Posted by GOLDGIRL/CA on 3/1/12 8:26pm
Msg #413696

What the heck?

Instructions in loan package:

Borrowers must sign and date 4506T and initial on back.

Back of what? Each page? One page? Where? Why?

Are they crazy?

Reply by Signerbill on 3/1/12 9:30pm
Msg #413701

What lender or S/S is requesting this? Docs are sent thru a scanner, one side only... I'm in SoCal and some of the files I have gotten lately are really nuts. One common thread is that they are all from some Ed and Fred Mortgage Bank.

Reply by GOLDGIRL/CA on 3/1/12 9:52pm
Msg #413705

"Ed and Fred Mortgage Bank" --- so funny, Singerbill! (Sounds like the name of a '60s pop duo)

No, it was Fremont Bank, which has several locations in the San Francisco area.

Anyway, I got a PM from a notary who said that the actual IRS 4506Ts are printed front and back,which makes great sense. Wonder if that means I could have printed the whole loan front and back?

Then they also had instructions that every page of the 1003 that didn't have a signatures needed to be initialed. Only there were no initial lines. Then use flippin' software that has initials lines if you want initials, morons!

Reply by Jean Henke on 3/1/12 9:41pm
Msg #413703

this one cracked me up. I vote they are crazy!LOLlllllllllll

Reply by Buddy Young on 3/1/12 11:13pm
Msg #413708

Gold Girl,

I have done a lot of signings for Freemont Bank. I just have them initial the back and the second page. That way I don't miss anything.

I also like their small package. The last one I did had 1 notarization ( DOT )

Reply by Clem/CA on 3/2/12 12:47am
Msg #413712

I just got back from a job. the tile co had a doc to be sign with page # 5 of 4 on the bottom. So What the heck back at you.... LOL