Posted by Jonathan Harrow on 9/24/12 5:42pm
Msg #435699

Different notary titles within docs

Sometime i am confused when i need to sign. Today, i have come to the conclusion that i am not the settlement agent. Right now i am going over loan docs and am looking at the California Per Diem Interest Accrual Disclosure. On page 2, "The responsible officer of the lender must certify the statement below." Im pretty sure this is for me to sign. Any final answers?

Reply by Linda_H/FL on 9/24/12 5:44pm
Msg #435700

No it is not. n/m

Reply by Linda_H/FL on 9/24/12 5:46pm
Msg #435701

Let me clarify...unless it contains a complete notarial

certificate, it's not for you to sign. You are "Notary Public" - that's it. You are not settlement agent, escrow officer, responsible officer of the lender, authorized agent of the title company or lender...you are Notary Public..period.

Except for the occasional ID Verification where you sign off as Signing Agent...

Reply by Shoshana/AZ on 9/24/12 5:50pm
Msg #435702

It is my understanding that a settlement agent usually disburses money.

Reply by Jonathan Harrow on 9/24/12 6:02pm
Msg #435703

Great! Thank you for the clarification.

Reply by Nattienotary on 9/24/12 11:02pm
Msg #435725

sry, but u don't sign that one.

Reply by bfnotary on 9/25/12 7:47am
Msg #435740

You may want to think about taking a training course. I took a couple when I first started out. I also took one that was of no use at all accept one of my huge clients requires it so I did it. Good luck.

Reply by Stephanie Santiago on 9/25/12 11:56am
Msg #435778

Jonathan, since you are in CA, like othershave stated,

if there is notarial wording, as in an acknowledgment or a Jurat, then you must notarize the document.

*** California All-Purpose Acknowledgment

*** California Jurat
If you see notarial wording, notarize.
We are Signing Agents, Notaries Public
Stephanie (707) 246.8535

Reply by Stephanie Santiago on 9/25/12 11:57am
Msg #435780

Re: Jonathan, since you are in CA, like others have stated, n/m

Reply by NJDiva on 9/25/12 1:27pm
Msg #435822

"The responsible officer of the lender" hmmm...I'd like to

be considered an officer of the lender. I would imagine they might make a bit more than my fee.

Why is this even up for discussion? It's pretty elementary if I'm understanding it correctly.

Reply by Luckydog on 9/25/12 1:30pm
Msg #435826

Re: "The responsible officer of the lender" hmmm...I'd like to

You are the notary...not even the closer, not the settlement agent for sure, not even an officer of the lender. When in doubt, sign and print notary behind your name. Sometimes when you fill out the ID's page they make you sign as the closer. You can sign, because you are there taking the DL and looking at it, but sign notary behind your name.

Reply by Linda_H/FL on 9/25/12 5:28pm
Msg #435877

Re: "The responsible officer of the lender" hmmm...I'd like to

"Sometimes when you fill out the ID's page they make you sign as the closer. You can sign, because you are there taking the DL and looking at it, but sign notary behind your name."

Since this isn't a notarial function, I print my name under the line with "Signing Agent" after it - not notary.

Reply by jba/fl on 9/25/12 9:10pm
Msg #435910

On the ID form, sign witness, not even notary as they

seem to think at times that we should be notarizing. This was suggested years ago by ???? someone trustworthy to us. yes.

Do not mark up docs.....your certificates only. Only - a good word to add to whose signature you are notarizing in a split signing. Jane Doe, only.

Or: -----------Jane Doe------------

This other method a few of you are talking of, could be a redraw and you not getting paid. or shorted. Or going back 60 miles rt on your dime.

Reply by JanetK_CA on 9/26/12 2:55am
Msg #435929

Re: "The responsible officer of the lender" hmmm...I'd like to

" When in doubt, sign and print notary behind your name. "

This isn't good advice for someone in California, as we are prohibited from using our title of "Notary Public" for any purpose other than the notarization of a document. I do the same thing as Linda. When I'm expected to sign something that has "notary" in any fashion typed in, I change it to "signing agent" and initial it. This usually only comes up with some version of a Patriot Act form that is requesting ID information be filled in by the person conducting the signing.