borrower's copy. I have NEVER ever had a complaint about this...in fact EVERYONE has said to me that this is a good idea. For one, they don't have a legal size filing cabinet...second, the pkg is smaller and easier to store...and lastly, they can't even tell I used less ink. I am even now asking the borrowers over the phone if they would like a hard copy pkg, or would they like me to forward them the PDF when I get to the signing. A lot of them are asking for the PDF now.

Reply by Linda_H/FL on 8/2/12 7:44am
Msg #429080

Re: Never had a complaint...again, begs the questions

1. What if you need to pull a page from their copy due to a signing error - and errors to happen, no matter how careful we are.

2. Forward on PDF or put on DVD - does the company approve? Because I've seen more and more instances of instructions that say "Signers are to receive hard copy of docs". What if you don't make that hard copy and you get there and they can't open their file or can't read the DVD? What do you do then?

I'm a notorious "what if" person - drives my boss and husband (2 separate people) crazy - but again...what if??...

JMO

Reply by MW/VA on 8/1/12 10:50am
Msg #428958

I'm still trying to figure out how notaries think these

decisions are up to them. If you're being paid to print 2 sets of docs, that's what you do. I'm all for trying to save money, but not at the borrower's expense.