Posted by Yoli/CA on 4/2/13 3:05pm
Msg #464132

Bank of America refi package for TX

So, I'm prepping docs for signing this evening - SO glad I have the time to do so. There are 10 notarizations and practically every one of them requires a loose California-compliant certificate be attached. All but 2 of those 10 are Jurats. Makes for an already large package to be slightly larger.

Is this the norm for TX properties?

Investment property in TX; lender in MO; TC in PA; borrowers in CA

Reply by SheilaSJCA on 4/2/13 3:40pm
Msg #464137

yes, I would say it is typical for TX properties n/m

Reply by HisHughness on 4/2/13 4:10pm
Msg #464144

You got off light. 10 certs is a minimum, unless its Quicken n/m

Reply by JENNY/TX on 4/2/13 4:50pm
Msg #464161

Yoli,

I have had up to 21 for a Texas refi. Those are not BofA.

Jenny

Reply by Donna McDaniel on 4/2/13 7:01pm
Msg #464187

Re: Bank of America refi - Florida 6 max

Mortgage
Identity Affidavit (Borrower 1)
Identity Affidavit (Borrower 2)
Name & Signature Affidavit (Borrower 1)
Name & Signature Affidavit (Borrower 2)

Reply by Donna McDaniel on 4/2/13 7:01pm
Msg #464189

Oops..make that 5 n/m

Reply by CarolF/NC on 4/2/13 7:26pm
Msg #464193

Don't move to NC. This Baptist states signs and swears to

God a lot.

Reply by desktopfull on 4/2/13 8:01pm
Msg #464197

My last Bank of America refi - Florida 17

Mortgage
3 ID affidavits-Borrower 1
3 ID affidavits-Borrower 2
2 Sign./name affidavits-Borrower 1
2 Sign./name affidavits-Borrower 2
2 Compliance Affidavits
Survey Affidavit
Owner Affidavit
No Lien Affidavit
Occupancy/Financial Status Affidavit

Reply by Linda_H/FL on 4/2/13 8:24pm
Msg #464200

What? No Marital Status Affidavit?? You got off easy!! :) n/m

Reply by pdl/cali on 4/2/13 11:02pm
Msg #464244

Re: What? No Marital Status Affidavit?? You got off easy!! :)

Thank goodness for prep time.

Reply by desktopfull on 4/2/13 11:11pm
Msg #464245

That was included with the Owner Aff. n/m

Reply by JanetK_CA on 4/2/13 11:30pm
Msg #464247

Seems to me to be the norm regardless of who the lender is for Texas properties. I generally write the full document name on all replaced notary certs, then again in my journal - and it seems like Texans like their doc names big, too! Agree that doc prep can be very time consuming for some of those big packages.

"Investment property in TX; lender in MO; TC in PA; borrowers in CA"

LOL!! Sounds like a killer combination...

Reply by Tudi/CA on 4/3/13 12:46am
Msg #464249

Sounds like a lot of work and time...hope they paid you well!