Posted by Patti Corcoran on 11/6/12 10:48pm
Msg #442457

Hope I did the right thing:

Had signing 5:00 PM, SS/Title on East Coast time, so there was no answer to my call for advice. The borrower was refinancing her investment property. Washington is a marital state however, the rules do not apply to invest property (ie., NBS does not have to sign the marital docs). However, when I get to the Deed of Trust, it states: "Jane Jones (married, SPOUSE , Frank Jones, WILL SIGN COMPLIANCE DOCS.)"
His name was not preprinted on the Deed or the TIL. Without speaking to Title, I had to make a judgement call and I had him sign both the Deed and the TIL. I could have been wrong either way.

Reply by OR on 11/6/12 11:07pm
Msg #442459

NBS In Oregon do not have to sign any docs if that is the way the LO has the loan work out. However I have often made copies of the TIL DOT and RTC and signed with and with out NBS signatures so Title can work thing out for them selves. Saves a lot of trouble. How ever in your case you did what you think was right. The worse thing that can happen now is that you will need to have the DOT and TIL resigned. I would call in the morning so if you do need to do a fix you can do it before it gets shipped. Good Luck

Reply by Patti Corcoran on 11/6/12 11:12pm
Msg #442460

Re: thank you OR, that is good advise. n/m

Reply by Patti Corcoran on 11/7/12 9:05am
Msg #442489

Re thank you, I learned alot. Relieved to hear from Title

that I did the right thing.

Reply by pat/WA on 11/7/12 10:56am
Msg #442500

Re: Re thank you, I learned alot. Relieved to hear from Title

Patti
Were there signature lines on the DOT and TIL?