Posted by CarolF/NC on 11/3/12 9:23pm
Msg #442054

North Carolina Help on Notary ID Certification

Is there a NC notary who can answer my question?

I'm finding more and more packages with this "Notary Identity Certification" form asking you to list the ID you used, sign and place your notary stamp as proof of your commision. Searched the handbook and on line. I don't believe a NC Notary can use their stamp as proof of commision. Can we? And if I'm right what do you do with this form?

Reply by Priscilla Witman on 11/3/12 9:28pm
Msg #442055

I'm not in NC but I've seen this form before. I don't stamp anything as proof of commission, but I do attach a copy of my commission instead and reference that.
If it's the form I'm thinking of, it's asking you to write what ID you used for the BOs. I complete that part; I just don't stamp it. Never had a problem. Maybe I'm the only one that thinks it's ridiculous to ask for stamp as proof of commission in a loan package, I just always think, how about you look through the rest of the package and see my stamp there!
Hope this helps. I'm in CA, and commission numbers are public knowledge. They're on the SOS website for anyone to see.

Reply by pan/nd on 11/3/12 9:34pm
Msg #442058

Can't speak for North Carolina..."cause I don't live there.

But I know the form.

Our state won't permit using a notary stamp as proof of commission.

So, I simply draw a diagonal line through the whole form and void it out that way.

In its place I get photocopies of the Borrowers drivers licenses or other acceptable ID and send them

along with the docs.

Hasn't been a problem for the 13 years I've seen this form.

You'd think, though, after all this time and the number of states that don't allow what they are

asking for, they'd see the light and change things.

But once glue dries...it's hard to get something unstuck.

Reply by Audrey Skipper on 11/4/12 12:27am
Msg #442073

Are you referring to the I.D. verification form, where it ask to fill in BO's name,SSN, DOB etc... If so, I would like to know if the state of AL require that you notarized that form. I had one in a recent Refi that i done??

Reply by CarolF/NC on 11/3/12 10:58pm
Msg #442070

Appreciate both comments. I'm most certain we cannot use ours as proof either and I agree, what a stupid request when my stamp is all over the place. I think I will just complete the form and cross out the notary stamp or write them a nice little note in it's place. I wish I could find a NC reg in writing. I would attach it to the page so maybe they would get a clue. I most always have copies of ID. The last lender asked that I not send in the copies of the ID as there was a growing concern about them having copies of DL on file and asked that I complete the form instead. I really don't recall if I stamped it or left it blank or if it even needed a stamp. But this package asked for copies and this form with the stamp. Oh my, one more thing to deal with.

Reply by sealed/CA on 11/4/12 1:05am
Msg #442078

Hi Carol,
We can't stamp that form in CA either. I simply write: Not allowed in CA, gov't code 8207, and then print my commission number and expiration date. I've never had a problem. They just want to make sure that you have identified the borrower(s) using valid ID, and that you are a current notary public.

Reply by MW/VA on 11/4/12 8:20am
Msg #442093

Two suggestions here: either don't stamp it or have the

borrowers sign the form so you can do a notarization. Frankly, I don't know why there's so much identification paranoia. Also, I always include a copy of the ID in the loan pkg.

Reply by BrendaTx on 11/4/12 1:54pm
Msg #442129

The common sense of a good Va. Notary!

Great plan, MW.

Reply by JPH13/MO on 11/5/12 1:42pm
Msg #442247

If it was the Title Source doc of this type

I was told by them that I could place a line thru the wording saying to stamp as proof of commission and initial the change. They are aware that it is not correct to stamp something that does not need to be notarized but may never get around to correcting it. I have done MANY this way and they were always accepted.