Posted by ME/NJ on 3/5/12 8:56am
Msg #413922

What a week

Last Wednesday I was taking my wife to the airport for a girls vacation to the Bahamas and a senior lady runs a stop sign and wiped out our Acura. I tried to avoid her but could not, she sent me in to a parked truck.

We are both ok, had to go to the ER all the airbags went off(even the one's in the leather seats) the cars front end is crushed the car is totaled. Now my wife is POed about the trip and just found out insurance does not cover it. We have been car shopping the last couple of days and bought a replacement.

Now lets hope this week is better.

Reply by ME/NJ on 3/5/12 8:57am
Msg #413923

sorry thought I had posted in leisure section n/m

Reply by 101livescan on 3/5/12 9:00am
Msg #413924

Well, that was a God shot for sure. The SBPD is putting up cameras all over town to catch people running red lights, $500 a pop. Should go far to hiring more officers (recently huge layoffs and the gang problem is growing, not shrinking). Jail over crowded. People are being released on their own recognizance, and getting bigger restitution fees.

Harmless old lady didn't mean to run into you, thank God you're both safe. Perhaps vacation to Bahamas not meant to be!

Reply by Shoshana/AZ on 3/5/12 9:02am
Msg #413926

You need Sheriff Joe!

He'll take care of all those red ight runners!

Reply by ME/NJ on 3/5/12 9:08am
Msg #413927

She did get tickets. n/m

Reply by NJDiva on 3/5/12 12:16pm
Msg #413950

Cheryl, you and I think alike..must be in the name... n/m

Reply by Shoshana/AZ on 3/5/12 9:00am
Msg #413925

Trip insurance didn't cover it?

I would take the other driver to small claims court for the cost of the trip.

Reply by ME/NJ on 3/5/12 9:11am
Msg #413928

Re: Trip insurance didn't cover it?

This was the first time ever my wife insured a trip. We are meeting with a lawyer tomorrow to see what our options are.

Reply by BrendaTx on 3/5/12 9:17am
Msg #413929

I am fine with this in the bus. forum

This is very important info...I was about to insure a trip myself.

omg...If this is not the right kind of thing to insure a trip for, then what is??

Reply by ME/NJ on 3/5/12 9:22am
Msg #413930

Re: I am fine with this in the bus. forum

We have never taken trip insurance out on any trip we have taken, this was the first time Kim ever did. Funny she wanted to fly out later that night but the airline wanted to charge 150 plus the full cost of the ticket so it would of been 700 dollars. If we booked it the next day on hotwire it would of been 200. She was very sore the next day and would not reach the boat on time.

They make you earn that repayment with all the claim forms and doctors you need to visit.lol

Reply by Shoshana/AZ on 3/5/12 9:41am
Msg #413932

I bet she'd be covered for medical reasons.

She did go to the emergency room.

Reply by ikando on 3/5/12 11:24am
Msg #413942

Re: I bet she'd be covered for medical reasons.

Even if the person who ran into you has insurance to cover the accident, don't forget to file for your own MedPay coverage. You pay for it, and that can make a real difference in your expenses out-of-pocket. (Work for a personal injury attorney gives me some insight.)

Reply by NJDiva on 3/5/12 12:20pm
Msg #413951

Re: I bet she'd be covered for medical reasons.

I agree with Shoshana (hi Shoshana!) A number of years ago, I had to cancel a trip as I was in the hospital getting a tubal pregnancy removed. From then on I've always gotten and still get the coverage. Ya never know when it'll come in handy and it's really not that much money.

Reply by Linda_H/FL on 3/5/12 1:02pm
Msg #413960

I was unaware that trip insurance would afford

medical coverage for medical care totally unrelated to the trip...reimbursement for emergency cancellations, maybe - but unrelated medical care? Wow..

Reply by NJDiva on 3/5/12 1:32pm
Msg #413966

Linda Not sure if I understand you right, but my medical

bills were not covered. Just the price of the trip that I booked.

Reply by Linda_H/FL on 3/5/12 1:35pm
Msg #413967

I may have misunderstood Shoshana's post

I thought she was referring to medical bill coverage...

Maybe I better go make that afternoon coffee..

Reply by HisHughness on 3/5/12 11:54am
Msg #413946

And there is another potential way to recover

The lost fare is a consequential damage of the accident. The other party's insurance may cover it.