Posted by Patricia R Shatley on 9/14/12 1:33pm
Msg #434411

Refi-Mortgage in a Living Trust

Does the Mortgage in the State of Florida need witnesses?
There has been no change in Title. I know if there is a change in title is he only time you need witnesses in the State of Florida.
I don't know why, but something in my head is telling me a Mortgage in a Trust has to be witnessed, but I am not sure. Does anyone out there know

Reply by ToniK on 9/14/12 1:34pm
Msg #434412

The ones I did for Fla had to have witnesses

Reply by HARRY_PA on 9/14/12 1:36pm
Msg #434413

Check with your hiring party.

Harry

Reply by MW/VA on 9/14/12 1:38pm
Msg #434414

I agree, Harry. When you have a question like that, call

the hiring party. It's not something we should guess at, and are not necessarily expected to know it. ;-)

Reply by Linda_H/FL on 9/14/12 1:54pm
Msg #434421

Depends..

By Florida statute, witnesses are not required on mortgages in Florida; however each individual county is free to impose their own requirements, and some have instituted the two-witness requirement - Dixie County and Suwannee County.

That said, I agree with the others - check with the hiring party - sometimes it's a lender requirement. Easier to just do what you're told than argue it...sometimes not worth the effort.