Posted by GOLDGIRL/CA on 10/31/12 2:55pm
Msg #441490
How many things wrong can you count?
Weeks after after the signing, the lender discovered it had forgotten to include an affidavit for a NBO spouse to sign. So the TC e-mailed the doc to the spouse, had her sign and e-mail or fax it back. Then, the TC e-mailed the signed doc to me, told me to notarize her signature, date it for the day of the signing and e-mail it back.
Well, I suppose that would work for them, but this is so wrong on so many levels. I politely explained I could not accommodate this and said what I could do, to which they quickly replied, OK, do it your way and we'll pay you for the extra trip. They didn't even argue about not backdating. This proves to me beyond any doubt that notaries do this all the time for them and they thought they'd just give it a try with me and see if I'd play along.
BTW, I have in writing the request to backdate and to notarize a copy of a signature without requiring personal appearance. Now, Marian would turn 'em in for asking me to do something illegal - punishable by something or another. This request is from the biggest TC in America.
| Reply by Marian_in_CA on 10/31/12 3:07pm
Msg #441497
" Now, Marian would turn 'em in for asking me to do something illegal - punishable by something or another"
I would only turn them over if, after telling them no... and telling them it was illegal and politely asking them to refrain from asking me again .... if they turned around and tired to push it, whether by coercing me, threatening to withhold payment, or... what most of them do...whine and try to try to take me on a guilt trip. I get the request in writing, pass it one and make sure they know I've reported them, too. I don't hide it. I tell them I'll report them if they do it... so if they do it it's their own fault.
And then the company goes on my no-no list. I don't work for the ones who try to make me do something illegal or shady. Not ever. No paycheck is worth it to me.
| Reply by GOLDGIRL/CA on 10/31/12 3:21pm
Msg #441500
Actually, I was so disgusted by the whole thing, I just wanted to get it done, not work for them anymore and just get paid for oustanding invoices. The borrower was really nice about it, although ticked she had to sign again. She met me on the way to another signing, so it wasn't out of my way. I didn't charge for the trip. I just dropped the doc (dated for the day she signed!) and washed my hands of the whole thing and any future relationship.
Like I said, they made the inital boneheaded request, assuming I'd play along like most other notaries do. Then they happily agreed to do it my way. No coersion, no usual guilt-trip, no endless phone calls.
Still, (once I get paid for all they owe) I could still file a complaint or whatever... I'd have to check into it. It was a pretty classic, outrageous request.
| Reply by NJW/FL on 10/31/12 3:54pm
Msg #441512
Amen to that! n/m
| Reply by Barb25 on 10/31/12 3:36pm
Msg #441506
"OK, do it your way and we'll pay you for the extra trip."
I just love it. Almost as much as those famous words of Rhett Butler, "Frankly, Scarlett, I don't give a damn.
Well at least they made it easy. But yes. I am sure.. I hear things like "But that's what the lender wants." Well la-ti-da... LOL
You can only be responsible for yourself. You can't tell me that in CA there are enough people to follow up on every report of an infraction. Truly for the most part I have to believe nobody wants to hear it unless it is BIG, really, BIG.... Unfortunately, you just can't police the world.
Besides we have enough to do, that being whatever the LOs, lenders, TCs and borrowers don't feel like doing. 
| Reply by Marian_in_CA on 10/31/12 4:34pm
Msg #441522
Re: "OK, do it your way and we'll pay you for the extra trip."
If you follow their directions and provide physical proof with your complaint... they do follow-up, eventually. It cold take well over a year, but they do eventually followup. They have investigators who review the complaints.
I have personally spoken with in investigator from their office regarding a complaint... so I know they exist.
| Reply by Barb25 on 10/31/12 4:58pm
Msg #441523
Re: "OK, do it your way and we'll pay you for the extra trip."
Well, that's good. And while I joke, it is as it should be. Physical proof... not always so easy.
But it's kind like speeding... lots doing it, only a couple get caught and get tickets.
| Reply by CopperheadVA on 10/31/12 4:05pm
Msg #441517
That happened to me once - lender forgot to include a name aff for the wife. So a couple days later the TC emailed me a signed copy and asked me to notarize it. Um no, I can only notarize an original signature. They did not have me meet with her again - not sure how they ended up handling it.
| Reply by JanetK_CA on 11/1/12 1:34am
Msg #441592
"not sure how they ended up handling it."
You probably don't want to know... 
| Reply by VT_Syrup on 11/1/12 7:45am
Msg #441597
So far no one mentioned the list of 10 most common rejections by a California recorder's association, one of which was photocopied rather than original signatures. But then I seem to recall a California notary reporting that docs that had been signed electronically, then printed on paper, were recorded successfully. I recall that notary explaining the personal presence requirement was met, but I can't recall if the notary signed electronically or on paper.
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