Posted by Jeff/Va on 5/24/12 8:21am
Msg #421686

Borrower's license has been revoked

Has work license without picture. has expired license from 2011. Does not have any other govt. issued ID. any suggestions?

Reply by bagger on 5/24/12 8:27am
Msg #421687

Credible witness(es)?

Reply by Jeff/Va on 5/24/12 8:46am
Msg #421690

Credible witness might be the right answer. I was just reading Va. handbook again and it does not say the drivers license has to be current, it only states a forien passport must be unexpired.

Reply by HisHughness on 5/24/12 8:43am
Msg #421688

***any suggestions?***

Have dinner with him and his family. Go to his son's Little League game. Visit his church Sunday, have a beer with him at his favorite bar Monday, then use personal knowledge to ID.

Charge appropriately.

Reply by Jeff/Va on 5/24/12 8:48am
Msg #421691

Very good idea hughness and let him pay.

Reply by Venita Peyton on 5/24/12 10:04am
Msg #421698

Isn't that a little extreme? I would assume the lender and signing company have made significant efforts in knowing who their client is. If I have to travel an hour to a signing, then spend up to an hour with completing documents, and return - why would I get involved in his/her life? When I tell them I'm coming, what I want to see AND ask that they have a color copy made for me to return with the package.

Reply by Les_CO on 5/24/12 10:31am
Msg #421712

Excellent Idea!...................................................................One should always "Plan ahe
ad!"

Reply by PegiT_MN on 5/24/12 10:47am
Msg #421720

OMG......ROTFLMAO.......Hugh you're in rare form today.....

.....very Hughmorous.....you totally made my day.

Reply by Les_CO on 5/24/12 9:07am
Msg #421692

Subject to VA law; if you feel it IS the guy (photo, description, signature on old license match) and he has other conforming documents, I’d notarize. JMO

Reply by Linda_H/FL on 5/24/12 9:15am
Msg #421693

Is license revoked or expired?

Makes a big difference as to his ability to obtain another.

In FL, we can use a suspended DL if it was issued within the last 5 years.

I, personally, would not jump to CW's without the revoked/expired info clarified. I don't like using CW's anyway and IMO the ability to use them is interpreted far too loosely in the notary world.

JMO

Reply by Les_CO on 5/24/12 9:21am
Msg #421694

Re: Is license revoked or expired?/Ditto!

What are the chances that someone well known to you also knows him well enough to positively identify him?

Reply by VT_Syrup on 5/24/12 9:30am
Msg #421695

Re: Is license revoked or expired?/Ditto!

You never know. Yesterday I had to identify a person (not for notarization; for disaster aid after a house fire). The person didn't have ID card due to fire. My next door neighbor was at the fire scene; it turned out she was the landlord.

Reply by Linda_H/FL on 5/24/12 9:37am
Msg #421696

Key words - "not for notarization"...

and even IF for notarization, in this instance in FL that would qualify for 2 CW's - that's an extreme scenario.

We're not talking about extremes here - the OP said a revoked/expired license - and IMO anyone with an expired license who just hasn't gotten around to, or been bothered to, or cared enough to, get it renewed does not qualify for use of CW's.

IMO

Reply by Les_CO on 5/24/12 9:50am
Msg #421697

Re: Key words - "not for notarization"...

Yup! Most States issue a photo ID card if you don't drive, or had a DL problem...and then there is always a passport. a bit expensive but..... Maybe as a Notary I think about this stuff more that the average guy...but really there is no excuse for not having proper ID unless (you're voting in Chicago) or your house burns down and you lost your wallet, or....

Reply by MonicaFL on 5/24/12 10:18am
Msg #421704

Re: Key words - "not for notarization"...

I would call title and ask them what they want you to do.

Reply by Les_CO on 5/24/12 10:23am
Msg #421707

Re: Key words - "not for notarization"...

Sorry No! This is NOT Title's call.

Reply by Linda_H/FL on 5/24/12 10:24am
Msg #421709

Agree with Les - this is the notary's arena

And this MAY be GNW - can't always jump to the conclusion that a lender or title company is involved.

Reply by VT_Syrup on 5/24/12 11:25am
Msg #421735

Re: Key words - "not for notarization"...

The order of preference expressed in the Vermont notary manual is

1st: Personal knowledge

2nd: One credible witness who is known to the notary; giving the witness an oath is suggested but not required

distant 3rd: Photo ID

I don't know how hard it is to get authentic-looking fake ID, so its hard to say just how unreliable photo ID is. Certainly the reliability of personal knowledge and a credible witness vary from one situation to another. For example my personal knowledge of my next door neighbor is good, but my personal knowledge of a friend from childhood who I have kept in touch with is excellent.

Reply by Jessc098 on 5/24/12 10:31am
Msg #421711

in WA the license gets "punched" when revoked.

It's my understanding that it's still valid ID, but you can't drive with it.

In the position of someone who doesn't have the actual card or the card is expired, I know I can't take it, I ask for a passport or military ID.

In the absence of those, I turn it back to the title company. Valid ID is "Unexpired, and carries a photo, physical description, signature and birth-date." If you don't have it, I don't sign.

We have the extra-pain-in-the-rear credible witness requirement here that the witnesses must be known by both signer and notary (I've never been able to muster those!)

Jessica

Reply by Les_CO on 5/24/12 10:35am
Msg #421714

Re: in WA the license gets "punched" when revoked.

It depends on your State laws. At one time here in Colorado we (notaries) were given great latitude about the signers ID. Now we must have a valid photo ID.

Reply by Jeff/Va on 5/24/12 3:59pm
Msg #421775

Re: in WA the license gets "punched" when revoked.

Thank you all for your input.