Posted by Jack/AL on 9/27/12 8:23pm
Msg #436205

Do you get these instructions often?

From the Field Choice instructions for a JP Morgan Chase loan processed by Title Source, "ONLY USE A BLUE INK PEN FOR SIGNING."

The page following that one contains Notary/Closing Agent Instructions, from Title Source. That's the page that says that I may suffer a financial loss if all instructions are not followed. It says "Documents must be signed in blue ink, exactly as stated below the signature line, unless otherwise indicated. Use black ink for all hand printed or stamped information." I've been filling in the date and some of the blanks while at home, by myself, in a quiet area, in preparation for tomorrow's signing, and forcing myself to use black is difficult. I have the docs all set, so that during the signing, the borrowers will touch only pens with blue ink, and I'll have to switch to black only once for the identity form. I've not had such instructions for a year or longer, and found that switching pens during the signing was just not manageable and resulted in numerous errors. Am I missing something here, and just whining needlessly, or do you also get such instructions? Are any other title companies requiring such?

Reply by sigtogo/OR on 9/27/12 8:32pm
Msg #436208

I have a few times from Title Souce but not all of theirs-

it is definitely a head scratcher. I fill out as much of the black ahead of time as well.
do any of these companies ever read their own instructions for these absurdities?? ummm...that would be rhetorical

Reply by Clem/CA on 9/27/12 8:45pm
Msg #436211

I use all blue and have never had a problem

Reply by Linda Juenger on 9/27/12 8:55pm
Msg #436212

I remember when Quicken used to be like that. Haven't had any since them

Reply by John Tennant on 9/27/12 9:38pm
Msg #436216

I get those instructions all of the time. No big deal. If you cannot remember which pen to use, flag the docs that require black. Their instructions really should be followed. JMO

Reply by ReneeK_MI on 9/28/12 3:56am
Msg #436241

It's a MI thing ...

Legend has it that recorders will kick back anything that has hand-printing done in anything other than black ink. (I have no personal experience of this actually happening, but it is what it is here in MI). The standard OP is black ink for venue, date and ANY hand-printing on anything to be recorded is done in black - just the recordables, not the entire package.

Quicken and their affiliate, TitleSource are both in MI, hence the instructions.

Reply by Jennifer Jackson on 9/28/12 6:41am
Msg #436246

Yes...I typically ONLY use blue pens because so many lenders state that. It is rare that I get one that says to sign in black. Blue shows that it is an original signature. I actually had to re-sign a client because I let them sign in black and the lender required blue. So just watch the instructions because some lenders will overlook it if you use the wrong color, but some will make you re-sign.

Reply by NVLSlady/VA on 9/28/12 12:16pm
Msg #436309

Yes, I have a client who only wants blue ink. But I've not had to alternate between colors - either all this or all that (unless the TC assumes I would know to only notarize in Black?)